PayPal Holdings, Inc. (PYPL) Current Ratio: 1.29
Is PayPal Holdings, Inc.’s current ratio high or low?
PayPal Holdings, Inc.'s current ratio of 1.29 is in line with its 5-year average of 1.28, around the middle of its 5-year range (1.22–1.33).
As of Thursday, June 11, 2026. 1.18% above its 12-month average of 1.27.
PYPL Current Ratio Chart
PYPL Average Current Ratio Chart
PYPL Current vs Average Current Ratio Chart
PYPL Current Ratio Metrics
CURRENT RATIO
1.29
CURRENT RATIO AVG TTM
1.27
CURRENT RATIO AVG 3Y
1.28
CURRENT RATIO AVG 5Y
1.28
CURRENT RATIO AVG 10Y
1.35
CURRENT RATIO AVG 15Y
1.34
CURRENT RATIO AVG 20Y
1.34
CURRENT VS TTM AVG
+1.18%
CURRENT VS 3Y AVG
+0.78%
CURRENT VS 5Y AVG
+0.91%
CURRENT VS 10Y AVG
-4.38%
CURRENT VS 15Y AVG
-3.95%
CURRENT VS 20Y AVG
-3.95%
PYPL Competitors' Current Ratio
| NAME | MARKET CAP | CURRENT RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| PayPal Holdings, Inc. (PYPL) | $35.77B | 1.29 | 1.27 | 1.28 | 1.28 |
| The Hartford Financial Services Group, Inc. (HIG) | $35.65B | 17.65 | 17.17 | 14.87 | 14.87 |
| Prudential Financial, Inc. (PRU) | $36.53B | 0.61 | 1.24 | 1.51 | 1.52 |
| Sunbelt Rentals Holdings Inc (SUNB) | $33.66B | 1.29 | 1.21 | 1.13 | 1.13 |
| American International Group, Inc. (AIG) | $39.73B | 0.85 | 1.06 | 1.67 | 2.11 |
| Ameriprise Financial, Inc. (AMP) | $40.49B | 7.87 | 57.55 | 64.07 | 131.45 |
| Coinbase Global, Inc. (COIN) | $40.62B | 2.34 | 2.31 | 1.94 | 1.76 |
| MSCI Inc. (MSCI) | $43.23B | 0.90 | 0.88 | 1.02 | 1.28 |
| State Street SPDR Dow Jones Industrial Average ETF Trust (DIA) | $44.30B | N/A | N/A | N/A | N/A |
| Cincinnati Financial Corporation (CINF) | $25.91B | 1.29 | 1.30 | 1.28 | 1.30 |
Liquidity Analysis
Current Ratio
1.29
Quick Ratio
1.29
PayPal Holdings, Inc. Current Ratio Formula & Definition
Current Ratio = Current Assets / Current Liabilities
The current ratio measures short-term liquidity — a company's ability to cover current liabilities with current assets. Above 1.0 indicates positive working capital.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
PayPal Holdings, Inc. Current Ratio FAQ
- What is the current ratio for PayPal Holdings, Inc. (PYPL)?
- The current ratio for PYPL stock is 1.29.
- Is PayPal Holdings, Inc.'s current ratio high or low?
- PayPal Holdings, Inc.'s current ratio of 1.29 is in line with its 5-year average of 1.28, around the middle of its 5-year range (1.22–1.33).
- What is the TTM average current ratio for PayPal Holdings, Inc. (PYPL)?
- The TTM average current ratio for PYPL stock is 1.27.
- What is the 3Y average current ratio for PayPal Holdings, Inc. (PYPL)?
- The 3Y average current ratio for PYPL stock is 1.28.
- What is the 5Y average current ratio for PayPal Holdings, Inc. (PYPL)?
- The 5Y average current ratio for PYPL stock is 1.28.
- What is the 10Y average current ratio for PayPal Holdings, Inc. (PYPL)?
- The 10Y average current ratio for PYPL stock is 1.35.
- What is the 15Y average current ratio for PayPal Holdings, Inc. (PYPL)?
- The 15Y average current ratio for PYPL stock is 1.34.
- What is the 20Y average current ratio for PayPal Holdings, Inc. (PYPL)?
- The 20Y average current ratio for PYPL stock is 1.34.
PayPal Holdings, Inc. Current Ratio History
| DATE | CURRENT RATIO |
|---|---|
| 2025-12-31 | 1.29 |
| 2024-12-31 | 1.26 |
| 2023-12-31 | 1.29 |
| 2022-12-31 | 1.28 |
| 2021-12-31 | 1.22 |
| 2020-12-31 | 1.33 |
| 2019-12-31 | 1.43 |
| 2018-12-31 | 1.27 |
| 2017-12-31 | 1.43 |
| 2016-12-31 | 1.52 |
| 2015-12-31 | 1.52 |
| 2014-12-31 | 1.32 |
| 2013-12-31 | 1.30 |
Related Metrics
About PayPal Holdings, Inc.
PayPal Holdings, Inc. provides a worldwide technological framework that facilitates digital financial transactions for both businesses and individual users. The company offers a wide array of payment services through well-known brands such as PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy. Through its extensive platform, consumers are able to send and receive funds across roughly 200 global markets and in approximately 100 different currencies. Additionally, users can transfer money to their bank accounts in 56 currencies and maintain account balances in 25 distinct currencies within their PayPal accounts. Founded in 1998, the company's corporate headquarters are situated in San Jose, California.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- Enrique J. Lores