Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 5.82x is 11% below its 5-year average of 6.56x, around the middle of its 5-year range (-11.78x–22.62x).
As of the fiscal period ended Tuesday, March 31, 2026. 27.34% below its 12-month average of 8.01x.
Reported quarterly interest coverage; no daily interpolation.
INTEREST COVERAGE RATIO
5.82x
INTEREST COVERAGE RATIO AVG TTM
8.01x
INTEREST COVERAGE RATIO AVG 3Y
4.72x
INTEREST COVERAGE RATIO AVG 5Y
7.47x
INTEREST COVERAGE RATIO AVG 10Y
5.06x
INTEREST COVERAGE RATIO AVG 15Y
4.56x
INTEREST COVERAGE RATIO AVG 20Y
4.51x
CURRENT VS TTM AVG
-27.34%
CURRENT VS 3Y AVG
+23.17%
CURRENT VS 5Y AVG
-22.16%
CURRENT VS 10Y AVG
+14.88%
CURRENT VS 15Y AVG
+27.63%
CURRENT VS 20Y AVG
+28.88%
SECTOR MEDIAN · FINANCIAL SERVICES
5.20x
median of 91 covered companies
CURRENT VS SECTOR MEDIAN
+11.89%
vs the sector median at left
Willis Towers Watson Public Limited Company
Market Cap
$27.87B
Interest Coverage Ratio
5.82x
TTM Avg
8.01x
3Y Avg
4.72x
5Y Avg
7.47x
Market Cap
$28.09B
Interest Coverage Ratio
18.40x
TTM Avg
18.12x
3Y Avg
15.80x
5Y Avg
12.77x
Market Cap
$28.28B
Interest Coverage Ratio
562.26x
TTM Avg
308.09x
3Y Avg
219.44x
5Y Avg
151.17x
Market Cap
$26.34B
Interest Coverage Ratio
1.32x
TTM Avg
1.18x
3Y Avg
3.27x
5Y Avg
5.99x
Market Cap
$29.83B
Interest Coverage Ratio
28.95x
TTM Avg
25.14x
3Y Avg
18.85x
5Y Avg
18.21x
Market Cap
$30.40B
Interest Coverage Ratio
0.61x
TTM Avg
0.51x
3Y Avg
1.02x
5Y Avg
2.42x
Market Cap
$24.96B
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$24.26B
Interest Coverage Ratio
5.22x
TTM Avg
4.73x
3Y Avg
4.43x
5Y Avg
4.56x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Willis Towers Watson Public Limited Company (WTW) | $27.87B | 5.82x | 8.01x | 4.72x | 7.47x |
| W. R. Berkley Corporation (WRB)vs › | $28.09B | 18.40x | 18.12x | 15.80x | 12.77x |
| Cincinnati Financial Corporation (CINF)vs › | $28.28B | 562.26x | 308.09x | 219.44x | 151.17x |
| Regions Financial Corporation (RF)vs › | $26.34B | 1.32x | 1.18x | 3.27x | 5.99x |
| Cboe Global Markets, Inc. (CBOE)vs › | $29.83B | 28.95x | 25.14x | 18.85x | 18.21x |
| Citizens Financial Group, Inc. (CFG)vs › | $30.40B | 0.61x | 0.51x | 1.02x | 2.42x |
| T. Rowe Price Group, Inc. (TROW)vs › | $24.96B | N/A | N/A | N/A | N/A |
| KeyCorp (KEY)vs › | $24.45B | 0.61x | 0.61x | 1.18x | 3.38x |
| Loews Corporation (L)vs › | $24.26B | 5.22x | 4.73x | 4.43x | 4.56x |
| Synchrony Financial (SYF)vs › | $23.71B | 1.12x | 1.05x | 1.37x | 1.98x |
Interest Coverage
5.8x
Debt/Equity
0.87
Current Ratio
1.20
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-03-31 | 5.82x |
| 2025-12-31 | 15.39x |
| 2025-09-30 | 6.43x |
| 2025-06-30 | 5.75x |
| 2025-03-31 | 6.65x |
| 2024-12-31 | 13.65x |
| 2024-09-30 | -11.78x |
| 2024-06-30 | 3.12x |
| 2024-03-31 | 4.38x |
| 2023-12-31 | 12.37x |
| 2023-09-30 | 2.61x |
| 2023-06-30 | 2.49x |
| 2023-03-31 | 5.28x |
| 2022-12-31 | 13.11x |
| 2022-09-30 | 2.85x |
| 2022-06-30 | 2.69x |
| 2022-03-31 | 3.65x |
| 2021-12-31 | 13.80x |
| 2021-09-30 | 22.62x |
| 2021-06-30 | 3.27x |
| 2021-03-31 | 3.58x |
| 2020-12-31 | 9.78x |
| 2020-09-30 | 1.08x |
| 2020-06-30 | 2.63x |
| 2020-03-31 | 5.90x |
| 2019-12-31 | 11.08x |
| 2019-09-30 | 1.73x |
| 2019-06-30 | 3.14x |
| 2019-03-31 | 6.65x |
| 2018-12-31 | 8.70x |
| 2018-09-30 | 0.33x |
| 2018-06-30 | 1.21x |
| 2018-03-31 | 5.08x |
| 2017-12-31 | 2.24x |
| 2017-09-30 | -0.55x |
| 2017-06-30 | 1.33x |
| 2017-03-31 | 8.72x |
| 2016-12-31 | 1.91x |
| 2016-09-30 | 0.02x |
| 2016-06-30 | 2.89x |
| 2016-03-31 | 7.09x |
| 2015-12-31 | 0.05x |
| 2015-09-30 | 0.77x |
| 2015-06-30 | 3.00x |
| 2015-03-31 | 8.88x |
| 2014-12-31 | 4.09x |
| 2014-09-30 | 1.00x |
| 2014-06-30 | 4.23x |
| 2014-03-31 | 10.19x |
| 2013-12-31 | 4.61x |
| 2013-09-30 | 2.33x |
| 2013-06-30 | 5.22x |
| 2013-03-31 | 9.06x |
| 2012-12-31 | -25.00x |
| 2012-09-30 | 2.19x |
| 2012-06-30 | 5.42x |
| 2012-03-31 | 9.91x |
| 2011-12-31 | 1.84x |
| 2011-09-30 | 2.37x |
| 2011-06-30 | 4.59x |
| 2011-03-31 | 5.97x |
| 2010-12-31 | 4.21x |
| 2010-09-30 | 2.65x |
| 2010-06-30 | 4.12x |
| 2010-03-31 | 7.00x |
| 2009-12-31 | 3.76x |
| 2009-09-30 | 1.74x |
| 2009-06-30 | 3.84x |
| 2009-03-31 | 7.21x |
| 2008-06-30 | 3.67x |
| 2008-03-31 | 14.06x |
| 2004-12-31 | 7727.27x |
| 2003-12-31 | 3622.64x |