Aflac Incorporated (AFL) vs State Street Corporation (STT)

A side-by-side comparison of Aflac Incorporated and State Street Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 23, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnAFL vs STT

growth of $100 · dividends reinvested · last 10y
AFL +303.9% (+15.0%/yr)STT +260.4% (+13.7%/yr)AFL compounded faster over this window
100200300400Start $10020182020202220242026$404$360
AFL STT

AFL vs STT: by the numbers

  • AFL is the larger company ($59.08B vs $51.79B market cap).
  • AFL trades at the lower trailing earnings multiple (12.51 vs 16.52 P/E), one valuation lens rather than an overall verdict.
  • AFL converts more revenue to profit (26.88% vs 15.04% net margin).
  • STT grew revenue faster over the past five years (14.50% vs -4.64% CAGR).
  • AFL pays the higher dividend yield (2.08% vs 1.80%).

Metrics side by side

Valuation

MetricAFLSTT
P/E ratio12.5116.52
Forward P/E16.5413.72
P/S ratio3.242.30
P/B ratio1.941.87

Profitability

MetricAFLSTT
Gross margin38.93%65.27%
Operating margin32.16%19.05%
Net margin26.88%15.04%
ROE16.04%12.23%

Dividends

MetricAFLSTT
Dividend yield2.08%1.80%
Payout ratio35.13%35.18%

Growth (annualized)

MetricAFLSTT
Revenue CAGR (5Y)-4.64%14.50%
EPS CAGR (5Y)0.50%8.34%
Total return CAGR (5Y)18.18%20.55%

Frequently asked

Which has the lower trailing P/E, AFL or STT?
AFL has the lower trailing P/E: AFL trades at 12.51 and STT at 16.52. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, AFL or STT?
Over the past five years, STT grew revenue faster — AFL at a -4.64% CAGR versus STT at 14.50%.
Does AFL or STT pay a bigger dividend?
AFL yields 2.08% and STT yields 1.80% based on trailing dividends and the latest price.
Is AFL or STT more profitable?
AFL runs the higher net margin — AFL at 26.88% versus STT at 15.04%.
How have AFL and STT total returns compared?
Over the past 10 years, AFL delivered 14.97% and STT delivered 13.68% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 23, 2026.