Erie Indemnity Company (ERIE) vs Kinsale Capital Group, Inc. (KNSL)
A side-by-side comparison of Erie Indemnity Company and Kinsale Capital Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 13, 2026. Differences are shown without an overall score or investment verdict.
ERIE
Erie Indemnity Company
$258.17Financial ServicesDelayed quote: Aug 12, 2026, 4:00 PM EDT
KNSL
Kinsale Capital Group, Inc.
$373.52Financial ServicesDelayed quote: Aug 12, 2026, 4:00 PM EDT
Total return — ERIE vs KNSL
growth of $100 · dividends reinvested · last 10yERIE +224.0% (+12.5%/yr)KNSL +1846.6% (+34.6%/yr)KNSL compounded faster over this window
Log scale — wide-divergence pair
ERIE KNSL
ERIE vs KNSL: by the numbers
- •ERIE is the larger company ($11.92B vs $8.51B market cap).
- •KNSL trades at the lower trailing earnings multiple (15.13 vs 23.51 P/E), one valuation lens rather than an overall verdict.
- •KNSL converts more revenue to profit (28.49% vs 14.00% net margin).
- •KNSL grew revenue faster over the past five years (29.27% vs 9.88% CAGR).
- •ERIE pays the higher dividend yield (2.23% vs 0.22%).
Metrics side by side
Valuation
| Metric | ERIE | KNSL |
|---|---|---|
| P/E ratio | 23.51 | 15.13 |
| Forward P/E | 20.36 | 17.59 |
| P/S ratio | 3.28 | 4.26 |
| P/B ratio | 5.47 | 4.18 |
Profitability
| Metric | ERIE | KNSL |
|---|---|---|
| Gross margin | 16.53% | 50.05% |
| Operating margin | 17.91% | 35.90% |
| Net margin | 14.00% | 28.49% |
| ROE | 23.39% | 27.94% |
| ROIC | 23.22% | 22.98% |
Dividends
| Metric | ERIE | KNSL |
|---|---|---|
| Dividend yield | 2.23% | 0.22% |
| Payout ratio | 47.90% | 3.86% |
Growth (annualized)
| Metric | ERIE | KNSL |
|---|---|---|
| Revenue CAGR (5Y) | 9.88% | 29.27% |
| EPS CAGR (5Y) | 13.78% | 40.61% |
| Total return CAGR (5Y) | 10.30% | 15.55% |
Frequently asked
- Which has the lower trailing P/E, ERIE or KNSL?
- KNSL has the lower trailing P/E: ERIE trades at 23.51 and KNSL at 15.13. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, ERIE or KNSL?
- Over the past five years, KNSL grew revenue faster — ERIE at a 9.88% CAGR versus KNSL at 29.27%.
- Does ERIE or KNSL pay a bigger dividend?
- ERIE yields 2.23% and KNSL yields 0.22% based on trailing dividends and the latest price.
- Is ERIE or KNSL more profitable?
- KNSL runs the higher net margin — ERIE at 14.00% versus KNSL at 28.49%.
- How have ERIE and KNSL total returns compared?
- Over the past 10 years, ERIE delivered 12.46% and KNSL delivered 34.85% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Erie Indemnity P/E ratioKinsale Capital P/E ratioErie Indemnity dividend yieldKinsale Capital dividend yieldErie Indemnity ROEKinsale Capital ROEErie Indemnity operating marginKinsale Capital operating marginErie Indemnity revenue growthKinsale Capital revenue growth
Erie Indemnity & Kinsale Capital appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 13, 2026.