M&T Bank Corporation (MTB) vs Prudential Financial, Inc. (PRU)

A side-by-side comparison of M&T Bank Corporation and Prudential Financial, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 23, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnMTB vs PRU

growth of $100 · dividends reinvested · last 10y
MTB +171.8% (+10.5%/yr)PRU +147.9% (+9.5%/yr)MTB compounded faster over this window
100150200250300Start $10020182020202220242026$272$248
MTB PRU

MTB vs PRU: by the numbers

  • PRU is the larger company ($42.04B vs $34.83B market cap).
  • PRU trades at the lower trailing earnings multiple (10.90 vs 12.68 P/E), one valuation lens rather than an overall verdict.
  • MTB converts more revenue to profit (24.40% vs 5.93% net margin).
  • MTB grew revenue faster over the past five years (15.23% vs 0.16% CAGR).
  • PRU pays the higher dividend yield (4.54% vs 2.50%).

Metrics side by side

Valuation

MetricMTBPRU
P/E ratio12.6810.90
Forward P/E12.428.53
P/S ratio3.030.61
P/B ratio1.351.25

Profitability

MetricMTBPRU
Gross margin76.03%30.76%
Operating margin33.19%7.68%
Net margin24.40%5.93%
ROE10.85%12.17%

Dividends

MetricMTBPRU
Dividend yield2.50%4.54%
Payout ratio35.09%54.13%

Growth (annualized)

MetricMTBPRU
Revenue CAGR (5Y)15.23%0.16%
EPS CAGR (5Y)11.46%N/A
Total return CAGR (5Y)15.72%8.16%

Frequently asked

Which has the lower trailing P/E, MTB or PRU?
PRU has the lower trailing P/E: MTB trades at 12.68 and PRU at 10.90. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, MTB or PRU?
Over the past five years, MTB grew revenue faster — MTB at a 15.23% CAGR versus PRU at 0.16%.
Does MTB or PRU pay a bigger dividend?
MTB yields 2.50% and PRU yields 4.54% based on trailing dividends and the latest price.
Is MTB or PRU more profitable?
MTB runs the higher net margin — MTB at 24.40% versus PRU at 5.93%.
How have MTB and PRU total returns compared?
Over the past 10 years, MTB delivered 10.51% and PRU delivered 9.50% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 23, 2026.