Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 0.45x is 265% above its 5-year average of -0.27x, near the high end of its 5-year range (-6.01x–0.65x).
17.24% below its 12-month average of 0.54x.
Reported quarterly interest coverage; no daily interpolation. Q2 FY2026 (2026-06-30): 0.58x.
INTEREST COVERAGE RATIO
0.45x
INTEREST COVERAGE RATIO AVG TTM
0.54x
INTEREST COVERAGE RATIO AVG 3Y
0.37x
INTEREST COVERAGE RATIO AVG 5Y
-0.27x
INTEREST COVERAGE RATIO AVG 10Y
N/A
INTEREST COVERAGE RATIO AVG 15Y
N/A
INTEREST COVERAGE RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-17.24%
CURRENT VS 3Y AVG
+21.51%
CURRENT VS 5Y AVG
+264.88%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
5.23x
median of 98 covered companies
CURRENT VS SECTOR MEDIAN
-91.40%
vs the sector median at left
SoFi Technologies, Inc.
Market Cap
$21.74B
Interest Coverage Ratio
0.45x
TTM Avg
0.54x
3Y Avg
0.37x
5Y Avg
-0.27x
Market Cap
$21.80B
Interest Coverage Ratio
435.41x
TTM Avg
296.93x
3Y Avg
267.31x
5Y Avg
267.31x
Market Cap
$21.86B
Interest Coverage Ratio
2.27x
TTM Avg
2.94x
3Y Avg
3.40x
5Y Avg
3.73x
Market Cap
$22.29B
Interest Coverage Ratio
5.71x
TTM Avg
6.25x
3Y Avg
6.22x
5Y Avg
8.23x
Market Cap
$22.29B
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$22.37B
Interest Coverage Ratio
-74.34x
TTM Avg
114.34x
3Y Avg
114.34x
5Y Avg
114.34x
Market Cap
$22.42B
Interest Coverage Ratio
5.22x
TTM Avg
4.73x
3Y Avg
4.43x
5Y Avg
4.56x
Market Cap
$24.57B
Interest Coverage Ratio
1.12x
TTM Avg
1.05x
3Y Avg
1.37x
5Y Avg
1.98x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| SoFi Technologies, Inc. (SOFI) | $21.74B | 0.45x | 0.54x | 0.37x | -0.27x |
| Tradeweb Markets Inc. (TW)vs › | $21.80B | 435.41x | 296.93x | 267.31x | 267.31x |
| Global Payments Inc. (GPN)vs › | $21.86B | 2.27x | 2.94x | 3.40x | 3.73x |
| Brown & Brown, Inc. (BRO)vs › | $22.29B | 5.71x | 6.25x | 6.22x | 8.23x |
| T. Rowe Price Group, Inc. (TROW)vs › | $22.29B | N/A | N/A | N/A | N/A |
| Circle Internet Group (CRCL)vs › | $22.37B | -74.34x | 114.34x | 114.34x | 114.34x |
| Loews Corporation (L)vs › | $22.42B | 5.22x | 4.73x | 4.43x | 4.56x |
| KeyCorp (KEY)vs › | $23.14B | 0.61x | 0.61x | 1.18x | 3.38x |
| Synchrony Financial (SYF)vs › | $24.57B | 1.12x | 1.05x | 1.37x | 1.98x |
| Regions Financial Corporation (RF)vs › | $24.94B | 1.32x | 1.18x | 3.27x | 5.99x |
Interest Coverage
0.5x
Debt/Equity
0.31
Current Ratio
0.16
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | 0.58x |
| 2026-03-31 | 0.65x |
| 2025-12-31 | 0.60x |
| 2025-09-30 | 0.48x |
| 2025-06-30 | 0.41x |
| 2025-03-31 | 0.30x |
| 2024-12-31 | 0.22x |
| 2024-09-30 | 0.22x |
| 2024-06-30 | 0.06x |
| 2024-03-31 | 0.36x |
| 2023-12-31 | 0.20x |
| 2023-09-30 | -1.22x |
| 2023-06-30 | -0.28x |
| 2023-03-31 | -0.27x |
| 2022-12-31 | -0.39x |
| 2022-09-30 | -1.85x |
| 2022-06-30 | -3.57x |
| 2022-03-31 | -4.67x |
| 2021-12-31 | -6.01x |
| 2021-09-30 | -1.41x |
| 2021-06-30 | -5.89x |
| 2021-03-31 | -5.01x |
| 2020-12-31 | -1.64x |
| 2020-09-30 | -1.10x |
| 2020-06-30 | -2.12x |
| 2020-03-31 | -2.12x |
