Aflac Incorporated logo
Aflac Incorporated (AFL)
Compare

Aflac Incorporated (AFL) Interest Coverage Ratio: 21.10x

The interest coverage ratio for Aflac Incorporated (AFL) is 21.10x as of Wednesday, June 10, 2026.

AFL Interest Coverage Ratio Metrics

INTEREST COVERAGE RATIO

21.10x

AFL Competitors' Interest Coverage Ratio

NAMEMARKET CAPINTEREST COVERAGE RATIOTTM3Y5Y
Aflac Incorporated (AFL)21.10xN/AN/AN/A
The Allstate Corporation (ALL)$57.72B32.97x23.68x23.68x22.09x
Arthur J. Gallagher & Co. (AJG)$57.28B3.99x4.99x5.69x5.66x
MetLife, Inc. (MET)$56.35B4.39x4.90x4.67x5.92x
The Travelers Companies, Inc. (TRV)$64.72B18.34x17.05x13.16x12.55x
Discover Financial Services (DFS)$50.34B3.09x2.15x3.65x2.81x
Aon plc (AON)$72.59B5.33x5.10x6.77x6.98x
State Street SPDR Dow Jones Industrial Average ETF Trust (DIA)$44.24BN/AN/AN/AN/A
MSCI Inc. (MSCI)$44.05B8.16x8.20x7.72x7.21x
iShares Russell 2000 ETF (IWM)$77.63BN/AN/AN/AN/A

Financial Health Indicators

Interest Coverage

21.1x

Debt/Equity

0.29

Current Ratio

0.00

Formula: Interest Coverage = EBIT / Interest Expense

Reference ranges:

  • < 1.5x: EBIT is less than 1.5 times interest expense
  • 1.5x - 3x: EBIT is between 1.5 and 3 times interest expense
  • 3x - 5x: EBIT is between 3 and 5 times interest expense
  • > 5x: EBIT is more than 5 times interest expense

Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.

Aflac Incorporated Interest Coverage Ratio Formula & Definition

Interest Coverage = EBIT / Interest Expense

The interest coverage ratio measures operating earnings relative to interest expense.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

Aflac Incorporated Interest Coverage Ratio FAQ

What is the interest coverage ratio for Aflac Incorporated (AFL)?
The interest coverage ratio for AFL stock is 21.10x.

About Aflac Incorporated

Aflac Incorporated, operating through its various subsidiary companies, focuses on delivering supplementary health and life insurance policies. The firm's business activities are structured into two primary divisions: Aflac Japan and Aflac U.S. In Japan, the company offers a diverse range of insurance products, including coverage for cancer, medical expenses, income support for nursing care, and the distinct GIFT plan. This segment also provides traditional whole and term life insurance, along with savings-oriented plans like WAYS and child endowment products. Meanwhile, the Aflac U.S. division caters to the American market, furnishing policies that address cancer, accidents, short-term disability, critical illness, and hospital stays. Additionally, it provides dental, vision, long-term care, disability, and both term and whole life insurance options. Aflac distributes its comprehensive suite of products through multiple channels, which include dedicated sales associates, independent brokers, various corporate and individual agencies, and affiliated agencies. Established in 1955, the company maintains its corporate headquarters in Columbus, Georgia.

Columbus, GA
12,694 employees
Financial Services / Insurance - Life
Sector
Financial Services
Industry
Insurance - Life
CEO
Daniel Paul Amos