Arch Capital Group Ltd. (ACGL) vs American International Group, Inc. (AIG)

ACGL leads on 9 of 13 compared metrics.

A side-by-side comparison of Arch Capital Group Ltd. and American International Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 25, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Compare

Total returnACGL vs AIG

growth of $100 · dividends reinvested · last 30y
ACGL +5502.5%AIG -63.6%ACGL compounded faster
Log scale — wide-divergence pair
1101001k10kStart $100200120062011201620212026$5,603$36
ACGL AIG

ACGL vs AIG: by the numbers

  • AIG is the larger company ($41.92B vs $36.11B market cap).
  • ACGL trades at the lower earnings multiple (7.94 vs 13.94 P/E).
  • ACGL converts more revenue to profit (24.73% vs 11.86% net margin).
  • ACGL grew revenue faster over the past five years (17.23% vs -9.45% CAGR).
  • AIG pays a dividend (2.34% yield) while ACGL does not currently pay one.

Which is better, ACGL or AIG?

Metric tally: ACGL 9 · AIG 4

It depends on what you're optimizing for:

ValueACGL(lower P/E)
GrowthACGL(faster 5Y revenue CAGR)
QualityACGL(higher ROIC)

Metrics side by side

Valuation

MetricACGLAIG
P/E ratio7.9413.94
Forward P/E11.129.83
P/S ratio1.891.61
P/B ratio1.541.06
PEG ratio2.510.25

Profitability

MetricACGLAIG
Gross margin42.83%38.50%
Operating margin27.65%14.66%
Net margin24.73%11.86%
ROE20.14%7.82%
ROIC7.12%5.29%

Dividends

MetricACGLAIG
Dividend yield2.34%
Payout ratio33.76%

Growth (annualized)

MetricACGLAIG
Revenue CAGR (5Y)17.23%-9.45%
EPS CAGR (5Y)28.50%6.34%
Total return CAGR (5Y)23.04%13.34%

Frequently asked

Which is better, ACGL or AIG?
It depends on your goal. value: ACGL (lower P/E); growth: ACGL (faster 5Y revenue CAGR); quality: ACGL (higher ROIC). Across all compared metrics, ACGL leads 9 to 4.
Is ACGL or AIG cheaper?
On trailing earnings, ACGL is cheaper: ACGL trades at a 7.94 P/E and AIG at 13.94.
Which has grown faster, ACGL or AIG?
Over the past five years, ACGL grew revenue faster — ACGL at a 17.23% CAGR versus AIG at -9.45%.
Does ACGL or AIG pay a bigger dividend?
AIG pays a dividend (2.34% yield) while ACGL does not currently pay one.
Is ACGL or AIG more profitable?
ACGL runs the higher net margin — ACGL at 24.73% versus AIG at 11.86%.
Which has been the better investment, ACGL or AIG?
Over the past 10-year, ACGL delivered the higher annualized total return — ACGL at 16.56% versus AIG at 6.37%. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 25, 2026.