Erie Indemnity Company (ERIE) vs Kinsale Capital Group, Inc. (KNSL)
A side-by-side comparison of Erie Indemnity Company and Kinsale Capital Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.
ERIE
Erie Indemnity Company
$222.86Financial ServicesDelayed quote: Sep 25, 2026, 4:00 PM EDT
KNSL
Kinsale Capital Group, Inc.
$330.49Financial ServicesDelayed quote: Sep 25, 2026, 4:00 PM EDT
Total return — ERIE vs KNSL
growth of $100 · dividends reinvested · last 10yERIE +200.3% (+11.6%/yr)KNSL +1735.7% (+33.8%/yr)KNSL compounded faster over this window
Log scale — wide-divergence pair
ERIE KNSL
ERIE vs KNSL: by the numbers
- •ERIE is the larger company ($10.29B vs $7.53B market cap).
- •KNSL trades at the lower trailing earnings multiple (13.39 vs 20.30 P/E), one valuation lens rather than an overall verdict.
- •KNSL converts more revenue to profit (28.49% vs 14.00% net margin).
- •KNSL grew revenue faster over the past five years (29.27% vs 9.88% CAGR).
- •ERIE pays the higher dividend yield (2.35% vs 0.19%).
Metrics side by side
Valuation
| Metric | ERIE | KNSL |
|---|---|---|
| P/E ratio | 20.30 | 13.39 |
| Forward P/E | 17.58 | 15.57 |
| P/S ratio | 2.50 | 3.77 |
| P/B ratio | 4.17 | 3.70 |
Profitability
| Metric | ERIE | KNSL |
|---|---|---|
| Gross margin | 16.53% | 50.05% |
| Operating margin | 17.91% | 35.90% |
| Net margin | 14.00% | 28.49% |
| ROE | 23.39% | 27.94% |
Dividends
| Metric | ERIE | KNSL |
|---|---|---|
| Dividend yield | 2.35% | 0.19% |
| Payout ratio | 52.39% | 2.71% |
Growth (annualized)
| Metric | ERIE | KNSL |
|---|---|---|
| Revenue CAGR (5Y) | 9.88% | 29.27% |
| EPS CAGR (5Y) | 13.78% | 40.61% |
| Total return CAGR (5Y) | 8.78% | 17.02% |
Frequently asked
- Which has the lower trailing P/E, ERIE or KNSL?
- KNSL has the lower trailing P/E: ERIE trades at 20.30 and KNSL at 13.39. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, ERIE or KNSL?
- Over the past five years, KNSL grew revenue faster — ERIE at a 9.88% CAGR versus KNSL at 29.27%.
- Does ERIE or KNSL pay a bigger dividend?
- ERIE yields 2.35% and KNSL yields 0.19% based on trailing dividends and the latest price.
- Is ERIE or KNSL more profitable?
- KNSL runs the higher net margin — ERIE at 14.00% versus KNSL at 28.49%.
- How have ERIE and KNSL total returns compared?
- Over the past 10 years, ERIE delivered 11.85% and KNSL delivered 33.29% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Erie Indemnity P/E ratioKinsale Capital P/E ratioErie Indemnity dividend yieldKinsale Capital dividend yieldErie Indemnity ROEKinsale Capital ROEErie Indemnity operating marginKinsale Capital operating marginErie Indemnity revenue growthKinsale Capital revenue growth
Erie Indemnity & Kinsale Capital appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.