Regions Financial (RF) Interest Coverage Ratio: History & Chart

Regions Financial Corporation (RF)RFRegions Financial Corporation

About Regions Financial Corporation

Regions Financial Corporation (RF) operates as a financial holding company, delivering a comprehensive array of banking and related services to both individual consumers and corporate entities. The firm's operations are strategically divided into three principal divisions: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment specializes in commercial banking solutions. Its extensive offerings include various lending options such as commercial and industrial loans, commercial real estate financing, and investor real estate credit. Furthermore, it provides equipment lease financing, manages diverse deposit products, and offers sophisticated capital markets services like securities underwriting and placement, loan syndication, foreign exchange, derivatives, and merger and acquisition advisory, along with other consulting services. This segment primarily serves corporate clients, middle-market businesses, and developers and investors in commercial real estate. Focusing on individual customers, the Consumer Bank segment delivers a range of personal financial products. These include residential first mortgages, home equity lines of credit and loans, consumer credit cards, and other personal lending facilities, in addition to deposit accounts. The Wealth Management division offers extensive financial planning and asset management services. Its provisions encompass credit-related products, retirement and savings solutions, trust and investment management, and estate planning expertise. Its diverse clientele includes individuals, businesses, governmental organizations, and non-profit entities. Beyond these core banking functions, Regions Financial Corporation also provides investment and insurance products, facilitates the syndication of corporate funds for low-income housing tax credits, and engages in various other specialized financing activities. As of March 1, 2022, the company maintained a significant physical presence, operating through a network of 1,300 banking branches and approximately 2,000 automated teller machines across the Southern, Midwestern, and Texas regions of the United States. Regions Financial Corporation was established in 1971 and its corporate headquarters are located in Birmingham, Alabama.

Birmingham, AL

19,969 employees

www.regions.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: John Turner Jr.

View full financials

RF Interest Coverage Ratio Metrics

INTEREST COVERAGE RATIO

1.52x

INTEREST COVERAGE RATIO AVG TTM

1.44x

INTEREST COVERAGE RATIO AVG 3Y

1.22x

INTEREST COVERAGE RATIO AVG 5Y

2.80x

INTEREST COVERAGE RATIO AVG 10Y

2.92x

INTEREST COVERAGE RATIO AVG 15Y

3.28x

INTEREST COVERAGE RATIO AVG 20Y

2.43x

CURRENT VS TTM AVG

+5.73%

CURRENT VS 3Y AVG

+24.52%

CURRENT VS 5Y AVG

-45.53%

CURRENT VS 10Y AVG

-47.81%

CURRENT VS 15Y AVG

-53.47%

CURRENT VS 20Y AVG

-37.34%

SECTOR MEDIAN · FINANCIAL SERVICES

5.20x

median of 91 covered companies

CURRENT VS SECTOR MEDIAN

-70.68%

vs the sector median at left

NAME	MARKET CAP	INTEREST COVERAGE RATIO	TTM	3Y	5Y
Regions Financial Corporation (RF)	$26.40B	1.52x	1.44x	1.22x	2.80x
T. Rowe Price Group, Inc. (TROW)vs ›	$25.47B	N/A	N/A	N/A	N/A
Brown & Brown, Inc. (BRO)vs ›	$25.05B	5.71x	6.25x	6.22x	8.23x
Cincinnati Financial Corporation (CINF)vs ›	$27.83B	56.23x	55.08x	50.77x	49.97x
W. R. Berkley Corporation (WRB)vs ›	$28.16B	18.40x	18.12x	15.80x	12.77x
Loews Corporation (L)vs ›	$24.47B	5.22x	4.73x	4.43x	4.56x
Principal Financial Group, Inc. (PFG)vs ›	$24.45B	643.64x	685.20x	1687.11x	1725.47x
Synchrony Financial (SYF)vs ›	$24.39B	1.12x	1.05x	1.37x	1.98x
KeyCorp (KEY)vs ›	$23.94B	0.61x	0.61x	1.18x	3.38x
Willis Towers Watson Public Limited Company (WTW)vs ›	$29.84B	8.59x	5.48x	5.61x	6.07x

NAME

MARKET CAP

INTEREST COVERAGE RATIO

TTM

Regions Financial Corporation (RF)

