Aflac Incorporated (AFL) vs State Street Corporation (STT)
A side-by-side comparison of Aflac Incorporated and State Street Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 23, 2026. Differences are shown without an overall score or investment verdict.
AFL
Aflac Incorporated
$116.07Financial ServicesAt close: Aug 21, 2026, 4:00 PM ET
STT
State Street Corporation
$187.13Financial ServicesAt close: Aug 21, 2026, 4:00 PM ET
Total return — AFL vs STT
growth of $100 · dividends reinvested · last 10yAFL +303.9% (+15.0%/yr)STT +260.4% (+13.7%/yr)AFL compounded faster over this window
AFL STT
AFL vs STT: by the numbers
- •AFL is the larger company ($59.08B vs $51.79B market cap).
- •AFL trades at the lower trailing earnings multiple (12.51 vs 16.52 P/E), one valuation lens rather than an overall verdict.
- •AFL converts more revenue to profit (26.88% vs 15.04% net margin).
- •STT grew revenue faster over the past five years (14.50% vs -4.64% CAGR).
- •AFL pays the higher dividend yield (2.08% vs 1.80%).
Metrics side by side
Valuation
| Metric | AFL | STT |
|---|---|---|
| P/E ratio | 12.51 | 16.52 |
| Forward P/E | 16.54 | 13.72 |
| P/S ratio | 3.24 | 2.30 |
| P/B ratio | 1.94 | 1.87 |
Profitability
| Metric | AFL | STT |
|---|---|---|
| Gross margin | 38.93% | 65.27% |
| Operating margin | 32.16% | 19.05% |
| Net margin | 26.88% | 15.04% |
| ROE | 16.04% | 12.23% |
Dividends
| Metric | AFL | STT |
|---|---|---|
| Dividend yield | 2.08% | 1.80% |
| Payout ratio | 35.13% | 35.18% |
Growth (annualized)
| Metric | AFL | STT |
|---|---|---|
| Revenue CAGR (5Y) | -4.64% | 14.50% |
| EPS CAGR (5Y) | 0.50% | 8.34% |
| Total return CAGR (5Y) | 18.18% | 20.55% |
Frequently asked
- Which has the lower trailing P/E, AFL or STT?
- AFL has the lower trailing P/E: AFL trades at 12.51 and STT at 16.52. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, AFL or STT?
- Over the past five years, STT grew revenue faster — AFL at a -4.64% CAGR versus STT at 14.50%.
- Does AFL or STT pay a bigger dividend?
- AFL yields 2.08% and STT yields 1.80% based on trailing dividends and the latest price.
- Is AFL or STT more profitable?
- AFL runs the higher net margin — AFL at 26.88% versus STT at 15.04%.
- How have AFL and STT total returns compared?
- Over the past 10 years, AFL delivered 14.97% and STT delivered 13.68% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Aflac P/E ratioState Street P/E ratioAflac dividend yieldState Street dividend yieldAflac ROEState Street ROEAflac operating marginState Street operating marginAflac revenue growthState Street revenue growth
Aflac & State Street appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 23, 2026.