Interest Coverage Ratio: 925.84x
Is the interest coverage ratio high or low?
The interest coverage ratio of 925.84x is 83% below its 5-year average of 5382.43x, near the low end of its 5-year range (58.89x–45594.50x).
As of Monday, June 29, 2026. 262.42% above its 12-month average of 255.46x.
ERIE Interest Coverage Ratio
Reported quarterly interest coverage; no daily interpolation.
ERIE Average Interest Coverage Ratio Chart
ERIE Current vs Average Interest Coverage Ratio Chart
ERIE Interest Coverage Ratio Metrics
INTEREST COVERAGE RATIO
925.84x
INTEREST COVERAGE RATIO AVG TTM
255.46x
INTEREST COVERAGE RATIO AVG 3Y
534.12x
INTEREST COVERAGE RATIO AVG 5Y
231.50x
INTEREST COVERAGE RATIO AVG 10Y
N/A
INTEREST COVERAGE RATIO AVG 15Y
N/A
INTEREST COVERAGE RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
+262.42%
CURRENT VS 3Y AVG
+73.34%
CURRENT VS 5Y AVG
+299.94%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
ERIE Competitors' Interest Coverage Ratio
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Erie Indemnity Company (ERIE) | $11.03B | 925.84x | 255.46x | 534.12x | 231.50x |
| American Financial Group, Inc. (AFG)vs › | $11.56B | 13.41x | 14.10x | 13.88x | 12.26x |
| Invesco Ltd. (IVZ)vs › | $11.59B | -8.43x | 14.35x | 16.23x | 12.36x |
| Assurant, Inc. (AIZ)vs › | $13.10B | 9.91x | 9.29x | 7.32x | 6.95x |
| FactSet Research Systems Inc. (FDS)vs › | $8.44B | 13.29x | 11.97x | 11.69x | 24.88x |
| Hut 8 Corp. (HUT)vs › | $13.85B | -10.55x | 7.92x | 7.92x | 5.69x |
| Globe Life Inc. (GL)vs › | $13.92B | 10.36x | 10.40x | 11.16x | 11.71x |
| Everest Group, Ltd. (EG)vs › | $14.07B | 14.06x | 12.04x | 11.50x | 14.05x |
| Kinsale Capital Group, Inc. (KNSL)vs › | $7.57B | 59.58x | 55.19x | 48.33x | 163.49x |
| Bitmine Immersion Technologies, Inc. (BMNR)vs › | $7.29B | 1813.11x | 1813.11x | 1813.11x | 1813.11x |
Financial Health Indicators
Interest Coverage
925.8x
Debt/Equity
0.00
Current Ratio
1.24
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
- < 1.5x: EBIT is less than 1.5 times interest expense
- 1.5x - 3x: EBIT is between 1.5 and 3 times interest expense
- 3x - 5x: EBIT is between 3 and 5 times interest expense
- > 5x: EBIT is more than 5 times interest expense
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage Ratio Formula & Definition
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Interest Coverage Ratio FAQ
- What is the interest coverage ratio for Erie Indemnity Company (ERIE)?
- The interest coverage ratio for ERIE stock is 925.84x.
- Is Erie Indemnity Company's interest coverage ratio high or low?
- The interest coverage ratio of 925.84x is 83% below its 5-year average of 5382.43x, near the low end of its 5-year range (58.89x–45594.50x).
- What is the TTM average interest coverage ratio for Erie Indemnity Company (ERIE)?
- The TTM average interest coverage ratio for ERIE stock is 255.46x.
- What is the 3Y average interest coverage ratio for Erie Indemnity Company (ERIE)?
- The 3Y average interest coverage ratio for ERIE stock is 534.12x.
- What is the 5Y average interest coverage ratio for Erie Indemnity Company (ERIE)?
- The 5Y average interest coverage ratio for ERIE stock is 231.50x.
ERIE Interest Coverage Ratio History
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2022-09-30 | 925.84x |
| 2022-06-30 | 116.20x |
| 2022-03-31 | 84.40x |
| 2021-12-31 | 58.89x |
| 2021-09-30 | 91.98x |
| 2021-06-30 | 81.87x |
| 2021-03-31 | 75.42x |
| 2020-12-31 | 89.98x |
| 2020-09-30 | 32075.00x |
| 2020-06-30 | 45594.50x |
| 2020-03-31 | 28563.67x |
| 2019-12-31 | 2862.50x |
| 2019-09-30 | 954.12x |
| 2019-06-30 | 355.18x |
| 2019-03-31 | 191.81x |
| 2018-12-31 | 125.43x |
| 2018-09-30 | 136.38x |
| 2018-06-30 | 158.34x |
| 2018-03-31 | 140.27x |
| 2017-12-31 | 133.85x |
| 2017-09-30 | 215.49x |
| 2017-06-30 | 324.70x |
| 2017-03-31 | 403.25x |
About Erie Indemnity Company
Erie Indemnity Company operates as a managing attorney-in-fact for the subscribers at the Erie Insurance Exchange in the United States. It provides issuance and renewal services; sales related services, including agent compensation and sales and advertising support services; underwriting services that include underwriting and policy processing; and other services consist of customer services and administrative support services, as well as information technology services. The company was incorporated in 1925 and is based in Erie, Pennsylvania.
- Sector
- Financial Services
- Industry
- Insurance - Property & Casualty
- CEO
- Timothy G. NeCastro