Erie Indemnity Company (ERIE) vs Kinsale Capital Group, Inc. (KNSL)

A side-by-side comparison of Erie Indemnity Company and Kinsale Capital Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 13, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnERIE vs KNSL

growth of $100 · dividends reinvested · last 10y
ERIE +224.0% (+12.5%/yr)KNSL +1846.6% (+34.6%/yr)KNSL compounded faster over this window
Log scale — wide-divergence pair
101001k10kStart $10020182020202220242026$324$1,947
ERIE KNSL

ERIE vs KNSL: by the numbers

  • ERIE is the larger company ($11.92B vs $8.51B market cap).
  • KNSL trades at the lower trailing earnings multiple (15.13 vs 23.51 P/E), one valuation lens rather than an overall verdict.
  • KNSL converts more revenue to profit (28.49% vs 14.00% net margin).
  • KNSL grew revenue faster over the past five years (29.27% vs 9.88% CAGR).
  • ERIE pays the higher dividend yield (2.23% vs 0.22%).

Metrics side by side

Valuation

MetricERIEKNSL
P/E ratio23.5115.13
Forward P/E20.3617.59
P/S ratio3.284.26
P/B ratio5.474.18

Profitability

MetricERIEKNSL
Gross margin16.53%50.05%
Operating margin17.91%35.90%
Net margin14.00%28.49%
ROE23.39%27.94%
ROIC23.22%22.98%

Dividends

MetricERIEKNSL
Dividend yield2.23%0.22%
Payout ratio47.90%3.86%

Growth (annualized)

MetricERIEKNSL
Revenue CAGR (5Y)9.88%29.27%
EPS CAGR (5Y)13.78%40.61%
Total return CAGR (5Y)10.30%15.55%

Frequently asked

Which has the lower trailing P/E, ERIE or KNSL?
KNSL has the lower trailing P/E: ERIE trades at 23.51 and KNSL at 15.13. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, ERIE or KNSL?
Over the past five years, KNSL grew revenue faster — ERIE at a 9.88% CAGR versus KNSL at 29.27%.
Does ERIE or KNSL pay a bigger dividend?
ERIE yields 2.23% and KNSL yields 0.22% based on trailing dividends and the latest price.
Is ERIE or KNSL more profitable?
KNSL runs the higher net margin — ERIE at 14.00% versus KNSL at 28.49%.
How have ERIE and KNSL total returns compared?
Over the past 10 years, ERIE delivered 12.46% and KNSL delivered 34.85% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 13, 2026.