Sector note: Free-cash-flow and enterprise-value multiples (P/FCF, FCF yield, EV/EBITDA, EV/EBIT) are omitted — they aren't meaningful for banks and insurers, whose deposits and reserves a standard model misreads as debt. Book value (P/B), ROE and net interest margin are the right lenses here.
Dividend status: Current payer. A positive current dividend run rate is available.
Last Updated: Sunday, July 26, 2026
| Third-Party DCF Estimate (FMP) | N/A |
| Price Gap vs Third-Party Estimate | N/A |
| PE Ratio | 17.95 |
| PE Ratio Avg TTM | 13.52 |
| PE Ratio Avg 3Y | 15.17 |
| Current VS TTM Avg | +32.74% |
| Current VS 3Y Avg | +18.30% |
| Current VS 5Y Avg | +27.39% |
| PS Ratio | 3.32 |
| PS Ratio Avg TTM | 2.50 |
| PS Ratio Avg 3Y | 2.66 |
| Current VS TTM Avg | +32.71% |
| Current VS 3Y Avg | +24.69% |
| Current VS 5Y Avg | +29.12% |
| PB Ratio | 7.72 |
| PB Ratio Avg TTM | 7.39 |
| PB Ratio Avg 3Y | 8.83 |
| Current VS TTM Avg | +4.53% |
| Current VS 3Y Avg | -12.54% |
| Current VS 5Y Avg | -7.13% |
| Debt/Equity Ratio | 0.63 |
| Debt/Equity Ratio Avg TTM | 0.79 |
| Debt/Equity Ratio Avg 3Y | 1.06 |
| Current VS TTM Avg | -20.09% |
| Current VS 3Y Avg | -40.43% |
| Current VS 5Y Avg | -42.90% |
| PEG Ratio | 1.39 |
| PEG Ratio Avg TTM | 0.90 |
| PEG Ratio Avg 3Y | 0.90 |
| Current VS TTM Avg | +55.31% |
| Current VS 3Y Avg | +55.31% |
| Current VS 5Y Avg | +122.99% |
| Earnings Yield | 5.57% |
| Earnings Yield Avg TTM | 7.50% |
| Earnings Yield Avg 3Y | 6.78% |
| Current VS TTM Avg | -25.73% |
| Current VS 3Y Avg | -17.90% |
| Current VS 5Y Avg | -22.49% |
| Current Ratio | 0.77 |
| Current Ratio Avg TTM | 124.27 |
| Current Ratio Avg 3Y | 213.98 |
| Current VS TTM Avg | -99.38% |
| Current VS 3Y Avg | -99.64% |
| Current VS 5Y Avg | -99.67% |
| Quick Ratio | 0.77 |
| Quick Ratio Avg TTM | 124.27 |
| Quick Ratio Avg 3Y | 213.98 |
| Current VS TTM Avg | -99.38% |
| Current VS 3Y Avg | -99.64% |
| Current VS 5Y Avg | -99.67% |
| ROIC | 2.03% |
| ROIC Avg 3Y | 1.94% |
| ROIC Avg 5Y | 1.75% |
| Current VS 3Y Avg | +4.91% |
| Current VS 5Y Avg | +16.33% |
| Current VS 10Y Avg | +29.98% |
| ROA | 1.87% |
| ROA Avg TTM | 1.87% |
| ROA Avg 3Y | 1.80% |
| Current VS TTM Avg | 0.00% |
| Current VS 3Y Avg | +4.18% |
| Current VS 5Y Avg | +16.03% |
| ROE | 54.41% |
| ROE Avg TTM | 59.73% |
| ROE Avg 3Y | 64.08% |
| Current VS TTM Avg | -8.91% |
| Current VS 3Y Avg | -15.09% |
| Current VS 5Y Avg | -0.75% |
| Net Profit Margin | 0.00% |
| Net Profit Margin Avg TTM | 16.20% |
| Net Profit Margin Avg 3Y | 17.10% |
| Current VS TTM Avg | -100.00% |
| Current VS 3Y Avg | -100.00% |
| Current VS 5Y Avg | -100.00% |
| +19.79% |
| 2019 | +63.98% |
| 2018 | -36.83% |
| 2017 | +56.37% |
