Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to equity ratio high or low?
The debt to equity ratio of 0.22 is 19% below its 5-year average of 0.28, near the low end of its 5-year range (0.22–0.34).
As of the fiscal period ended Tuesday, June 30, 2026. 4.86% below its 12-month average of 0.23.
Reported quarterly debt to equity ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 0.22.
DEBT TO EQUITY RATIO
0.22
DEBT TO EQUITY RATIO AVG TTM
0.23
DEBT TO EQUITY RATIO AVG 3Y
0.26
DEBT TO EQUITY RATIO AVG 5Y
0.28
DEBT TO EQUITY RATIO AVG 10Y
0.29
DEBT TO EQUITY RATIO AVG 15Y
0.30
DEBT TO EQUITY RATIO AVG 20Y
0.30
CURRENT VS TTM AVG
-4.86%
CURRENT VS 3Y AVG
-15.42%
CURRENT VS 5Y AVG
-19.25%
CURRENT VS 10Y AVG
-22.37%
CURRENT VS 15Y AVG
-25.05%
CURRENT VS 20Y AVG
-26.09%
SECTOR MEDIAN · FINANCIAL SERVICES
0.65
median of 102 covered companies
CURRENT VS SECTOR MEDIAN
-65.72%
vs the sector median at left
The Hartford Insurance Group, Inc.
Market Cap
$37.38B
Debt to Equity Ratio
0.22
TTM Avg
0.23
3Y Avg
0.26
5Y Avg
0.28
Market Cap
$39.94B
Debt to Equity Ratio
0.22
TTM Avg
0.21
3Y Avg
0.33
5Y Avg
0.39
Market Cap
$34.76B
Debt to Equity Ratio
0.65
TTM Avg
0.46
3Y Avg
0.43
5Y Avg
0.36
Market Cap
$34.61B
Debt to Equity Ratio
1.18
TTM Avg
1.26
3Y Avg
1.32
5Y Avg
1.14
Market Cap
$34.06B
Debt to Equity Ratio
0.67
TTM Avg
0.80
3Y Avg
0.73
5Y Avg
0.66
Market Cap
$33.57B
Debt to Equity Ratio
0.18
TTM Avg
0.12
3Y Avg
0.15
5Y Avg
0.17
Market Cap
$41.38B
Debt to Equity Ratio
0.65
TTM Avg
0.86
3Y Avg
1.10
5Y Avg
0.87
Market Cap
$33.32B
Debt to Equity Ratio
0.42
TTM Avg
0.35
3Y Avg
0.36
5Y Avg
0.39
| NAME | MARKET CAP | DEBT TO EQUITY RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| The Hartford Insurance Group, Inc. (HIG) | $37.38B | 0.22 | 0.23 | 0.26 | 0.28 |
| American International Group, Inc. (AIG)vs › | $39.94B | 0.22 | 0.21 | 0.33 | 0.39 |
| M&T Bank Corporation (MTB)vs › | $34.76B | 0.65 | 0.46 | 0.43 | 0.36 |
| Northern Trust Corporation (NTRS)vs › | $34.61B | 1.18 | 1.26 | 1.32 | 1.14 |
| MSCI Inc. (MSCI)vs › | $40.32B | N/A | 5.86 | 3.50 | 2.52 |
| Huntington Bancshares Incorporated (HBAN)vs › | $34.06B | 0.67 | 0.80 | 0.73 | 0.66 |
| Arch Capital Group Ltd. (ACGL)vs › | $33.57B | 0.18 | 0.12 | 0.15 | 0.17 |
| Prudential Financial, Inc. (PRU)vs › | $41.38B | 0.65 | 0.86 | 1.10 | 0.87 |
| Raymond James Financial, Inc. (RJF)vs › | $33.32B | 0.42 | 0.35 | 0.36 | 0.39 |
