Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 11.86x is 59% above its 5-year average of 7.47x, near the high end of its 5-year range (0.33x–11.87x).
As of the fiscal period ended Tuesday, March 31, 2026. 15.30% above its 12-month average of 10.29x.
Reported quarterly interest coverage; no daily interpolation.
INTEREST COVERAGE RATIO
11.86x
INTEREST COVERAGE RATIO AVG TTM
10.29x
INTEREST COVERAGE RATIO AVG 3Y
8.92x
INTEREST COVERAGE RATIO AVG 5Y
7.82x
INTEREST COVERAGE RATIO AVG 10Y
7.55x
INTEREST COVERAGE RATIO AVG 15Y
8.46x
INTEREST COVERAGE RATIO AVG 20Y
10.29x
CURRENT VS TTM AVG
+15.30%
CURRENT VS 3Y AVG
+32.93%
CURRENT VS 5Y AVG
+51.61%
CURRENT VS 10Y AVG
+56.99%
CURRENT VS 15Y AVG
+40.26%
CURRENT VS 20Y AVG
+15.29%
SECTOR MEDIAN · FINANCIAL SERVICES
5.20x
median of 91 covered companies
CURRENT VS SECTOR MEDIAN
+128.05%
vs the sector median at left
Assurant, Inc.
Market Cap
$14.03B
Interest Coverage Ratio
11.86x
TTM Avg
10.29x
3Y Avg
8.92x
5Y Avg
7.82x
Market Cap
$13.91B
Interest Coverage Ratio
10.36x
TTM Avg
10.40x
3Y Avg
11.16x
5Y Avg
11.71x
Market Cap
$13.05B
Interest Coverage Ratio
-8.43x
TTM Avg
14.35x
3Y Avg
16.23x
5Y Avg
12.36x
Market Cap
$15.78B
Interest Coverage Ratio
14.06x
TTM Avg
12.04x
3Y Avg
11.50x
5Y Avg
14.05x
Market Cap
$12.04B
Interest Coverage Ratio
13.41x
TTM Avg
14.10x
3Y Avg
13.88x
5Y Avg
12.26x
Market Cap
$11.39B
Interest Coverage Ratio
-10.55x
TTM Avg
7.92x
3Y Avg
7.92x
5Y Avg
5.69x
Market Cap
$16.76B
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$11.20B
Interest Coverage Ratio
N/A
TTM Avg
132.12x
3Y Avg
286.07x
5Y Avg
253.12x
Market Cap
$17.19B
Interest Coverage Ratio
-74.34x
TTM Avg
114.34x
3Y Avg
114.34x
5Y Avg
114.34x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Assurant, Inc. (AIZ) | $14.03B | 11.86x | 10.29x | 8.92x | 7.82x |
| Globe Life Inc. (GL)vs › | $13.91B | 10.36x | 10.40x | 11.16x | 11.71x |
| Invesco Ltd. (IVZ)vs › | $13.05B | -8.43x | 14.35x | 16.23x | 12.36x |
| Everest Group, Ltd. (EG)vs › | $15.78B | 14.06x | 12.04x | 11.50x | 14.05x |
| American Financial Group, Inc. (AFG)vs › | $12.04B | 13.41x | 14.10x | 13.88x | 12.26x |
| Hut 8 Corp. (HUT)vs › | $11.39B | -10.55x | 7.92x | 7.92x | 5.69x |
| WisdomTree U.S. Quality Dividend Growth Fund (DGRW)vs › | $16.76B | N/A | N/A | N/A | N/A |
| Erie Indemnity Company (ERIE)vs › | $11.20B | N/A | 132.12x | 286.07x | 253.12x |
