Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 18.17x is 13% above its 5-year average of 16.07x, around the middle of its 5-year range (6.88x–26.88x).
As of the fiscal period ended Tuesday, June 30, 2026. 9.35% above its 12-month average of 16.61x.
Reported quarterly interest coverage; no daily interpolation.
INTEREST COVERAGE RATIO
18.17x
INTEREST COVERAGE RATIO AVG TTM
16.61x
INTEREST COVERAGE RATIO AVG 3Y
15.42x
INTEREST COVERAGE RATIO AVG 5Y
14.95x
INTEREST COVERAGE RATIO AVG 10Y
13.62x
INTEREST COVERAGE RATIO AVG 15Y
10.24x
INTEREST COVERAGE RATIO AVG 20Y
9.01x
CURRENT VS TTM AVG
+9.35%
CURRENT VS 3Y AVG
+17.84%
CURRENT VS 5Y AVG
+21.53%
CURRENT VS 10Y AVG
+33.37%
CURRENT VS 15Y AVG
+77.44%
CURRENT VS 20Y AVG
+101.59%
SECTOR MEDIAN · FINANCIAL SERVICES
5.21x
median of 90 covered companies
CURRENT VS SECTOR MEDIAN
+248.69%
vs the sector median at left
Ameriprise Financial, Inc.
Market Cap
$49.07B
Interest Coverage Ratio
18.17x
TTM Avg
16.61x
3Y Avg
15.42x
5Y Avg
14.95x
Market Cap
$50.34B
Interest Coverage Ratio
3.09x
TTM Avg
2.15x
3Y Avg
3.65x
5Y Avg
2.81x
Market Cap
$50.47B
Interest Coverage Ratio
13.75x
TTM Avg
13.84x
3Y Avg
13.70x
5Y Avg
14.82x
Market Cap
$50.97B
Interest Coverage Ratio
0.43x
TTM Avg
0.40x
3Y Avg
0.83x
5Y Avg
178.01x
Market Cap
$51.21B
Interest Coverage Ratio
0.82x
TTM Avg
0.71x
3Y Avg
1.34x
5Y Avg
2.60x
Market Cap
$52.65B
Interest Coverage Ratio
26.49x
TTM Avg
26.49x
3Y Avg
26.49x
5Y Avg
26.49x
Market Cap
$44.83B
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$42.36B
Interest Coverage Ratio
2.27x
TTM Avg
2.27x
3Y Avg
2.27x
5Y Avg
2.27x
Market Cap
$42.07B
Interest Coverage Ratio
2.30x
TTM Avg
1.63x
3Y Avg
1.22x
5Y Avg
1.43x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Ameriprise Financial, Inc. (AMP) | $49.07B | 18.17x | 16.61x | 15.42x | 14.95x |
| Discover Financial Services (DFS)vs › | $50.34B | 3.09x | 2.15x | 3.65x | 2.81x |
| PayPal Holdings, Inc. (PYPL)vs › | $50.47B | 13.75x | 13.84x | 13.70x | 14.82x |
| State Street Corporation (STT)vs › | $50.97B | 0.43x | 0.40x | 0.83x | 178.01x |
| Fifth Third Bancorp (FITB)vs › | $51.21B | 0.82x | 0.71x | 1.34x | 2.60x |
| Nasdaq, Inc. (NDAQ)vs › | $52.65B | 26.49x | 26.49x | 26.49x | 26.49x |
| State Street SPDR Dow Jones Industrial Average ETF Trust (DIA)vs › | $44.83B | N/A | N/A | N/A | N/A |
| Prudential Financial, Inc. (PRU)vs › | $42.36B | 2.27x | 2.27x | 2.27x | 2.27x |
| Ares Management Corporation (ARES)vs › | $42.07B | 2.30x | 1.63x | 1.22x | 1.43x |
| American International Group, Inc. (AIG)vs › | $41.66B | 9.80x | 9.09x | 7.49x | 8.04x |
Interest Coverage
18.2x
Debt/Equity
0.90
Current Ratio
7.87
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | 18.17x |
| 2026-03-31 | 15.30x |
| 2025-12-31 | 17.15x |
| 2025-09-30 | 14.98x |
| 2025-06-30 | 17.48x |
| 2025-03-31 | 9.59x |
| 2024-12-31 | 18.69x |
| 2024-09-30 | 8.41x |
| 2024-06-30 | 13.66x |
| 2024-03-31 | 15.87x |
| 2023-12-31 | 6.88x |
| 2023-09-30 | 14.36x |
| 2023-06-30 | 14.35x |
| 2023-03-31 | 8.01x |
| 2022-12-31 | 11.00x |
| 2022-09-30 | 26.88x |
| 2022-06-30 | 19.23x |
| 2022-03-31 | 26.52x |
| 2021-12-31 | 21.44x |
| 2021-09-30 | 21.16x |
| 2021-06-30 | 18.30x |
| 2021-03-31 | 13.10x |
| 2020-12-31 | 6.28x |
| 2020-09-30 | -3.59x |
| 2020-06-30 | -11.29x |
| 2020-03-31 | 52.41x |
| 2019-12-31 | 8.26x |
| 2019-09-30 | 14.12x |
| 2019-06-30 | 11.07x |
| 2019-03-31 | 10.07x |
| 2018-12-31 | 10.87x |
| 2018-09-30 | 12.55x |
| 2018-06-30 | 7.77x |
| 2018-03-31 | 13.85x |
| 2016-06-30 | 7.74x |
| 2016-03-31 | 8.64x |
| 2015-12-31 | 3.84x |
| 2015-09-30 | 4.72x |
| 2015-06-30 | 6.91x |
| 2015-03-31 | 7.36x |
| 2014-12-31 | 6.13x |
| 2014-09-30 | 9.11x |
| 2014-06-30 | 7.84x |
| 2014-03-31 | 8.23x |
| 2013-12-31 | 5.51x |
| 2013-09-30 | 8.85x |
| 2013-06-30 | 6.70x |
| 2013-03-31 | 7.38x |
| 2012-12-31 | 11.94x |
| 2012-09-30 | 2.93x |
| 2012-06-30 | 4.15x |
| 2012-03-31 | 4.67x |
| 2011-12-31 | 2.46x |
| 2011-09-30 | 3.93x |
| 2011-06-30 | 4.76x |
| 2011-03-31 | 4.39x |
| 2010-09-30 | 6.03x |
| 2010-06-30 | 6.24x |
| 2010-03-31 | 5.64x |
| 2009-12-31 | 1.29x |
| 2009-09-30 | 1.10x |
| 2009-06-30 | 0.38x |
| 2009-03-31 | 0.49x |
| 2008-12-31 | -8.55x |
| 2008-09-30 | -0.78x |
| 2008-06-30 | 1.05x |
| 2008-03-31 | 0.86x |
| 2007-12-31 | 17.79x |
| 2007-09-30 | 2.58x |
| 2007-06-30 | 8.45x |
| 2007-03-31 | 6.75x |
| 2006-12-31 | 6.15x |
| 2006-09-30 | 6.78x |
| 2006-06-30 | 6.64x |
| 2006-03-31 | 8.30x |
| 2005-12-31 | 6.05x |
| 2005-09-30 | 11.31x |
| 2005-06-30 | 10.05x |
| 2005-03-31 | 14.47x |
