Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 0.82x is 46% below its 5-year average of 1.52x, near the low end of its 5-year range (0.20x–8.69x).
10.19% above its 12-month average of 0.74x.
Reported quarterly interest coverage; no daily interpolation. Q2 FY2026 (2026-06-30): 0.90x.
INTEREST COVERAGE RATIO
0.82x
INTEREST COVERAGE RATIO AVG TTM
0.74x
INTEREST COVERAGE RATIO AVG 3Y
0.73x
INTEREST COVERAGE RATIO AVG 5Y
1.52x
INTEREST COVERAGE RATIO AVG 10Y
2.89x
INTEREST COVERAGE RATIO AVG 15Y
3.45x
INTEREST COVERAGE RATIO AVG 20Y
2.78x
CURRENT VS TTM AVG
+10.19%
CURRENT VS 3Y AVG
+12.18%
CURRENT VS 5Y AVG
-46.06%
CURRENT VS 10Y AVG
-71.60%
CURRENT VS 15Y AVG
-76.20%
CURRENT VS 20Y AVG
-70.52%
SECTOR MEDIAN · FINANCIAL SERVICES
5.23x
median of 98 covered companies
CURRENT VS SECTOR MEDIAN
-84.32%
vs the sector median at left
Fifth Third Bancorp
Market Cap
$47.22B
Interest Coverage Ratio
0.82x
TTM Avg
0.74x
3Y Avg
0.73x
5Y Avg
1.52x
Market Cap
$47.08B
Interest Coverage Ratio
13.75x
TTM Avg
13.84x
3Y Avg
13.70x
5Y Avg
14.82x
Market Cap
$44.32B
Interest Coverage Ratio
14.82x
TTM Avg
14.39x
3Y Avg
15.15x
5Y Avg
15.34x
Market Cap
$50.19B
Interest Coverage Ratio
0.43x
TTM Avg
0.40x
3Y Avg
0.83x
5Y Avg
178.01x
Market Cap
$43.50B
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$51.48B
Interest Coverage Ratio
16.81x
TTM Avg
22.71x
3Y Avg
22.71x
5Y Avg
50.31x
Market Cap
$52.29B
Interest Coverage Ratio
26.49x
TTM Avg
26.49x
3Y Avg
26.49x
5Y Avg
26.49x
Market Cap
$41.45B
Interest Coverage Ratio
2.21x
TTM Avg
2.21x
3Y Avg
2.21x
5Y Avg
2.21x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Fifth Third Bancorp (FITB) | $47.22B | 0.82x | 0.74x | 0.73x | 1.52x |
| PayPal Holdings, Inc. (PYPL)vs › | $47.08B | 13.75x | 13.84x | 13.70x | 14.82x |
| Ameriprise Financial, Inc. (AMP)vs › | $44.32B | 14.82x | 14.39x | 15.15x | 15.34x |
| State Street Corporation (STT)vs › | $50.19B | 0.43x | 0.40x | 0.83x | 178.01x |
| State Street SPDR Dow Jones Industrial Average ETF Trust (DIA)vs › | $43.50B | N/A | N/A | N/A | N/A |
| Coinbase Global, Inc. (COIN)vs › | $51.48B | 16.81x | 22.71x | 22.71x | 50.31x |
| Nasdaq, Inc. (NDAQ)vs › | $52.29B | 26.49x | 26.49x | 26.49x | 26.49x |
| Prudential Financial, Inc. (PRU)vs › | $41.45B | 2.21x | 2.21x | 2.21x | 2.21x |
| MSCI Inc. (MSCI)vs › | $40.08B | 8.16x | 8.20x | 7.72x | 7.21x |
