Aflac Incorporated (AFL) vs State Street Corporation (STT)

STT leads on 7 of 13 compared metrics, though AFL is the cheaper stock.

A side-by-side comparison of Aflac Incorporated and State Street Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 18, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Compare

Total return — AFL vs STT

growth of $100 · last 30y
AFL +3093.4%STT +1205.4%AFL compounded faster
01k2k3kStart $100200120062011201620212026$3,193$1,305
AFL STT

AFL vs STT: by the numbers

  • AFL is the larger company ($59.16B vs $47.79B market cap).
  • AFL trades at the lower earnings multiple (13.27 vs 17.39 P/E).
  • AFL converts more revenue to profit (25.44% vs 13.47% net margin).
  • STT grew revenue faster over the past five years (14.10% vs -4.37% CAGR).
  • AFL pays the higher dividend yield (2.05% vs 1.91%).

Which is better, AFL or STT?

Metric tally: AFL 6 · STT 7

It depends on what you're optimizing for:

ValueAFL(lower P/E)
GrowthSTT(faster 5Y revenue CAGR)
IncomeAFL(higher dividend yield)
QualityAFL(higher ROIC)

Metrics side by side

Valuation

MetricAFLSTT
P/E ratio13.2717.39
Forward P/E16.4513.78
P/S ratio3.282.13
P/B ratio2.001.75
PEG ratio26.540.85

Profitability

MetricAFLSTT
Gross margin47.76%63.27%
Operating margin30.97%17.05%
Net margin25.44%13.47%
ROE15.47%11.05%
ROIC3.37%3.21%

Dividends

MetricAFLSTT
Dividend yield2.05%1.91%
Payout ratio34.69%34.35%

Growth (annualized)

MetricAFLSTT
Revenue CAGR (5Y)-4.37%14.10%
EPS CAGR (5Y)0.50%8.34%
Total return CAGR (5Y)19.50%19.65%

Frequently asked

Which is better, AFL or STT?
It depends on your goal. value: AFL (lower P/E); growth: STT (faster 5Y revenue CAGR); income: AFL (higher dividend yield); quality: AFL (higher ROIC). Across all compared metrics, STT leads 7 to 6.
Is AFL or STT cheaper?
On trailing earnings, AFL is cheaper: AFL trades at a 13.27 P/E and STT at 17.39.
Which has grown faster, AFL or STT?
Over the past five years, STT grew revenue faster — AFL at a -4.37% CAGR versus STT at 14.10%.
Does AFL or STT pay a bigger dividend?
AFL yields 2.05% and STT yields 1.91% based on trailing dividends and the latest price.
Is AFL or STT more profitable?
AFL runs the higher net margin — AFL at 25.44% versus STT at 13.47%.
Which has been the better investment, AFL or STT?
Over the past 10-year, AFL delivered the higher annualized total return — AFL at 15.60% versus STT at 14.81%. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 18, 2026.