Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 0.47x is 146% above its 5-year average of -1.03x, near the high end of its 5-year range (-6.01x–0.65x).
As of the fiscal period ended Tuesday, June 30, 2026. 9.35% below its 12-month average of 0.52x.
Reported quarterly interest coverage; no daily interpolation.
INTEREST COVERAGE RATIO
0.47x
INTEREST COVERAGE RATIO AVG TTM
0.52x
INTEREST COVERAGE RATIO AVG 3Y
0.36x
INTEREST COVERAGE RATIO AVG 5Y
-0.28x
INTEREST COVERAGE RATIO AVG 10Y
N/A
INTEREST COVERAGE RATIO AVG 15Y
N/A
INTEREST COVERAGE RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-9.35%
CURRENT VS 3Y AVG
+31.32%
CURRENT VS 5Y AVG
+269.86%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
5.21x
median of 90 covered companies
CURRENT VS SECTOR MEDIAN
-90.91%
vs the sector median at left
SoFi Technologies, Inc.
Market Cap
$20.92B
Interest Coverage Ratio
0.47x
TTM Avg
0.52x
3Y Avg
0.36x
5Y Avg
-0.28x
Market Cap
$20.87B
Interest Coverage Ratio
2.27x
TTM Avg
2.94x
3Y Avg
3.40x
5Y Avg
3.73x
Market Cap
$23.56B
Interest Coverage Ratio
5.71x
TTM Avg
6.25x
3Y Avg
6.22x
5Y Avg
8.23x
Market Cap
$23.87B
Interest Coverage Ratio
5.22x
TTM Avg
4.73x
3Y Avg
4.43x
5Y Avg
4.56x
Market Cap
$23.94B
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$17.59B
Interest Coverage Ratio
6.37x
TTM Avg
5.28x
3Y Avg
9.38x
5Y Avg
15.15x
Market Cap
$24.40B
Interest Coverage Ratio
643.64x
TTM Avg
685.20x
3Y Avg
1687.11x
5Y Avg
1725.47x
Market Cap
$24.66B
Interest Coverage Ratio
1.12x
TTM Avg
1.05x
3Y Avg
1.37x
5Y Avg
1.98x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| SoFi Technologies, Inc. (SOFI) | $20.92B | 0.47x | 0.52x | 0.36x | -0.28x |
| Global Payments Inc. (GPN)vs › | $20.87B | 2.27x | 2.94x | 3.40x | 3.73x |
| Brown & Brown, Inc. (BRO)vs › | $23.56B | 5.71x | 6.25x | 6.22x | 8.23x |
| Loews Corporation (L)vs › | $23.87B | 5.22x | 4.73x | 4.43x | 4.56x |
| T. Rowe Price Group, Inc. (TROW)vs › | $23.94B | N/A | N/A | N/A | N/A |
| Franklin Resources, Inc. (BEN)vs › | $17.59B | 6.37x | 5.28x | 9.38x | 15.15x |
| KeyCorp (KEY)vs › | $24.38B | 0.61x | 0.61x | 1.18x | 3.38x |
| Principal Financial Group, Inc. (PFG)vs › | $24.40B | 643.64x | 685.20x | 1687.11x | 1725.47x |
| Synchrony Financial (SYF)vs › | $24.66B | 1.12x | 1.05x | 1.37x | 1.98x |
| WisdomTree U.S. Quality Dividend Growth Fund (DGRW)vs › | $16.84B | N/A | N/A | N/A | N/A |
Interest Coverage
0.5x
Debt/Equity
0.18
Current Ratio
0.24
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | 0.47x |
| 2026-03-31 | 0.65x |
| 2025-12-31 | 0.60x |
| 2025-09-30 | 0.48x |
| 2025-06-30 | 0.41x |
| 2025-03-31 | 0.30x |
| 2024-12-31 | 0.22x |
| 2024-09-30 | 0.22x |
| 2024-06-30 | 0.06x |
| 2024-03-31 | 0.36x |
| 2023-12-31 | 0.20x |
| 2023-09-30 | -1.22x |
| 2023-06-30 | -0.28x |
| 2023-03-31 | -0.27x |
| 2022-12-31 | -0.39x |
| 2022-09-30 | -1.85x |
| 2022-06-30 | -3.57x |
| 2022-03-31 | -4.67x |
| 2021-12-31 | -6.01x |
| 2021-09-30 | -1.41x |
| 2021-06-30 | -5.89x |
| 2021-03-31 | -5.01x |
| 2020-12-31 | -1.64x |
| 2020-09-30 | -1.10x |
| 2020-06-30 | -2.12x |
| 2020-03-31 | -2.12x |