| Ares Management Corporation (ARES)vs › | $40.07B | 2.30x | 1.63x | 1.22x | 1.43x |
Interest Coverage
0.8x
Debt/Equity
0.65
Current Ratio
0.37
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | 0.90x |
| 2026-03-31 | 0.20x |
| 2025-12-31 | 0.97x |
| 2025-09-30 | 0.84x |
| 2025-06-30 | 0.82x |
| 2025-03-31 | 0.66x |
| 2024-12-31 | 0.70x |
| 2024-09-30 | 0.58x |
| 2024-06-30 | 0.62x |
| 2024-03-31 | 0.54x |
| 2023-12-31 | 0.53x |
| 2023-09-30 | 0.78x |
| 2023-06-30 | 0.85x |
| 2023-03-31 | 1.03x |
| 2022-12-31 | 1.84x |
| 2022-09-30 | 3.23x |
| 2022-06-30 | 5.79x |
| 2022-03-31 | 6.51x |
| 2021-12-31 | 8.36x |
| 2021-09-30 | 8.69x |
| 2021-06-30 | 7.92x |
| 2021-03-31 | 7.01x |
| 2020-12-31 | 5.61x |
| 2020-09-30 | 4.69x |
| 2020-06-30 | 1.20x |
| 2020-03-31 | 0.20x |
| 2019-12-31 | 2.83x |
| 2019-09-30 | 1.80x |
| 2019-06-30 | 1.48x |
| 2019-03-31 | 2.84x |
| 2018-12-31 | 2.32x |
| 2018-09-30 | 2.02x |
| 2018-06-30 | 3.00x |
| 2018-03-31 | 4.20x |
| 2017-12-31 | 2.07x |
| 2017-09-30 | 8.18x |
| 2017-06-30 | 2.96x |
| 2017-03-31 | 2.59x |
| 2016-12-31 | 3.44x |
| 2016-09-30 | 4.63x |
| 2016-06-30 | 2.97x |
| 2016-03-31 | 3.22x |
| 2015-12-31 | 7.18x |
| 2015-09-30 | 4.12x |
| 2015-06-30 | 3.59x |
| 2015-03-31 | 3.94x |
| 2014-12-31 | 4.05x |
| 2014-09-30 | 4.03x |
| 2014-06-30 | 5.61x |
| 2014-03-31 | 4.38x |
| 2013-12-31 | 5.50x |
| 2013-09-30 | 6.10x |
| 2013-06-30 | 8.09x |
| 2013-03-31 | 5.52x |
| 2012-12-31 | 4.62x |
| 2012-09-30 | 4.19x |
| 2012-06-30 | 4.28x |
| 2012-03-31 | 4.25x |
| 2011-12-31 | 2.94x |
| 2011-09-30 | 3.38x |
| 2011-06-30 | 2.80x |
| 2011-03-31 | 2.08x |
| 2010-12-31 | 2.19x |
| 2010-09-30 | 1.42x |
| 2010-06-30 | 1.03x |
| 2010-03-31 | -0.09x |
| 2009-12-31 | -0.81x |
| 2009-09-30 | -0.36x |
| 2009-06-30 | 3.89x |
| 2009-03-31 | -0.65x |
| 2008-12-31 | -5.54x |
| 2008-09-30 | -0.26x |
| 2008-06-30 | -0.25x |
| 2008-03-31 | 0.68x |
| 2007-12-31 | 0.08x |
| 2007-09-30 | 0.57x |
| 2007-06-30 | 0.70x |
| 2007-03-31 | 0.70x |
| 2006-12-31 | 0.06x |
| 2006-09-30 | 0.63x |
| 2006-06-30 | 0.70x |
| 2006-03-31 | 0.76x |
| 2005-12-31 | 0.75x |
| 2005-09-30 | 1.02x |
| 2005-06-30 | 1.28x |
| 2005-03-31 | 1.49x |
| 2004-12-31 | 0.66x |
| 2004-09-30 | 2.43x |
| 2004-06-30 | 2.86x |
| 2004-03-31 | 2.67x |
| 2003-12-31 | 2.37x |
| 2003-09-30 | 2.56x |
| 2003-06-30 | 2.20x |
| 2003-03-31 | 1.98x |
| 2002-12-31 | 1.92x |
| 2002-09-30 | 1.68x |