Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 27.75x is 18% above its 5-year average of 23.59x, around the middle of its 5-year range (0.39x–40.62x).
As of the fiscal period ended Tuesday, June 30, 2026. 19.77% below its 12-month average of 34.59x.
Reported quarterly interest coverage; no daily interpolation.
INTEREST COVERAGE RATIO
27.75x
INTEREST COVERAGE RATIO AVG TTM
34.59x
INTEREST COVERAGE RATIO AVG 3Y
31.98x
INTEREST COVERAGE RATIO AVG 5Y
23.59x
INTEREST COVERAGE RATIO AVG 10Y
16.78x
INTEREST COVERAGE RATIO AVG 15Y
17.28x
INTEREST COVERAGE RATIO AVG 20Y
20.68x
CURRENT VS TTM AVG
-19.77%
CURRENT VS 3Y AVG
-13.24%
CURRENT VS 5Y AVG
+17.61%
CURRENT VS 10Y AVG
+65.33%
CURRENT VS 15Y AVG
+60.62%
CURRENT VS 20Y AVG
+34.22%
SECTOR MEDIAN · FINANCIAL SERVICES
5.21x
median of 92 covered companies
CURRENT VS SECTOR MEDIAN
+432.63%
vs the sector median at left
Arch Capital Group Ltd.
Market Cap
$34.41B
Interest Coverage Ratio
27.75x
TTM Avg
34.59x
3Y Avg
31.98x
5Y Avg
23.59x
Market Cap
$33.94B
Interest Coverage Ratio
0.38x
TTM Avg
0.36x
3Y Avg
0.69x
5Y Avg
15.89x
Market Cap
$33.92B
Interest Coverage Ratio
2.47x
TTM Avg
1.87x
3Y Avg
3.00x
5Y Avg
4.98x
Market Cap
$35.46B
Interest Coverage Ratio
0.62x
TTM Avg
0.57x
3Y Avg
1.45x
5Y Avg
4.33x
Market Cap
$36.30B
Interest Coverage Ratio
1.04x
TTM Avg
0.92x
3Y Avg
2.29x
5Y Avg
6.02x
Market Cap
$32.02B
Interest Coverage Ratio
8.59x
TTM Avg
5.48x
3Y Avg
5.61x
5Y Avg
6.07x
Market Cap
$30.73B
Interest Coverage Ratio
0.61x
TTM Avg
0.51x
3Y Avg
1.02x
5Y Avg
2.42x
Market Cap
$29.99B
Interest Coverage Ratio
28.95x
TTM Avg
25.14x
3Y Avg
18.85x
5Y Avg
18.21x
Market Cap
$39.28B
Interest Coverage Ratio
23.92x
TTM Avg
21.63x
3Y Avg
17.35x
5Y Avg
15.13x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Arch Capital Group Ltd. (ACGL) | $34.41B | 27.75x | 34.59x | 31.98x | 23.59x |
| Northern Trust Corporation (NTRS)vs › | $33.94B | 0.38x | 0.36x | 0.69x | 15.89x |
| Raymond James Financial, Inc. (RJF)vs › | $33.92B | 2.47x | 1.87x | 3.00x | 4.98x |
| Huntington Bancshares Incorporated (HBAN)vs › | $35.46B | 0.62x | 0.57x | 1.45x | 4.33x |
| M&T Bank Corporation (MTB)vs › | $36.30B | 1.04x | 0.92x | 2.29x | 6.02x |
| Willis Towers Watson Public Limited Company (WTW)vs › | $32.02B | 8.59x | 5.48x | 5.61x | 6.07x |
| Citizens Financial Group, Inc. (CFG)vs › | $30.73B | 0.61x | 0.51x | 1.02x | 2.42x |
| Cboe Global Markets, Inc. (CBOE)vs › | $29.99B | 28.95x | 25.14x | 18.85x | 18.21x |