| Circle Internet Group (CRCL)vs › | $17.19B | -74.34x | 114.34x | 114.34x | 114.34x |
| Franklin Resources, Inc. (BEN)vs › | $17.32B | 6.37x | 5.28x | 9.38x | 15.15x |
Interest Coverage
11.9x
Debt/Equity
0.38
Current Ratio
0.55
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-03-31 | 11.86x |
| 2025-12-31 | 10.02x |
| 2025-09-30 | 11.87x |
| 2025-06-30 | 10.82x |
| 2025-03-31 | 6.85x |
| 2024-12-31 | 9.33x |
| 2024-09-30 | 5.67x |
| 2024-06-30 | 8.72x |
| 2024-03-31 | 10.93x |
| 2023-12-31 | 8.46x |
| 2023-09-30 | 8.47x |
| 2023-06-30 | 7.51x |
| 2023-03-31 | 5.45x |
| 2022-12-31 | 3.45x |
| 2022-09-30 | 0.33x |
| 2022-06-30 | 2.57x |
| 2022-03-31 | 6.51x |
| 2021-12-31 | 5.97x |
| 2021-09-30 | 6.84x |
| 2021-06-30 | 8.32x |
| 2021-03-31 | 6.80x |
| 2020-12-31 | 6.84x |
| 2020-09-30 | 4.41x |
| 2020-06-30 | 7.84x |
| 2020-03-31 | 3.93x |
| 2019-12-31 | 7.04x |
| 2019-09-30 | -0.76x |
| 2019-06-30 | 6.92x |
| 2019-03-31 | 8.19x |
| 2018-12-31 | 1.63x |
| 2018-09-30 | 2.86x |
| 2018-06-30 | 3.01x |
| 2018-03-31 | 6.35x |
| 2017-12-31 | 12.87x |
| 2017-09-30 | -8.82x |
| 2017-06-30 | 14.41x |
| 2017-03-31 | 17.07x |
| 2016-12-31 | 3.94x |
| 2016-09-30 | 15.78x |
| 2016-06-30 | 15.49x |
| 2016-03-31 | 23.28x |
| 2015-12-31 | 8.00x |
| 2015-09-30 | -2.34x |
| 2015-06-30 | 2.90x |
| 2015-03-31 | 6.04x |
| 2014-12-31 | 6.56x |
| 2014-09-30 | 16.31x |
| 2014-06-30 | 14.07x |
| 2014-03-31 | 13.79x |
| 2013-12-31 | 8.77x |
| 2013-09-30 | 9.34x |
| 2013-06-30 | 9.79x |
| 2013-03-31 | 13.69x |
| 2012-12-31 | 2.31x |
| 2012-09-30 | 13.84x |
| 2012-06-30 | 17.56x |
| 2012-03-31 | 16.56x |
| 2011-12-31 | 16.79x |
| 2011-09-30 | 7.46x |
| 2011-06-30 | 8.67x |
| 2011-03-31 | 14.17x |
| 2010-12-31 | -8.05x |
| 2010-09-30 | 14.95x |
| 2010-06-30 | 16.72x |
| 2010-03-31 | 16.38x |
| 2009-12-31 | 4.03x |
| 2009-09-30 | 13.79x |
| 2009-06-30 | 18.57x |
| 2009-03-31 | 10.39x |
| 2008-12-31 | 12.61x |
| 2008-09-30 | -10.76x |
| 2008-06-30 | 16.32x |
| 2008-03-31 | 18.70x |
| 2007-12-31 | 12.87x |
| 2007-09-30 | 18.59x |
| 2007-06-30 | 16.51x |
| 2007-03-31 | 18.14x |
| 2006-12-31 | 25.49x |
| 2006-09-30 | 15.09x |
| 2006-06-30 | 15.16x |
| 2006-03-31 | 15.82x |
| 2005-12-31 | 9.76x |
| 2005-09-30 | 9.23x |
| 2005-06-30 | 12.28x |
| 2005-03-31 | 11.54x |
| 2004-12-31 | 9.13x |
| 2004-09-30 | 7.23x |
| 2004-06-30 | 9.10x |
| 2004-03-31 | 14.05x |
| 2003-12-31 | -0.18x |
