Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 2.21x is 33% below its 2-year average of 3.28x, near the low end of its 2-year range (1.36x–5.74x).
29.26% below its 12-month average of 3.12x.
Reported quarterly interest coverage; no daily interpolation. Q2 FY2026 (2026-06-30): 5.74x.
INTEREST COVERAGE RATIO
2.21x
INTEREST COVERAGE RATIO AVG TTM
3.12x
INTEREST COVERAGE RATIO AVG 3Y
3.28x
INTEREST COVERAGE RATIO AVG 5Y
3.28x
INTEREST COVERAGE RATIO AVG 10Y
2.37x
INTEREST COVERAGE RATIO AVG 15Y
2.22x
INTEREST COVERAGE RATIO AVG 20Y
2.22x
CURRENT VS TTM AVG
-29.26%
CURRENT VS 3Y AVG
-32.69%
CURRENT VS 5Y AVG
-32.69%
CURRENT VS 10Y AVG
-6.68%
CURRENT VS 15Y AVG
-0.54%
CURRENT VS 20Y AVG
-0.54%
SECTOR MEDIAN · FINANCIAL SERVICES
5.23x
median of 98 covered companies
CURRENT VS SECTOR MEDIAN
-57.74%
vs the sector median at left
Prudential Financial, Inc.
Market Cap
$40.55B
Interest Coverage Ratio
2.21x
TTM Avg
3.12x
3Y Avg
3.28x
5Y Avg
3.28x
Market Cap
$40.33B
Interest Coverage Ratio
9.80x
TTM Avg
9.09x
3Y Avg
7.49x
5Y Avg
8.04x
Market Cap
$40.83B
Interest Coverage Ratio
2.30x
TTM Avg
1.63x
3Y Avg
1.22x
5Y Avg
1.43x
Market Cap
$43.31B
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$43.40B
Interest Coverage Ratio
16.81x
TTM Avg
22.71x
3Y Avg
22.71x
5Y Avg
50.31x
Market Cap
$37.14B
Interest Coverage Ratio
23.92x
TTM Avg
21.63x
3Y Avg
17.35x
5Y Avg
15.13x
Market Cap
$45.10B
Interest Coverage Ratio
13.75x
TTM Avg
13.84x
3Y Avg
13.70x
5Y Avg
14.82x
Market Cap
$33.88B
Interest Coverage Ratio
33.64x
TTM Avg
32.69x
3Y Avg
24.80x
5Y Avg
20.26x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Prudential Financial, Inc. (PRU) | $40.55B | 2.21x | 3.12x | 3.28x | 3.28x |
| American International Group, Inc. (AIG)vs › | $40.33B | 9.80x | 9.09x | 7.49x | 8.04x |
| Ares Management Corporation (ARES)vs › | $40.83B | 2.30x | 1.63x | 1.22x | 1.43x |
| MSCI Inc. (MSCI)vs › | $39.29B | 8.16x | 8.20x | 7.72x | 7.21x |
| State Street SPDR Dow Jones Industrial Average ETF Trust (DIA)vs › | $43.31B | N/A | N/A | N/A | N/A |
| Coinbase Global, Inc. (COIN)vs › | $43.40B | 16.81x | 22.71x | 22.71x | 50.31x |
| The Hartford Insurance Group, Inc. (HIG)vs › | $37.14B | 23.92x | 21.63x | 17.35x | 15.13x |
| PayPal Holdings, Inc. (PYPL)vs › | $45.10B | 13.75x | 13.84x | 13.70x | 14.82x |
| Arch Capital Group Ltd. (ACGL)vs › | $33.88B | 33.64x | 32.69x | 24.80x | 20.26x |
| Fifth Third Bancorp (FITB)vs › | $47.51B | 0.82x | 0.71x | 1.34x | 2.60x |
Interest Coverage
2.2x
Debt/Equity
0.65
Current Ratio
1.79
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | 5.74x |
| 2026-03-31 | 1.36x |
| 2025-12-31 | 2.27x |
| 2023-12-31 | 3.76x |
| 2017-12-31 | 0.84x |
| 2016-12-31 | 0.24x |
| 2015-12-31 | 0.63x |
| 2014-12-31 | -0.90x |
| 2013-12-31 | -0.66x |
| 2012-06-30 | 9.52x |
| 2011-09-30 | 1.64x |
| 2003-12-31 | 1.81x |
| 2003-09-30 | 1.22x |
| 2003-06-30 | 0.47x |
| 2003-03-31 | 0.69x |
| 2002-12-31 | -0.43x |
| 2002-09-30 | 1.75x |
