Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 16.25x is 25% above its 5-year average of 12.95x, around the middle of its 5-year range (-6.03x–37.70x).
As of the fiscal period ended Tuesday, March 31, 2026. 75.13% above its 12-month average of 9.28x.
Reported quarterly interest coverage; no daily interpolation.
INTEREST COVERAGE RATIO
16.25x
INTEREST COVERAGE RATIO AVG TTM
9.28x
INTEREST COVERAGE RATIO AVG 3Y
9.22x
INTEREST COVERAGE RATIO AVG 5Y
11.71x
INTEREST COVERAGE RATIO AVG 10Y
30.89x
INTEREST COVERAGE RATIO AVG 15Y
41.50x
INTEREST COVERAGE RATIO AVG 20Y
46.32x
CURRENT VS TTM AVG
+75.13%
CURRENT VS 3Y AVG
+76.15%
CURRENT VS 5Y AVG
+38.74%
CURRENT VS 10Y AVG
-47.40%
CURRENT VS 15Y AVG
-60.85%
CURRENT VS 20Y AVG
-64.93%
SECTOR MEDIAN · FINANCIAL SERVICES
5.20x
median of 91 covered companies
CURRENT VS SECTOR MEDIAN
+212.43%
vs the sector median at left
Franklin Resources, Inc.
Market Cap
$17.32B
Interest Coverage Ratio
16.25x
TTM Avg
9.28x
3Y Avg
9.22x
5Y Avg
11.71x
Market Cap
$17.19B
Interest Coverage Ratio
-74.34x
TTM Avg
114.34x
3Y Avg
114.34x
5Y Avg
114.34x
Market Cap
$16.76B
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$15.78B
Interest Coverage Ratio
14.06x
TTM Avg
12.04x
3Y Avg
11.50x
5Y Avg
14.05x
Market Cap
$14.03B
Interest Coverage Ratio
9.91x
TTM Avg
9.29x
3Y Avg
7.32x
5Y Avg
6.95x
Market Cap
$13.91B
Interest Coverage Ratio
10.36x
TTM Avg
10.40x
3Y Avg
11.16x
5Y Avg
11.71x
Market Cap
$21.47B
Interest Coverage Ratio
0.45x
TTM Avg
0.33x
3Y Avg
0.33x
5Y Avg
0.33x
Market Cap
$13.05B
Interest Coverage Ratio
-8.43x
TTM Avg
14.35x
3Y Avg
16.23x
5Y Avg
12.36x
Market Cap
$21.71B
Interest Coverage Ratio
2.27x
TTM Avg
2.94x
3Y Avg
3.40x
5Y Avg
3.73x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Franklin Resources, Inc. (BEN) | $17.32B | 16.25x | 9.28x | 9.22x | 11.71x |
| Circle Internet Group (CRCL)vs › | $17.19B | -74.34x | 114.34x | 114.34x | 114.34x |
| WisdomTree U.S. Quality Dividend Growth Fund (DGRW)vs › | $16.76B | N/A | N/A | N/A | N/A |
| Everest Group, Ltd. (EG)vs › | $15.78B | 14.06x | 12.04x | 11.50x | 14.05x |
| Assurant, Inc. (AIZ)vs › | $14.03B | 9.91x | 9.29x | 7.32x | 6.95x |
| Globe Life Inc. (GL)vs › | $13.91B | 10.36x | 10.40x | 11.16x | 11.71x |
| SoFi Technologies, Inc. (SOFI)vs › | $21.47B | 0.45x | 0.33x | 0.33x | 0.33x |
| Invesco Ltd. (IVZ)vs › | $13.05B | -8.43x | 14.35x | 16.23x | 12.36x |
| Global Payments Inc. (GPN)vs › | $21.71B | 2.27x | 2.94x | 3.40x | 3.73x |
| American Financial Group, Inc. (AFG)vs › | $12.04B | 13.41x | 14.10x | 13.88x | 12.26x |
Interest Coverage
16.2x
Debt/Equity
1.10
Current Ratio
2.71
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-03-31 | 16.25x |
| 2025-12-31 | 13.77x |
| 2025-09-30 | 3.39x |
| 2025-06-30 | 5.97x |
| 2025-03-31 | 7.00x |
| 2024-12-31 | 9.48x |
| 2024-09-30 | -6.03x |
| 2024-06-30 | 8.66x |
| 2024-03-31 | 4.67x |
| 2023-12-31 | 10.98x |
| 2023-09-30 | 13.86x |
| 2023-06-30 | 9.02x |
| 2023-03-31 | 7.61x |
| 2022-12-31 | 6.28x |
| 2022-09-30 | 12.86x |
| 2022-06-30 | 14.00x |
| 2022-03-31 | 20.22x |
| 2021-12-31 | 28.90x |
| 2021-09-30 | 37.70x |
| 2021-06-30 | 18.60x |
| 2021-03-31 | 28.70x |
| 2020-12-31 | 13.77x |
| 2020-09-30 | 2.96x |
| 2020-06-30 | 44.71x |
| 2020-03-31 | 91.86x |
| 2019-12-31 | 61.13x |
| 2019-09-30 | 55.93x |
| 2019-06-30 | 66.95x |
| 2019-03-31 | 66.58x |
| 2018-12-31 | 64.30x |
| 2018-09-30 | 82.53x |
| 2018-06-30 | 22.76x |
| 2018-03-31 | 55.57x |
| 2017-12-31 | 53.81x |
| 2017-09-30 | 43.91x |
| 2017-06-30 | 43.74x |
| 2017-03-31 | 44.09x |
| 2016-12-31 | 44.13x |
| 2016-09-30 | 43.24x |
| 2016-06-30 | 48.41x |
| 2016-03-31 | 44.04x |
| 2015-12-31 | 54.47x |
| 2015-09-30 | 55.67x |
| 2015-06-30 | 56.19x |
| 2015-03-31 | 445.71x |
| 2014-12-31 | 69.20x |
| 2014-09-30 | 66.82x |
| 2014-06-30 | 72.18x |
| 2014-03-31 | 68.95x |
| 2013-12-31 | 64.53x |
| 2013-09-30 | 63.92x |
| 2013-06-30 | 77.17x |
| 2013-03-31 | 66.92x |
| 2012-12-31 | 47.25x |
| 2012-09-30 | 74.02x |
| 2012-06-30 | 63.66x |
| 2012-03-31 | 64.28x |
| 2011-12-31 | 73.53x |
| 2011-06-30 | 67.89x |
| 2011-03-31 | 75.26x |
| 2010-12-31 | 83.50x |
| 2010-09-30 | 50.94x |
| 2010-06-30 | 53.93x |
| 2010-03-31 | 492.67x |
| 2009-12-31 | 629.35x |
| 2009-09-30 | 1435.53x |
| 2009-06-30 | 1545.91x |
| 2009-03-31 | 106.75x |
| 2008-12-31 | 223.64x |
| 2008-09-30 | 861.86x |
| 2008-06-30 | 161.92x |
| 2008-03-31 | 87.27x |
| 2007-12-31 | 105.17x |
| 2007-06-30 | 84.57x |
| 2007-03-31 | 83.32x |
