Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 2.27x is 44% below its 5-year average of 4.08x, around the middle of its 5-year range (-0.06x–5.73x).
7.93% above its 12-month average of 2.10x.
Reported quarterly interest coverage; no daily interpolation. Q2 FY2026 (2026-06-30): 1.21x.
INTEREST COVERAGE RATIO
2.27x
INTEREST COVERAGE RATIO AVG TTM
2.10x
INTEREST COVERAGE RATIO AVG 3Y
3.53x
INTEREST COVERAGE RATIO AVG 5Y
4.08x
INTEREST COVERAGE RATIO AVG 10Y
3.86x
INTEREST COVERAGE RATIO AVG 15Y
5.15x
INTEREST COVERAGE RATIO AVG 20Y
8.35x
CURRENT VS TTM AVG
+7.93%
CURRENT VS 3Y AVG
-35.75%
CURRENT VS 5Y AVG
-44.38%
CURRENT VS 10Y AVG
-41.20%
CURRENT VS 15Y AVG
-55.94%
CURRENT VS 20Y AVG
-72.82%
SECTOR MEDIAN · FINANCIAL SERVICES
5.23x
median of 98 covered companies
CURRENT VS SECTOR MEDIAN
-56.60%
vs the sector median at left
Global Payments Inc.
Market Cap
$21.47B
Interest Coverage Ratio
2.27x
TTM Avg
2.10x
3Y Avg
3.53x
5Y Avg
4.08x
Market Cap
$21.50B
Interest Coverage Ratio
-74.34x
TTM Avg
114.34x
3Y Avg
114.34x
5Y Avg
114.34x
Market Cap
$21.60B
Interest Coverage Ratio
0.45x
TTM Avg
0.33x
3Y Avg
0.33x
5Y Avg
0.33x
Market Cap
$21.79B
Interest Coverage Ratio
435.41x
TTM Avg
296.93x
3Y Avg
267.31x
5Y Avg
267.31x
Market Cap
$21.94B
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$22.04B
Interest Coverage Ratio
5.71x
TTM Avg
6.25x
3Y Avg
6.22x
5Y Avg
8.23x
Market Cap
$22.39B
Interest Coverage Ratio
5.22x
TTM Avg
4.73x
3Y Avg
4.43x
5Y Avg
4.56x
Market Cap
$24.30B
Interest Coverage Ratio
1.32x
TTM Avg
1.18x
3Y Avg
3.27x
5Y Avg
5.99x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Global Payments Inc. (GPN) | $21.47B | 2.27x | 2.10x | 3.53x | 4.08x |
| Circle Internet Group (CRCL)vs › | $21.50B | -74.34x | 114.34x | 114.34x | 114.34x |
| SoFi Technologies, Inc. (SOFI)vs › | $21.60B | 0.45x | 0.33x | 0.33x | 0.33x |
| Tradeweb Markets Inc. (TW)vs › | $21.79B | 435.41x | 296.93x | 267.31x | 267.31x |
| T. Rowe Price Group, Inc. (TROW)vs › | $21.94B | N/A | N/A | N/A | N/A |
| Brown & Brown, Inc. (BRO)vs › | $22.04B | 5.71x | 6.25x | 6.22x | 8.23x |
| KeyCorp (KEY)vs › | $22.36B | 0.61x | 0.61x | 1.18x | 3.38x |
| Loews Corporation (L)vs › | $22.39B | 5.22x | 4.73x | 4.43x | 4.56x |
| Regions Financial Corporation (RF)vs › | $24.30B | 1.32x | 1.18x | 3.27x | 5.99x |
| Synchrony Financial (SYF)vs › | $24.36B | 1.12x | 1.05x | 1.37x | 1.98x |
Interest Coverage
2.3x
Debt/Equity
0.97
Current Ratio
0.82
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | 1.21x |
| 2026-03-31 | -0.06x |
| 2025-12-31 | 1.21x |
| 2025-09-30 | 4.47x |
| 2025-06-30 | 3.68x |
| 2025-03-31 | 3.15x |
| 2024-12-31 | 3.86x |
| 2024-09-30 | 3.51x |
| 2024-06-30 | 3.21x |
| 2024-03-31 | 3.28x |
| 2023-12-31 | 3.65x |
| 2023-09-30 | 3.61x |
| 2023-06-30 | 2.91x |
| 2023-03-31 | 3.99x |
| 2022-12-31 | 3.99x |
| 2022-09-30 | 3.78x |
| 2022-06-30 | 5.21x |
| 2022-03-31 | 4.55x |
| 2021-12-31 | 5.43x |
| 2021-09-30 | 5.73x |
| 2021-06-30 | 5.45x |
| 2021-03-31 | 4.39x |
| 2020-12-31 | 4.28x |
| 2020-09-30 | 4.19x |
| 2020-06-30 | 2.27x |
| 2020-03-31 | 3.39x |
| 2019-12-31 | 3.41x |
| 2019-09-30 | 3.20x |
| 2019-06-30 | 3.78x |
| 2019-03-31 | 3.47x |
| 2018-12-31 | 3.37x |
| 2018-09-30 | 4.99x |
| 2018-06-30 | 4.17x |
| 2018-03-31 | 3.83x |
| 2017-12-31 | 2.10x |
| 2017-09-30 | 4.76x |
| 2017-06-30 | 3.18x |
| 2017-03-31 | 3.17x |
| 2016-11-30 | 1.53x |
| 2016-08-31 | 3.58x |
| 2016-05-31 | 1.96x |
| 2016-02-29 | 8.11x |
| 2015-11-30 | 8.72x |
| 2015-08-31 | 10.40x |
| 2015-05-31 | 10.74x |
| 2015-02-28 | 7.79x |
| 2014-11-30 | 11.98x |
| 2014-08-31 | 11.30x |
| 2014-05-31 | 9.41x |
| 2014-02-28 | 5.91x |
| 2013-11-30 | 13.94x |
| 2013-08-31 | 13.63x |
| 2013-05-31 | 8.60x |
| 2013-02-28 | 12.85x |
| 2012-11-30 | 7.98x |
| 2012-08-31 | 22.70x |
| 2012-05-31 | 2.34x |
| 2012-02-29 | 24.97x |
| 2011-11-30 | 19.80x |
| 2011-08-31 | 26.57x |
| 2011-05-31 | 18.73x |
| 2011-02-28 | 18.12x |
| 2010-11-30 | 19.34x |
| 2010-08-31 | 16.96x |
| 2010-05-31 | 14.85x |
| 2010-02-28 | 17.83x |
| 2009-11-30 | 20.05x |
| 2009-08-31 | 21.55x |
| 2009-05-31 | 108.26x |
| 2009-02-28 | 27.28x |
| 2008-11-30 | 43.29x |
| 2008-08-31 | 38.73x |
| 2008-02-29 | 27.26x |