Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 9.91x is 27% above its 5-year average of 7.77x, near the high end of its 5-year range (0.33x–13.27x).
14.34% below its 12-month average of 11.57x.
Reported quarterly interest coverage; no daily interpolation. Q2 FY2026 (2026-06-30): 13.27x.
INTEREST COVERAGE RATIO
9.91x
INTEREST COVERAGE RATIO AVG TTM
11.57x
INTEREST COVERAGE RATIO AVG 3Y
9.52x
INTEREST COVERAGE RATIO AVG 5Y
7.77x
INTEREST COVERAGE RATIO AVG 10Y
7.70x
INTEREST COVERAGE RATIO AVG 15Y
8.44x
INTEREST COVERAGE RATIO AVG 20Y
10.25x
CURRENT VS TTM AVG
-14.34%
CURRENT VS 3Y AVG
+4.07%
CURRENT VS 5Y AVG
+27.49%
CURRENT VS 10Y AVG
+28.76%
CURRENT VS 15Y AVG
+17.42%
CURRENT VS 20Y AVG
-3.34%
SECTOR MEDIAN · FINANCIAL SERVICES
5.23x
median of 98 covered companies
CURRENT VS SECTOR MEDIAN
+89.48%
vs the sector median at left
Assurant, Inc.
Market Cap
$14.00B
Interest Coverage Ratio
9.91x
TTM Avg
11.57x
3Y Avg
9.52x
5Y Avg
7.77x
Market Cap
$14.26B
Interest Coverage Ratio
1813.11x
TTM Avg
1813.11x
3Y Avg
1813.11x
5Y Avg
1813.11x
Market Cap
$14.31B
Interest Coverage Ratio
-8.43x
TTM Avg
14.35x
3Y Avg
16.23x
5Y Avg
12.36x
Market Cap
$13.29B
Interest Coverage Ratio
10.36x
TTM Avg
10.40x
3Y Avg
11.16x
5Y Avg
11.71x
Market Cap
$14.71B
Interest Coverage Ratio
14.06x
TTM Avg
12.04x
3Y Avg
11.50x
5Y Avg
14.05x
Market Cap
$11.79B
Interest Coverage Ratio
13.41x
TTM Avg
14.10x
3Y Avg
13.88x
5Y Avg
12.26x
Market Cap
$11.32B
Interest Coverage Ratio
N/A
TTM Avg
132.12x
3Y Avg
286.07x
5Y Avg
253.12x
Market Cap
$11.10B
Interest Coverage Ratio
-10.55x
TTM Avg
7.92x
3Y Avg
7.92x
5Y Avg
5.69x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Assurant, Inc. (AIZ) | $14.00B | 9.91x | 11.57x | 9.52x | 7.77x |
| Bitmine Immersion Technologies, Inc. (BMNR)vs › | $14.26B | 1813.11x | 1813.11x | 1813.11x | 1813.11x |
| Invesco Ltd. (IVZ)vs › | $14.31B | -8.43x | 14.35x | 16.23x | 12.36x |
| Globe Life Inc. (GL)vs › | $13.29B | 10.36x | 10.40x | 11.16x | 11.71x |
| Everest Group, Ltd. (EG)vs › | $14.71B | 14.06x | 12.04x | 11.50x | 14.05x |
| TransUnion (TRU)vs › | $14.89B | 3.64x | 3.08x | 2.33x | 2.99x |
| American Financial Group, Inc. (AFG)vs › | $11.79B | 13.41x | 14.10x | 13.88x | 12.26x |
| Erie Indemnity Company (ERIE)vs › | $11.32B | N/A | 132.12x | 286.07x | 253.12x |
| Hut 8 Corp. (HUT)vs › | $11.10B | -10.55x | 7.92x | 7.92x | 5.69x |
