Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of -74.34x is 132% below its 2-year average of 234.14x, around the middle of its 2-year range (-946.46x–1447.32x).
121.36% below its 12-month average of 348.08x.
Reported quarterly interest coverage; no daily interpolation. Q2 FY2026 (2026-06-30): 717.53x.
INTEREST COVERAGE RATIO
-74.34x
INTEREST COVERAGE RATIO AVG TTM
348.08x
INTEREST COVERAGE RATIO AVG 3Y
N/A
INTEREST COVERAGE RATIO AVG 5Y
N/A
INTEREST COVERAGE RATIO AVG 10Y
N/A
INTEREST COVERAGE RATIO AVG 15Y
N/A
INTEREST COVERAGE RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-121.36%
CURRENT VS 3Y AVG
N/A
CURRENT VS 5Y AVG
N/A
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
5.23x
median of 98 covered companies
CURRENT VS SECTOR MEDIAN
-1521.41%
vs the sector median at left
Circle Internet Group
Market Cap
$24.22B
Interest Coverage Ratio
-74.34x
TTM Avg
348.08x
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$24.72B
Interest Coverage Ratio
1.12x
TTM Avg
1.05x
3Y Avg
1.37x
5Y Avg
1.98x
Market Cap
$24.87B
Interest Coverage Ratio
643.64x
TTM Avg
685.20x
3Y Avg
1687.11x
5Y Avg
1725.47x
Market Cap
$22.77B
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$25.71B
Interest Coverage Ratio
1.32x
TTM Avg
1.18x
3Y Avg
3.27x
5Y Avg
5.99x
Market Cap
$26.02B
Interest Coverage Ratio
18.40x
TTM Avg
18.12x
3Y Avg
15.80x
5Y Avg
12.77x
Market Cap
$22.39B
Interest Coverage Ratio
5.22x
TTM Avg
4.73x
3Y Avg
4.43x
5Y Avg
4.56x
Market Cap
$26.06B
Interest Coverage Ratio
56.23x
TTM Avg
55.08x
3Y Avg
50.77x
5Y Avg
49.97x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Circle Internet Group (CRCL) | $24.22B | -74.34x | 348.08x | N/A | N/A |
| Synchrony Financial (SYF)vs › | $24.72B | 1.12x | 1.05x | 1.37x | 1.98x |
| KeyCorp (KEY)vs › | $23.57B | 0.61x | 0.61x | 1.18x | 3.38x |
| Principal Financial Group, Inc. (PFG)vs › | $24.87B | 643.64x | 685.20x | 1687.11x | 1725.47x |
| T. Rowe Price Group, Inc. (TROW)vs › | $22.77B | N/A | N/A | N/A | N/A |
| Regions Financial Corporation (RF)vs › | $25.71B | 1.32x | 1.18x | 3.27x | 5.99x |
| W. R. Berkley Corporation (WRB)vs › | $26.02B | 18.40x | 18.12x | 15.80x | 12.77x |
| Loews Corporation (L)vs › | $22.39B | 5.22x | 4.73x | 4.43x | 4.56x |
| Cincinnati Financial Corporation (CINF)vs › | $26.06B | 56.23x | 55.08x | 50.77x | 49.97x |
| SoFi Technologies, Inc. (SOFI)vs › | $22.22B | 0.45x | 0.33x | 0.33x | 0.33x |
Interest Coverage
-74.3x
Debt/Equity
0.00
Current Ratio
1.03
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | 717.53x |
| 2026-03-31 | 1447.32x |
| 2025-12-31 | 293.13x |
| 2025-09-30 | 228.87x |
| 2025-06-30 | -946.46x |
| 2025-03-31 | 277.43x |
| 2024-12-31 | 2.22x |
| 2024-09-30 | 116.42x |
| 2024-06-30 | 99.69x |
| 2024-03-31 | 105.27x |
