Aflac Incorporated (AFL) Interest Coverage Ratio: 21.10x
The interest coverage ratio for Aflac Incorporated (AFL) is 21.10x as of Wednesday, June 10, 2026.
AFL Interest Coverage Ratio Metrics
INTEREST COVERAGE RATIO
21.10x
AFL Competitors' Interest Coverage Ratio
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Aflac Incorporated (AFL) | — | 21.10x | N/A | N/A | N/A |
| The Allstate Corporation (ALL) | $57.72B | 32.97x | 23.68x | 23.68x | 22.09x |
| Arthur J. Gallagher & Co. (AJG) | $57.28B | 3.99x | 4.99x | 5.69x | 5.66x |
| MetLife, Inc. (MET) | $56.35B | 4.39x | 4.90x | 4.67x | 5.92x |
| The Travelers Companies, Inc. (TRV) | $64.72B | 18.34x | 17.05x | 13.16x | 12.55x |
| Discover Financial Services (DFS) | $50.34B | 3.09x | 2.15x | 3.65x | 2.81x |
| Aon plc (AON) | $72.59B | 5.33x | 5.10x | 6.77x | 6.98x |
| State Street SPDR Dow Jones Industrial Average ETF Trust (DIA) | $44.24B | N/A | N/A | N/A | N/A |
| MSCI Inc. (MSCI) | $44.05B | 8.16x | 8.20x | 7.72x | 7.21x |
| iShares Russell 2000 ETF (IWM) | $77.63B | N/A | N/A | N/A | N/A |
Financial Health Indicators
Interest Coverage
21.1x
Debt/Equity
0.29
Current Ratio
0.00
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
- < 1.5x: EBIT is less than 1.5 times interest expense
- 1.5x - 3x: EBIT is between 1.5 and 3 times interest expense
- 3x - 5x: EBIT is between 3 and 5 times interest expense
- > 5x: EBIT is more than 5 times interest expense
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Aflac Incorporated Interest Coverage Ratio Formula & Definition
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Aflac Incorporated Interest Coverage Ratio FAQ
- What is the interest coverage ratio for Aflac Incorporated (AFL)?
- The interest coverage ratio for AFL stock is 21.10x.
About Aflac Incorporated
Aflac Incorporated, operating through its various subsidiary companies, focuses on delivering supplementary health and life insurance policies. The firm's business activities are structured into two primary divisions: Aflac Japan and Aflac U.S. In Japan, the company offers a diverse range of insurance products, including coverage for cancer, medical expenses, income support for nursing care, and the distinct GIFT plan. This segment also provides traditional whole and term life insurance, along with savings-oriented plans like WAYS and child endowment products. Meanwhile, the Aflac U.S. division caters to the American market, furnishing policies that address cancer, accidents, short-term disability, critical illness, and hospital stays. Additionally, it provides dental, vision, long-term care, disability, and both term and whole life insurance options. Aflac distributes its comprehensive suite of products through multiple channels, which include dedicated sales associates, independent brokers, various corporate and individual agencies, and affiliated agencies. Established in 1955, the company maintains its corporate headquarters in Columbus, Georgia.
- Sector
- Financial Services
- Industry
- Insurance - Life
- CEO
- Daniel Paul Amos