Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 8.59x is 14% above its 5-year average of 7.53x, around the middle of its 5-year range (-11.78x–22.62x).
12.85% above its 12-month average of 7.61x.
Reported quarterly interest coverage; no daily interpolation. Q2 FY2026 (2026-06-30): 4.67x.
INTEREST COVERAGE RATIO
8.59x
INTEREST COVERAGE RATIO AVG TTM
7.61x
INTEREST COVERAGE RATIO AVG 3Y
4.66x
INTEREST COVERAGE RATIO AVG 5Y
7.53x
INTEREST COVERAGE RATIO AVG 10Y
4.27x
INTEREST COVERAGE RATIO AVG 15Y
4.53x
INTEREST COVERAGE RATIO AVG 20Y
4.52x
CURRENT VS TTM AVG
+12.85%
CURRENT VS 3Y AVG
+84.50%
CURRENT VS 5Y AVG
+14.09%
CURRENT VS 10Y AVG
+101.15%
CURRENT VS 15Y AVG
+89.43%
CURRENT VS 20Y AVG
+90.18%
SECTOR MEDIAN · FINANCIAL SERVICES
5.24x
median of 97 covered companies
CURRENT VS SECTOR MEDIAN
+63.93%
vs the sector median at left
Willis Towers Watson Public Limited Company
Market Cap
$29.14B
Interest Coverage Ratio
8.59x
TTM Avg
7.61x
3Y Avg
4.66x
5Y Avg
7.53x
Market Cap
$29.34B
Interest Coverage Ratio
0.61x
TTM Avg
0.51x
3Y Avg
1.02x
5Y Avg
2.42x
Market Cap
$30.55B
Interest Coverage Ratio
28.95x
TTM Avg
25.14x
3Y Avg
18.85x
5Y Avg
18.21x
Market Cap
$26.03B
Interest Coverage Ratio
18.40x
TTM Avg
18.12x
3Y Avg
15.80x
5Y Avg
12.77x
Market Cap
$25.97B
Interest Coverage Ratio
56.23x
TTM Avg
55.08x
3Y Avg
50.77x
5Y Avg
49.97x
Market Cap
$32.68B
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$25.51B
Interest Coverage Ratio
1.32x
TTM Avg
1.18x
3Y Avg
3.27x
5Y Avg
5.99x
Market Cap
$25.17B
Interest Coverage Ratio
1.12x
TTM Avg
1.05x
3Y Avg
1.37x
5Y Avg
1.98x
Market Cap
$24.86B
Interest Coverage Ratio
-74.34x
TTM Avg
114.34x
3Y Avg
114.34x
5Y Avg
114.34x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Willis Towers Watson Public Limited Company (WTW) | $29.14B | 8.59x | 7.61x | 4.66x | 7.53x |
| Citizens Financial Group, Inc. (CFG)vs › | $29.34B | 0.61x | 0.51x | 1.02x | 2.42x |
| Cboe Global Markets, Inc. (CBOE)vs › | $30.55B | 28.95x | 25.14x | 18.85x | 18.21x |
| W. R. Berkley Corporation (WRB)vs › | $26.03B | 18.40x | 18.12x | 15.80x | 12.77x |
| Cincinnati Financial Corporation (CINF)vs › | $25.97B | 56.23x | 55.08x | 50.77x | 49.97x |
| iShares Silver Trust (SLV)vs › | $32.68B | N/A | N/A | N/A | N/A |
| Regions Financial Corporation (RF)vs › | $25.51B | 1.32x | 1.18x | 3.27x | 5.99x |
| Synchrony Financial (SYF)vs › | $25.17B | 1.12x | 1.05x | 1.37x | 1.98x |
| Circle Internet Group (CRCL)vs › | $24.86B | -74.34x | 114.34x | 114.34x | 114.34x |
| Arch Capital Group Ltd. (ACGL)vs › | $33.58B | 33.64x | 32.69x | 24.80x | 20.26x |
Interest Coverage
8.6x
Debt/Equity
0.92
Current Ratio
1.10
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | 4.67x |
| 2026-03-31 | 5.82x |
| 2025-12-31 | 15.39x |
| 2025-09-30 | 6.43x |
| 2025-06-30 | 5.75x |
| 2025-03-31 | 6.65x |
| 2024-12-31 | 13.65x |
| 2024-09-30 | -11.78x |
| 2024-06-30 | 3.12x |
| 2024-03-31 | 4.38x |
| 2023-12-31 | 12.37x |
| 2023-09-30 | 2.61x |
| 2023-06-30 | 2.49x |
| 2023-03-31 | 5.28x |
| 2022-12-31 | 13.11x |
| 2022-09-30 | 2.85x |
| 2022-06-30 | 2.69x |
| 2022-03-31 | 3.65x |
| 2021-12-31 | 13.80x |
| 2021-09-30 | 22.62x |
| 2021-06-30 | 3.27x |
| 2021-03-31 | 3.58x |
| 2020-12-31 | 9.78x |
| 2020-09-30 | 1.08x |
| 2020-06-30 | 2.63x |
| 2020-03-31 | 5.90x |
| 2019-12-31 | 11.08x |
| 2019-09-30 | 1.73x |
| 2019-06-30 | 3.14x |
| 2019-03-31 | 6.65x |
| 2018-12-31 | 8.70x |
| 2018-09-30 | 0.33x |
| 2018-06-30 | 1.21x |
| 2018-03-31 | 5.08x |
| 2017-12-31 | 2.24x |
| 2017-09-30 | -0.55x |
| 2017-06-30 | 1.33x |
| 2017-03-31 | 8.72x |
| 2016-12-31 | 1.91x |
| 2016-09-30 | 0.02x |
| 2016-06-30 | 2.89x |
| 2016-03-31 | 7.09x |
| 2015-12-31 | 0.05x |
| 2015-09-30 | 0.77x |
| 2015-06-30 | 3.00x |
| 2015-03-31 | 8.88x |
| 2014-12-31 | 4.09x |
| 2014-09-30 | 1.00x |
| 2014-06-30 | 4.23x |
| 2014-03-31 | 10.19x |
| 2013-12-31 | 4.61x |
| 2013-09-30 | 2.33x |
| 2013-06-30 | 5.22x |
| 2013-03-31 | 9.06x |
| 2012-12-31 | -25.00x |
| 2012-09-30 | 2.19x |
| 2012-06-30 | 5.42x |
| 2012-03-31 | 9.91x |
| 2011-12-31 | 1.84x |
| 2011-09-30 | 2.37x |
| 2011-06-30 | 4.59x |
| 2011-03-31 | 5.97x |
| 2010-12-31 | 4.21x |
| 2010-09-30 | 2.65x |
| 2010-06-30 | 4.12x |
| 2010-03-31 | 7.00x |
| 2009-12-31 | 3.76x |
| 2009-09-30 | 1.74x |
| 2009-06-30 | 3.84x |
| 2009-03-31 | 7.21x |
| 2008-06-30 | 3.67x |
| 2008-03-31 | 14.06x |
| 2004-12-31 | 7727.27x |
| 2003-12-31 | 3622.64x |