$26.40B

1.52x

1.44x

1.22x

2.80x

T. Rowe Price Group, Inc. (TROW)vs ›

$25.47B

N/A

Brown & Brown, Inc. (BRO)vs ›

$25.05B

5.71x

6.25x

6.22x

8.23x

Cincinnati Financial Corporation (CINF)vs ›

$27.83B

56.23x

55.08x

50.77x

49.97x

W. R. Berkley Corporation (WRB)vs ›

$28.16B

18.40x

18.12x

15.80x

12.77x

Loews Corporation (L)vs ›

$24.47B

5.22x

4.73x

4.43x

4.56x

Principal Financial Group, Inc. (PFG)vs ›

$24.45B

643.64x

685.20x

1687.11x

1725.47x

Synchrony Financial (SYF)vs ›

$24.39B

1.12x

1.05x

1.37x

1.98x

KeyCorp (KEY)vs ›

$23.94B

0.61x

1.18x

3.38x

Willis Towers Watson Public Limited Company (WTW)vs ›

$29.84B

8.59x

5.48x

5.61x

6.07x

Interest Coverage Ratio FAQ

What is the interest coverage ratio for Regions Financial Corporation (RF)?

The interest coverage ratio for RF stock is 1.52x.

Is Regions Financial Corporation's interest coverage ratio high or low?

The interest coverage ratio of 1.52x is 75% below its 5-year average of 6.01x, near the low end of its 5-year range (0.86x–23.74x).

What is the TTM average interest coverage ratio for Regions Financial Corporation (RF)?

The TTM average interest coverage ratio for RF stock is 1.44x.

What is the 3Y average interest coverage ratio for Regions Financial Corporation (RF)?

The 3Y average interest coverage ratio for RF stock is 1.22x.

What is the 5Y average interest coverage ratio for Regions Financial Corporation (RF)?

The 5Y average interest coverage ratio for RF stock is 2.80x.

What is the 10Y average interest coverage ratio for Regions Financial Corporation (RF)?

The 10Y average interest coverage ratio for RF stock is 2.92x.

What is the 15Y average interest coverage ratio for Regions Financial Corporation (RF)?

The 15Y average interest coverage ratio for RF stock is 3.28x.

What is the 20Y average interest coverage ratio for Regions Financial Corporation (RF)?

The 20Y average interest coverage ratio for RF stock is 2.43x.

DATE	INTEREST COVERAGE RATIO
2026-06-30	1.52x
2026-03-31	1.57x
2025-12-31	1.45x
2025-09-30	1.31x
2025-06-30	1.34x
2025-03-31	1.17x
2024-12-31	1.15x
2024-09-30	1.01x
2024-06-30	1.09x
2024-03-31	0.86x
2023-12-31	0.91x
2023-09-30	1.30x
2023-06-30	2.03x
2023-03-31	3.52x
2022-12-31	5.77x
2022-09-30	6.94x
2022-06-30	15.74x
2022-03-31	18.97x
2021-12-31	14.62x
2021-09-30	20.27x
2021-06-30	23.74x
2021-03-31	17.87x
2020-12-31	13.40x
2020-09-30	8.93x
2020-06-30	-2.87x
2020-03-31	1.35x
2019-12-31	2.71x
2019-09-30	2.42x
2019-06-30	2.06x
2019-03-31	2.24x
2018-12-31	2.61x
2018-09-30	2.92x
2018-06-30	3.43x
2018-03-31	4.44x
2017-12-31	5.37x
2017-09-30	4.64x
2017-06-30	5.04x
2017-03-31	4.94x
2016-12-31	5.42x
2016-09-30	5.74x
2016-06-30	4.96x
2016-03-31	5.22x
2015-12-31	5.91x
2015-09-30	5.82x
2015-06-30	6.56x
2015-03-31	4.66x
2014-12-31	3.93x
2014-09-30	6.16x
2014-06-30	5.75x
2014-03-31	5.54x
2013-12-31	3.92x
2013-09-30	4.79x
2013-06-30	3.94x
2013-03-31	3.96x
2012-12-31	3.19x
2012-09-30	3.05x
2012-06-30	3.06x
2012-03-31	1.89x
2011-12-31	-0.71x
2011-09-30	0.77x
2011-06-30	0.20x
2011-03-31	0.09x
2010-12-31	0.55x
2010-09-30	-1.05x
2010-06-30	-1.13x
2010-03-31	-0.93x
2009-12-31	-1.89x
2009-09-30	-1.39x
2009-06-30	-0.22x
2009-03-31	0.69x
2008-12-31	-10.34x
2008-09-30	0.15x
2008-06-30	0.42x
2008-03-31	0.65x
2007-12-31	0.08x
2007-09-30	0.61x
2007-06-30	0.74x
2007-03-31	0.76x
2006-12-31	0.64x
2006-09-30	0.92x
2006-06-30	0.98x
2006-03-31	0.96x
2005-12-31	0.84x
2005-09-30	0.92x
2005-06-30	0.99x
2005-03-31	1.12x
2004-12-31	1.23x
2004-09-30	1.46x
2004-06-30	1.46x
2004-03-31	1.52x
2003-12-31	1.42x
2003-09-30	1.34x
2003-06-30	1.18x
2003-03-31	1.03x
2002-12-31	0.90x
2002-09-30	0.84x

