Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 44.10x is 30% below its 4-year average of 63.30x, near the low end of its 4-year range (23.37x–187.98x).
As of the fiscal period ended Tuesday, March 31, 2026. 21.93% below its 12-month average of 56.48x.
Reported quarterly interest coverage; no daily interpolation.
INTEREST COVERAGE RATIO
44.10x
INTEREST COVERAGE RATIO AVG TTM
56.48x
INTEREST COVERAGE RATIO AVG 3Y
48.89x
INTEREST COVERAGE RATIO AVG 5Y
N/A
INTEREST COVERAGE RATIO AVG 10Y
N/A
INTEREST COVERAGE RATIO AVG 15Y
N/A
INTEREST COVERAGE RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-21.93%
CURRENT VS 3Y AVG
-9.81%
CURRENT VS 5Y AVG
N/A
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
5.20x
median of 91 covered companies
CURRENT VS SECTOR MEDIAN
+748.05%
vs the sector median at left
Kinsale Capital Group, Inc.
Market Cap
$7.95B
Interest Coverage Ratio
44.10x
TTM Avg
56.48x
3Y Avg
48.89x
5Y Avg
N/A
Market Cap
$8.99B
Interest Coverage Ratio
1813.11x
TTM Avg
1813.11x
3Y Avg
1813.11x
5Y Avg
1813.11x
Market Cap
$9.05B
Interest Coverage Ratio
13.29x
TTM Avg
11.97x
3Y Avg
11.69x
5Y Avg
24.88x
Market Cap
$10.33B
Interest Coverage Ratio
N/A
TTM Avg
132.12x
3Y Avg
286.07x
5Y Avg
253.12x
Market Cap
$5.45B
Interest Coverage Ratio
0.89x
TTM Avg
0.91x
3Y Avg
2.36x
5Y Avg
2.52x
Market Cap
$4.97B
Interest Coverage Ratio
4.06x
TTM Avg
4.21x
3Y Avg
4.05x
5Y Avg
3.78x
Market Cap
$11.94B
Interest Coverage Ratio
13.41x
TTM Avg
14.10x
3Y Avg
13.88x
5Y Avg
12.26x
Market Cap
$12.38B
Interest Coverage Ratio
-10.55x
TTM Avg
7.92x
3Y Avg
7.92x
5Y Avg
5.69x
Market Cap
$2.71B
Interest Coverage Ratio
1.95x
TTM Avg
4.25x
3Y Avg
3.37x
5Y Avg
5.68x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Kinsale Capital Group, Inc. (KNSL) | $7.95B | 44.10x | 56.48x | 48.89x | N/A |
| Bitmine Immersion Technologies, Inc. (BMNR)vs › | $8.99B | 1813.11x | 1813.11x | 1813.11x | 1813.11x |
| FactSet Research Systems Inc. (FDS)vs › | $9.05B | 13.29x | 11.97x | 11.69x | 24.88x |
| Erie Indemnity Company (ERIE)vs › | $10.33B | N/A | 132.12x | 286.07x | 253.12x |
| Axos Financial, Inc. (AX)vs › | $5.45B | 0.89x | 0.91x | 2.36x | 2.52x |
| Main Street Capital Corporation (MAIN)vs › | $4.97B | 4.06x | 4.21x | 4.05x | 3.78x |
| American Financial Group, Inc. (AFG)vs › | $11.94B | 13.41x | 14.10x | 13.88x | 12.26x |
| Hut 8 Corp. (HUT)vs › | $12.38B | -10.55x | 7.92x | 7.92x | 5.69x |
| Nuveen Quality Municipal Income Fund (NAD)vs › | $2.71B | 1.95x | 4.25x | 3.37x | 5.68x |
| Invesco Ltd. (IVZ)vs › | $13.27B | -8.43x | 14.35x | 16.23x | 12.36x |
Interest Coverage
44.1x
Debt/Equity
0.11
Current Ratio
0.84
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-03-31 | 44.10x |
| 2025-12-31 | 58.63x |
| 2025-09-30 | 69.63x |
| 2025-06-30 | 65.82x |
| 2025-03-31 | 44.25x |
| 2024-12-31 | 54.18x |
| 2024-09-30 | 55.77x |
| 2024-06-30 | 45.16x |
| 2024-03-31 | 47.84x |
| 2023-12-31 | 53.42x |
| 2023-09-30 | 37.11x |
| 2023-06-30 | 33.08x |
| 2023-03-31 | 26.61x |
| 2022-12-31 | 42.54x |
| 2022-09-30 | 23.37x |
| 2022-06-30 | 96.27x |
| 2022-03-31 | 153.64x |
| 2021-09-30 | 187.98x |
