Prudential Financial, Inc. (PRU) Debt to Equity Ratio: 0.71
Is Prudential Financial, Inc.’s debt to equity ratio high or low?
Prudential Financial, Inc.'s debt to equity ratio of 0.71 is 18% below its 5-year average of 0.87, near the low end of its 5-year range (0.31–1.70).
As of Sunday, June 14, 2026. 17.92% below its 12-month average of 0.86.
PRU Debt to Equity Ratio Chart
PRU Average Debt to Equity Ratio Chart
PRU Current vs Average Debt to Equity Ratio Chart
PRU Debt to Equity Ratio Metrics
DEBT TO EQUITY RATIO
0.71
DEBT TO EQUITY RATIO AVG TTM
0.86
DEBT TO EQUITY RATIO AVG 3Y
1.10
DEBT TO EQUITY RATIO AVG 5Y
0.87
DEBT TO EQUITY RATIO AVG 10Y
0.68
DEBT TO EQUITY RATIO AVG 15Y
0.70
DEBT TO EQUITY RATIO AVG 20Y
0.84
CURRENT VS TTM AVG
-17.92%
CURRENT VS 3Y AVG
-35.45%
CURRENT VS 5Y AVG
-17.92%
CURRENT VS 10Y AVG
+3.99%
CURRENT VS 15Y AVG
+0.80%
CURRENT VS 20Y AVG
-15.76%
PRU Competitors' Debt to Equity Ratio
| NAME | MARKET CAP | DEBT TO EQUITY RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Prudential Financial, Inc. (PRU) | $37.68B | 0.71 | 0.86 | 1.10 | 0.87 |
| PayPal Holdings, Inc. (PYPL)vs › | $36.63B | 0.49 | 0.48 | 0.48 | 0.47 |
| The Hartford Financial Services Group, Inc. (HIG)vs › | $35.53B | 0.23 | 0.25 | 0.28 | 0.27 |
| American International Group, Inc. (AIG)vs › | $40.16B | 0.22 | 0.21 | 0.33 | 0.39 |
| Ameriprise Financial, Inc. (AMP)vs › | $41.27B | 0.90 | 0.98 | 1.15 | 1.05 |
| Sunbelt Rentals Holdings Inc (SUNB)vs › | $34.04B | 1.35 | 1.43 | 1.45 | 1.45 |
| Coinbase Global, Inc. (COIN)vs › | $42.10B | 0.53 | 0.49 | 0.53 | 0.51 |
| MSCI Inc. (MSCI)vs › | $43.62B | -2.38 | 5.86 | 3.50 | 2.52 |
| State Street SPDR Dow Jones Industrial Average ETF Trust (DIA)vs › | $45.10B | N/A | N/A | N/A | N/A |
| State Street Corporation (STT)vs › | $46.39B | 1.07 | 1.26 | 1.07 | 0.94 |
Financial Health
Debt/Equity
0.71
Current Ratio
0.61
Prudential Financial, Inc. Debt to Equity Ratio Formula & Definition
Debt to Equity measures financial leverage by comparing total debt to shareholders' equity.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Prudential Financial, Inc. Debt to Equity Ratio FAQ
- What is the debt to equity ratio for Prudential Financial, Inc. (PRU)?
- The debt to equity ratio for PRU stock is 0.71.
- Is Prudential Financial, Inc.'s debt to equity ratio high or low?
- Prudential Financial, Inc.'s debt to equity ratio of 0.71 is 18% below its 5-year average of 0.87, near the low end of its 5-year range (0.31–1.70).
- What is the TTM average debt to equity ratio for Prudential Financial, Inc. (PRU)?
- The TTM average debt to equity ratio for PRU stock is 0.86.
- What is the 3Y average debt to equity ratio for Prudential Financial, Inc. (PRU)?
- The 3Y average debt to equity ratio for PRU stock is 1.10.
- What is the 5Y average debt to equity ratio for Prudential Financial, Inc. (PRU)?
- The 5Y average debt to equity ratio for PRU stock is 0.87.
- What is the 10Y average debt to equity ratio for Prudential Financial, Inc. (PRU)?
- The 10Y average debt to equity ratio for PRU stock is 0.68.
- What is the 15Y average debt to equity ratio for Prudential Financial, Inc. (PRU)?
- The 15Y average debt to equity ratio for PRU stock is 0.70.
- What is the 20Y average debt to equity ratio for Prudential Financial, Inc. (PRU)?
- The 20Y average debt to equity ratio for PRU stock is 0.84.
Prudential Financial, Inc. Debt to Equity Ratio History
| DATE | DEBT TO EQUITY RATIO |
|---|---|
| 2025-12-31 | 0.71 |
| 2024-12-31 | 1.02 |
| 2023-12-31 | 0.97 |
| 2022-12-31 | 1.70 |
| 2021-12-31 | 0.48 |
| 2020-12-31 | 0.31 |
| 2019-12-31 | 0.35 |
| 2018-12-31 | 0.43 |
| 2017-12-31 | 0.37 |
| 2016-12-31 | 0.46 |
| 2015-12-31 | 0.71 |
| 2014-12-31 | 0.67 |
| 2013-12-31 | 0.84 |
| 2012-12-31 | 0.75 |
| 2011-12-31 | 0.71 |
| 2010-12-31 | 0.79 |
| 2009-12-31 | 0.96 |
| 2008-12-31 | 2.30 |
| 2007-12-31 | 1.27 |
| 2006-12-31 | 1.05 |
| 2005-12-31 | 0.85 |
| 2004-12-31 | 0.52 |
| 2003-12-31 | 0.49 |
| 2002-12-31 | 0.39 |
| 2001-12-31 | 0.52 |
Related Metrics
About Prudential Financial, Inc.
Prudential Financial, Inc. operates in both the U.S. and global markets, delivering a range of financial and insurance solutions alongside investment management expertise through its various subsidiaries. The company organizes its operations into eight distinct divisions: PGIM, Retirement, Group Insurance, Individual Annuities, Individual Life, Assurance IQ, International Businesses, and Closed Block. PGIM, its investment management arm, provides diverse strategies including public fixed income and equities, real estate debt and equity, private credit, alternative investments, and multi-asset class approaches. These services cater to a broad clientele, encompassing institutional investors, retail clients, and its own general account. For retirement planning, Prudential offers investment and income products designed for sponsors of retirement plans across public, private, and not-for-profit sectors. Its Group Insurance segment supplies a variety of coverage options such as group life, long-term and short-term disability, and corporate-, bank-, or trust-owned life insurance. Primarily serving institutional clients, these offerings support employee and membership benefit programs. Additionally, the company provides accidental death & dismemberment, supplemental health solutions, and administrative services for these insurance coverages. The firm also develops and distributes individual variable and fixed annuity products, primarily targeting affluent and mass affluent consumers. Similarly, it offers individual variable, term, and universal life insurance products to a similar demographic, covering mass middle, mass affluent, and affluent segments in the United States. Through Assurance IQ, Prudential facilitates access for retail consumers to third-party life, health, Medicare, property and casualty, and term life insurance products via its digital platforms and a network of independent agents. Both individual and institutional customers can access the company's offerings through its direct channels and partnerships with third-party distributors. Established in 1875, Prudential Financial, Inc. maintains its corporate headquarters in Newark, New Jersey.
- Sector
- Financial Services
- Industry
- Insurance - Life
- CEO
- Andrew Francis Sullivan