| Ares Management Corporation (ARES)vs › | $43.23B | 3.75 | 3.60 | 5.98 | 6.65 |
Debt/Equity
0.22
Current Ratio
18.15
Debt to Equity measures financial leverage by comparing total debt to shareholders' equity.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO EQUITY RATIO |
|---|---|
| 2026-06-30 | 0.22 |
| 2026-03-31 | 0.23 |
| 2025-12-31 | 0.23 |
| 2025-09-30 | 0.24 |
| 2025-06-30 | 0.25 |
| 2025-03-31 | 0.26 |
| 2024-12-31 | 0.27 |
| 2024-09-30 | 0.26 |
| 2024-06-30 | 0.28 |
| 2024-03-31 | 0.28 |
| 2023-12-31 | 0.28 |
| 2023-09-30 | 0.32 |
| 2023-06-30 | 0.31 |
| 2023-03-31 | 0.30 |
| 2022-12-31 | 0.32 |
| 2022-09-30 | 0.34 |
| 2022-06-30 | 0.31 |
| 2022-03-31 | 0.31 |
| 2021-12-31 | 0.28 |
| 2021-09-30 | 0.28 |
| 2021-06-30 | 0.24 |
| 2021-03-31 | 0.25 |
| 2020-12-31 | 0.23 |
| 2020-09-30 | 0.24 |
| 2020-06-30 | 0.25 |
| 2020-03-31 | 0.28 |
| 2019-12-31 | 0.30 |
| 2019-09-30 | 0.30 |
| 2019-06-30 | 0.30 |
| 2019-03-31 | 0.30 |
| 2018-12-31 | 0.36 |
| 2018-09-30 | 0.37 |
| 2018-06-30 | 0.37 |
| 2018-03-31 | 0.39 |
| 2017-12-31 | 0.37 |
| 2017-09-30 | 0.30 |
| 2017-06-30 | 0.30 |
| 2017-03-31 | 0.30 |
| 2016-12-31 | 0.29 |
| 2016-09-30 | 0.29 |
| 2016-06-30 | 0.29 |
| 2016-03-31 | 0.29 |
| 2015-12-31 | 0.30 |
| 2015-09-30 | 0.30 |
| 2015-06-30 | 0.30 |
| 2015-03-31 | 0.31 |
| 2014-12-31 | 0.33 |
| 2014-09-30 | 0.32 |
| 2014-06-30 | 0.31 |
| 2014-03-31 | 0.32 |
| 2013-12-31 | 0.35 |
| 2013-09-30 | 0.34 |
| 2013-06-30 | 0.35 |
| 2013-03-31 | 0.31 |
| 2012-12-31 | 0.32 |
| 2012-09-30 | 0.31 |
| 2012-06-30 | 0.34 |
| 2012-03-31 | 0.31 |
| 2011-12-31 | 0.30 |
| 2011-09-30 | 0.31 |
| 2011-06-30 | 0.32 |
| 2011-03-31 | 0.33 |
| 2010-12-31 | 0.34 |
| 2010-09-30 | 0.33 |
| 2010-06-30 | 0.37 |
| 2010-03-31 | 0.43 |
| 2009-12-31 | 0.39 |
| 2009-09-30 | 0.40 |
| 2009-06-30 | 0.52 |
| 2009-03-31 | 0.94 |
| 2008-12-31 | 0.67 |
| 2008-09-30 | 0.44 |
| 2008-06-30 | 0.35 |
| 2008-03-31 | 0.33 |
| 2007-12-31 | 0.23 |
| 2007-09-30 | 0.28 |
| 2007-06-30 | 0.27 |
| 2007-03-31 | 0.26 |
| 2006-12-31 | 0.23 |
| 2006-09-30 | 0.23 |
| 2006-06-30 | 0.31 |
| 2006-03-31 | 0.31 |
| 2005-12-31 | 0.31 |
| 2005-09-30 | 0.31 |
| 2005-06-30 | 0.30 |
| 2005-03-31 | 0.35 |
| 2004-12-31 | 0.35 |
| 2004-09-30 | 0.36 |
| 2004-06-30 | 0.40 |
| 2004-03-31 | 0.38 |
| 2003-12-31 | 0.49 |
| 2003-09-30 | 0.37 |
| 2003-06-30 | 0.33 |
| 2003-03-31 | 0.31 |
| 2002-12-31 | 0.41 |
| 2002-09-30 | 0.29 |