| The Hartford Insurance Group, Inc. (HIG)vs › | $39.28B | 23.92x | 21.63x | 17.35x | 15.13x |
| Coinbase Global, Inc. (COIN)vs › | $40.52B | 16.81x | 22.71x | 22.71x | 50.31x |
Interest Coverage
27.8x
Debt/Equity
0.18
Current Ratio
N/A
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | 27.75x |
| 2026-03-31 | 30.95x |
| 2025-12-31 | 36.50x |
| 2025-09-30 | 40.62x |
| 2025-06-30 | 37.13x |
| 2025-03-31 | 19.37x |
| 2024-12-31 | 32.51x |
| 2024-09-30 | 30.00x |
| 2024-06-30 | 32.97x |
| 2024-03-31 | 31.38x |
| 2023-12-31 | 31.94x |
| 2023-09-30 | 20.06x |
| 2023-06-30 | 19.55x |
| 2023-03-31 | 21.69x |
| 2022-12-31 | 26.72x |
| 2022-09-30 | 0.39x |
| 2022-06-30 | 11.00x |
| 2022-03-31 | 4.52x |
| 2021-12-31 | 17.06x |
| 2021-09-30 | 5.91x |
| 2021-06-30 | 17.46x |
| 2021-03-31 | 9.58x |
| 2020-12-31 | 14.16x |
| 2020-09-30 | 9.31x |
| 2020-06-30 | 18.01x |
| 2020-03-31 | -2.00x |
| 2019-12-31 | 10.03x |
| 2019-09-30 | 13.41x |
| 2019-06-30 | 17.00x |
| 2019-03-31 | 17.01x |
| 2018-12-31 | 3.30x |
| 2018-09-30 | 8.95x |
| 2018-06-30 | 8.95x |
| 2018-03-31 | 5.23x |
| 2017-12-31 | 7.48x |
| 2017-09-30 | -2.31x |
| 2017-06-30 | 6.98x |
| 2017-03-31 | 8.87x |
| 2016-12-31 | 3.61x |
| 2016-09-30 | 18.83x |
| 2016-06-30 | 16.26x |
| 2016-03-31 | 11.50x |
| 2015-12-31 | 2.14x |
| 2015-09-30 | 5.70x |
| 2015-06-30 | 29.03x |
| 2015-03-31 | 24.78x |
| 2014-12-31 | 16.50x |
| 2014-09-30 | 54.13x |
| 2014-06-30 | 14.63x |
| 2014-03-31 | 12.47x |
| 2013-12-31 | 18.32x |
| 2013-09-30 | 19.63x |
| 2013-06-30 | 29.23x |
| 2013-03-31 | 41.96x |
| 2012-12-31 | -1.53x |
| 2012-09-30 | 23.15x |
| 2012-06-30 | 28.67x |
| 2012-03-31 | 18.79x |
| 2011-12-31 | 17.10x |
| 2011-09-30 | 24.24x |
| 2011-06-30 | 12.16x |
| 2011-03-31 | 3.23x |
| 2010-12-31 | 30.91x |
| 2010-09-30 | 20.52x |
| 2010-06-30 | 30.93x |
| 2010-03-31 | 30.82x |
| 2009-12-31 | 41.53x |
| 2009-09-30 | 47.17x |
| 2009-06-30 | 29.31x |
| 2009-03-31 | 27.28x |
| 2008-12-31 | -21.37x |
| 2008-09-30 | 4.97x |
| 2008-06-30 | 35.24x |
| 2008-03-31 | 36.90x |
| 2007-12-31 | 43.42x |
| 2007-09-30 | 37.71x |
| 2007-06-30 | 38.37x |
| 2007-03-30 | 38.66x |
| 2006-12-31 | 44.23x |
| 2006-09-30 | 36.31x |
| 2006-06-30 | 27.82x |
| 2006-03-31 | 25.87x |
| 2005-12-31 | 20.20x |
| 2005-09-30 | -15.44x |
| 2005-06-30 | 23.77x |
| 2005-03-31 | 22.23x |
| 2004-12-31 | 21.35x |
| 2004-09-30 | 2.49x |
| 2004-06-30 | 23.48x |
| 2004-03-31 | 71.65x |