DATE

INTEREST COVERAGE RATIO

2026-06-30

1.52x

2026-03-31

1.57x

2025-12-31

1.45x

2025-09-30

1.31x

2025-06-30

1.34x

2025-03-31

1.17x

2024-12-31

1.15x

2024-09-30

1.01x

2024-06-30

1.09x

2024-03-31

0.86x

2023-12-31

0.91x

2023-09-30

1.30x

2023-06-30

2.03x

2023-03-31

3.52x

2022-12-31

5.77x

2022-09-30

6.94x

2022-06-30

15.74x

2022-03-31

18.97x

2021-12-31

14.62x

2021-09-30

20.27x

2021-06-30

23.74x

2021-03-31

17.87x

2020-12-31

13.40x

2020-09-30

8.93x

2020-06-30

-2.87x

2020-03-31

1.35x

2019-12-31

2.71x

2019-09-30

2.42x

2019-06-30

2.06x

2019-03-31

2.24x

2018-12-31

2.61x

2018-09-30

2.92x

2018-06-30

3.43x

2018-03-31

4.44x

2017-12-31

5.37x

2017-09-30

4.64x

2017-06-30

5.04x

2017-03-31

4.94x

2016-12-31

5.42x

2016-09-30

5.74x

2016-06-30

4.96x

2016-03-31

5.22x

2015-12-31

5.91x

2015-09-30

5.82x

2015-06-30

6.56x

2015-03-31

4.66x

2014-12-31

3.93x

2014-09-30

6.16x

2014-06-30

5.75x

2014-03-31

5.54x

2013-12-31

3.92x

2013-09-30

4.79x

2013-06-30

3.94x

2013-03-31

3.96x

2012-12-31

3.19x

2012-09-30

3.05x

2012-06-30

3.06x

2012-03-31

1.89x

2011-12-31

-0.71x

2011-09-30

0.77x

2011-06-30

0.20x

2011-03-31

0.09x

2010-12-31

0.55x

2010-09-30

-1.05x

2010-06-30

-1.13x

2010-03-31

-0.93x

2009-12-31

-1.89x

2009-09-30

-1.39x

2009-06-30

-0.22x

2009-03-31

0.69x

2008-12-31

-10.34x

2008-09-30

0.15x

2008-06-30

0.42x

2008-03-31

0.65x

2007-12-31

0.08x

2007-09-30

0.61x

2007-06-30

0.74x

2007-03-31

0.76x

2006-12-31

0.64x

2006-09-30

0.92x

2006-06-30

0.98x

2006-03-31

0.96x

2005-12-31

0.84x

2005-09-30

0.92x

2005-06-30

0.99x

2005-03-31

1.12x

2004-12-31

1.23x

2004-09-30

1.46x

2004-06-30

1.46x

2004-03-31

1.52x

2003-12-31

1.42x

2003-09-30

1.34x

2003-06-30

1.18x

2003-03-31

1.03x

2002-12-31

0.90x

2002-09-30

0.84x

Interest Coverage Ratio: 1.52x

RF Interest Coverage Ratio

RF Average Interest Coverage Ratio Chart

RF Current vs Average Interest Coverage Ratio Chart

RF Interest Coverage Ratio Metrics

RF Competitors' Interest Coverage Ratio

Financial Health Indicators

Interest Coverage Ratio Formula & Definition

Interest Coverage Ratio FAQ

RF Interest Coverage Ratio History

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