Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the quick ratio (acid-test) high or low?
The quick ratio (acid-test) of 1.29 is in line with its 5-year average of 1.28, around the middle of its 5-year range (1.19–1.34).
As of the fiscal period ended Tuesday, June 30, 2026. 0.97% below its 12-month average of 1.30.
Reported quarterly quick ratio; no daily interpolation.
QUICK RATIO (ACID-TEST)
1.29
QUICK RATIO (ACID-TEST) AVG TTM
1.30
QUICK RATIO (ACID-TEST) AVG 3Y
1.29
QUICK RATIO (ACID-TEST) AVG 5Y
1.28
QUICK RATIO (ACID-TEST) AVG 10Y
1.32
QUICK RATIO (ACID-TEST) AVG 15Y
N/A
QUICK RATIO (ACID-TEST) AVG 20Y
N/A
CURRENT VS TTM AVG
-0.97%
CURRENT VS 3Y AVG
+0.12%
CURRENT VS 5Y AVG
+0.63%
CURRENT VS 10Y AVG
-2.75%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
0.90
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
+43.11%
vs the sector median at left
PayPal Holdings, Inc.
Market Cap
$50.47B
Quick Ratio (Acid-Test)
1.29
TTM Avg
1.30
3Y Avg
1.29
5Y Avg
1.28
Market Cap
$50.34B
Quick Ratio (Acid-Test)
0.15
TTM Avg
0.72
3Y Avg
0.42
5Y Avg
0.33
Market Cap
$50.97B
Quick Ratio (Acid-Test)
0.68
TTM Avg
0.59
3Y Avg
0.60
5Y Avg
0.63
Market Cap
$51.21B
Quick Ratio (Acid-Test)
0.82
TTM Avg
0.60
3Y Avg
0.52
5Y Avg
0.51
Market Cap
$49.07B
Quick Ratio (Acid-Test)
7.87
TTM Avg
57.55
3Y Avg
64.07
5Y Avg
131.45
Market Cap
$44.83B
Quick Ratio (Acid-Test)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$42.36B
Quick Ratio (Acid-Test)
0.61
TTM Avg
1.24
3Y Avg
1.51
5Y Avg
1.52
Market Cap
$42.07B
Quick Ratio (Acid-Test)
2.24
TTM Avg
1.61
3Y Avg
1.15
5Y Avg
1.04
| NAME | MARKET CAP | QUICK RATIO (ACID-TEST) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| PayPal Holdings, Inc. (PYPL) | $50.47B | 1.29 | 1.30 | 1.29 | 1.28 |
| Discover Financial Services (DFS)vs › | $50.34B | 0.15 | 0.72 | 0.42 | 0.33 |
| State Street Corporation (STT)vs › | $50.97B | 0.68 | 0.59 | 0.60 | 0.63 |
| Fifth Third Bancorp (FITB)vs › | $51.21B | 0.82 | 0.60 | 0.52 | 0.51 |
| Ameriprise Financial, Inc. (AMP)vs › | $49.07B | 7.87 | 57.55 | 64.07 | 131.45 |
| Nasdaq, Inc. (NDAQ)vs › | $52.65B | 1.01 | 1.00 | 0.99 | 1.08 |
| State Street SPDR Dow Jones Industrial Average ETF Trust (DIA)vs › | $44.83B | N/A | N/A | N/A | N/A |
| Prudential Financial, Inc. (PRU)vs › | $42.36B | 0.61 | 1.24 | 1.51 | 1.52 |
| Ares Management Corporation (ARES)vs › | $42.07B | 2.24 | 1.61 | 1.15 | 1.04 |
| American International Group, Inc. (AIG)vs › | $41.66B | 0.85 | 1.06 | 1.67 | 2.11 |
Quick Ratio
1.29
Excludes inventory
Current Ratio
1.29
Includes inventory
Quick Ratio = (Current Assets − Inventory) / Current Liabilities
The quick ratio is a stricter liquidity measure that excludes inventory, showing the ability to meet short-term obligations with the most liquid assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | QUICK RATIO (ACID-TEST) |
|---|---|
| 2026-06-30 | 1.29 |
| 2026-03-31 | 1.26 |
| 2025-12-31 | 1.29 |
| 2025-09-30 | 1.34 |
| 2025-06-30 | 1.33 |
| 2025-03-31 | 1.30 |
| 2024-12-31 | 1.26 |
| 2024-09-30 | 1.25 |
| 2024-06-30 | 1.24 |
| 2024-03-31 | 1.28 |
| 2023-12-31 | 1.29 |
| 2023-09-30 | 1.30 |
| 2023-06-30 | 1.30 |
| 2023-03-31 | 1.29 |
| 2022-12-31 | 1.28 |
| 2022-09-30 | 1.27 |
| 2022-06-30 | 1.23 |
| 2022-03-31 | 1.19 |
| 2021-12-31 | 1.22 |
| 2021-09-30 | 1.30 |
| 2021-06-30 | 1.29 |
| 2021-03-31 | 1.29 |
| 2020-12-31 | 1.33 |
| 2020-09-30 | 1.38 |
| 2020-06-30 | 1.38 |
| 2020-03-31 | 1.39 |
| 2019-12-31 | 1.43 |
| 2019-09-30 | 1.43 |
| 2019-06-30 | 1.22 |
| 2019-03-31 | 1.22 |
| 2018-12-31 | 1.27 |
| 2018-09-30 | 1.28 |
| 2018-06-30 | 1.38 |
| 2018-03-31 | 1.35 |
| 2017-12-31 | 1.43 |
| 2017-09-30 | 1.42 |
| 2017-06-30 | 1.45 |
| 2017-03-31 | 1.47 |
| 2016-12-31 | 1.52 |
| 2016-09-30 | 1.55 |
| 2016-06-30 | 1.54 |
| 2016-03-31 | 1.53 |
| 2015-12-31 | 1.52 |
| 2015-09-30 | 1.57 |
| 2015-06-30 | 1.57 |
| 2015-03-31 | 1.34 |
| 2014-12-31 | 1.32 |
| 2014-09-30 | 0.00 |
| 2014-06-30 | 0.00 |
| 2014-03-31 | 0.00 |