| WisdomTree U.S. Quality Dividend Growth Fund (DGRW)vs › | $16.98B | N/A | N/A | N/A | N/A |
Interest Coverage
9.9x
Debt/Equity
0.36
Current Ratio
1.27
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | 13.27x |
| 2026-03-31 | 11.86x |
| 2025-12-31 | 10.02x |
| 2025-09-30 | 11.87x |
| 2025-06-30 | 10.82x |
| 2025-03-31 | 6.85x |
| 2024-12-31 | 9.33x |
| 2024-09-30 | 5.67x |
| 2024-06-30 | 8.72x |
| 2024-03-31 | 10.93x |
| 2023-12-31 | 8.46x |
| 2023-09-30 | 8.47x |
| 2023-06-30 | 7.51x |
| 2023-03-31 | 5.45x |
| 2022-12-31 | 3.45x |
| 2022-09-30 | 0.33x |
| 2022-06-30 | 2.57x |
| 2022-03-31 | 6.51x |
| 2021-12-31 | 5.97x |
| 2021-09-30 | 6.84x |
| 2021-06-30 | 8.32x |
| 2021-03-31 | 6.80x |
| 2020-12-31 | 6.84x |
| 2020-09-30 | 4.41x |
| 2020-06-30 | 7.84x |
| 2020-03-31 | 3.93x |
| 2019-12-31 | 7.04x |
| 2019-09-30 | -0.76x |
| 2019-06-30 | 6.92x |
| 2019-03-31 | 8.19x |
| 2018-12-31 | 1.63x |
| 2018-09-30 | 2.86x |
| 2018-06-30 | 3.01x |
| 2018-03-31 | 6.35x |
| 2017-12-31 | 12.87x |
| 2017-09-30 | -8.82x |
| 2017-06-30 | 14.41x |
| 2017-03-31 | 17.07x |
| 2016-12-31 | 3.94x |
| 2016-09-30 | 15.78x |
| 2016-06-30 | 15.49x |
| 2016-03-31 | 23.28x |
| 2015-12-31 | 8.00x |
| 2015-09-30 | -2.34x |
| 2015-06-30 | 2.90x |
| 2015-03-31 | 6.04x |
| 2014-12-31 | 6.56x |
| 2014-09-30 | 16.31x |
| 2014-06-30 | 14.07x |
| 2014-03-31 | 13.79x |
| 2013-12-31 | 8.77x |
| 2013-09-30 | 9.34x |
| 2013-06-30 | 9.79x |
| 2013-03-31 | 13.69x |
| 2012-12-31 | 2.31x |
| 2012-09-30 | 13.84x |
| 2012-06-30 | 17.56x |
| 2012-03-31 | 16.56x |
| 2011-12-31 | 16.79x |
| 2011-09-30 | 7.46x |
| 2011-06-30 | 8.67x |
| 2011-03-31 | 14.17x |
| 2010-12-31 | -8.05x |
| 2010-09-30 | 14.95x |
| 2010-06-30 | 16.72x |
| 2010-03-31 | 16.38x |
| 2009-12-31 | 4.03x |
| 2009-09-30 | 13.79x |
| 2009-06-30 | 18.57x |
| 2009-03-31 | 10.39x |
| 2008-12-31 | 12.61x |
| 2008-09-30 | -10.76x |
| 2008-06-30 | 16.32x |
| 2008-03-31 | 18.70x |
| 2007-12-31 | 12.87x |
| 2007-09-30 | 18.59x |
| 2007-06-30 | 16.51x |
| 2007-03-31 | 18.14x |
| 2006-12-31 | 25.49x |
| 2006-09-30 | 15.09x |
| 2006-06-30 | 15.16x |
| 2006-03-31 | 15.82x |
| 2005-12-31 | 9.76x |
| 2005-09-30 | 9.23x |
| 2005-06-30 | 12.28x |
| 2005-03-31 | 11.54x |
| 2004-12-31 | 9.13x |
| 2004-09-30 | 7.23x |
| 2004-06-30 | 9.10x |
| 2004-03-31 | 14.05x |
| 2003-12-31 | -0.18x |
