Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 59.58x is 17% above its 5-year average of 50.88x, near the low end of its 5-year range (23.37x–187.98x).
2.43% below its 12-month average of 61.06x.
Reported quarterly interest coverage; no daily interpolation. Q2 FY2026 (2026-06-30): 67.15x.
INTEREST COVERAGE RATIO
59.58x
INTEREST COVERAGE RATIO AVG TTM
61.06x
INTEREST COVERAGE RATIO AVG 3Y
52.01x
INTEREST COVERAGE RATIO AVG 5Y
50.88x
INTEREST COVERAGE RATIO AVG 10Y
N/A
INTEREST COVERAGE RATIO AVG 15Y
N/A
INTEREST COVERAGE RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-2.43%
CURRENT VS 3Y AVG
+14.55%
CURRENT VS 5Y AVG
+17.10%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
5.24x
median of 97 covered companies
CURRENT VS SECTOR MEDIAN
+1037.02%
vs the sector median at left
Kinsale Capital Group, Inc.
Market Cap
$8.19B
Interest Coverage Ratio
59.58x
TTM Avg
61.06x
3Y Avg
52.01x
5Y Avg
50.88x
Market Cap
$8.49B
Interest Coverage Ratio
-2.12x
TTM Avg
2.49x
3Y Avg
2.49x
5Y Avg
2.49x
Market Cap
$9.93B
Interest Coverage Ratio
13.29x
TTM Avg
11.97x
3Y Avg
11.69x
5Y Avg
24.88x
Market Cap
$5.75B
Interest Coverage Ratio
235.35x
TTM Avg
223.50x
3Y Avg
268.65x
5Y Avg
300.55x
Market Cap
$5.62B
Interest Coverage Ratio
96.73x
TTM Avg
82.13x
3Y Avg
76.37x
5Y Avg
62.55x
Market Cap
$10.80B
Interest Coverage Ratio
-10.55x
TTM Avg
7.92x
3Y Avg
7.92x
5Y Avg
5.69x
Market Cap
$5.31B
Interest Coverage Ratio
0.91x
TTM Avg
0.90x
3Y Avg
0.97x
5Y Avg
2.37x
Market Cap
$5.24B
Interest Coverage Ratio
4.06x
TTM Avg
4.21x
3Y Avg
4.05x
5Y Avg
3.78x
Market Cap
$11.26B
Interest Coverage Ratio
N/A
TTM Avg
132.12x
3Y Avg
286.07x
5Y Avg
253.12x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Kinsale Capital Group, Inc. (KNSL) | $8.19B | 59.58x | 61.06x | 52.01x | 50.88x |
| TeraWulf Inc. (WULF)vs › | $8.49B | -2.12x | 2.49x | 2.49x | 2.49x |
| FactSet Research Systems Inc. (FDS)vs › | $9.93B | 13.29x | 11.97x | 11.69x | 24.88x |
| MarketAxess Holdings Inc. (MKTX)vs › | $5.75B | 235.35x | 223.50x | 268.65x | 300.55x |
| RLI Corp. (RLI)vs › | $5.62B | 96.73x | 82.13x | 76.37x | 62.55x |
| Hut 8 Corp. (HUT)vs › | $10.80B | -10.55x | 7.92x | 7.92x | 5.69x |
| Axos Financial, Inc. (AX)vs › | $5.31B | 0.91x | 0.90x | 0.97x | 2.37x |
| Main Street Capital Corporation (MAIN)vs › | $5.24B | 4.06x | 4.21x | 4.05x | 3.78x |
| Erie Indemnity Company (ERIE)vs › | $11.26B | N/A | 132.12x | 286.07x | 253.12x |
| American Financial Group, Inc. (AFG)vs › | $11.67B | 13.41x | 14.10x | 13.88x | 12.26x |
Interest Coverage
59.6x
Debt/Equity
0.11
Current Ratio
0.41
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | 67.15x |
| 2026-03-31 | 44.10x |
| 2025-12-31 | 58.63x |
| 2025-09-30 | 69.63x |
| 2025-06-30 | 65.82x |
| 2025-03-31 | 44.25x |
| 2024-12-31 | 54.18x |
| 2024-09-30 | 55.77x |
| 2024-06-30 | 45.16x |
| 2024-03-31 | 47.84x |
| 2023-12-31 | 53.42x |
| 2023-09-30 | 37.11x |
| 2023-06-30 | 33.08x |
| 2023-03-31 | 26.61x |
| 2022-12-31 | 42.54x |
| 2022-09-30 | 23.37x |
| 2022-06-30 | 96.27x |
| 2022-03-31 | 153.64x |
| 2021-09-30 | 187.98x |
