Axos Financial, Inc. (AX) vs Kinsale Capital Group, Inc. (KNSL)
AX leads on 7 of 13 compared metrics.
A side-by-side comparison of Axos Financial, Inc. and Kinsale Capital Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 26, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
AX
Axos Financial, Inc.
$95.34Financial Services
KNSL
Kinsale Capital Group, Inc.
$308.43Financial Services
Total return — AX vs KNSL
growth of $100 · last 10yAX +462.8%KNSL +1580.8%KNSL compounded faster
AX KNSL
AX vs KNSL: by the numbers
- •KNSL is the larger company ($7.11B vs $5.42B market cap).
- •AX trades at the lower earnings multiple (11.58 vs 13.58 P/E).
- •KNSL converts more revenue to profit (27.48% vs 22.67% net margin).
- •KNSL grew revenue faster over the past five years (29.93% vs 24.16% CAGR).
- •KNSL pays a dividend (0.27% yield) while AX does not currently pay one.
Which is better, AX or KNSL?
Metric tally: AX 7 · KNSL 6It depends on what you're optimizing for:
ValueAX(lower P/E)
GrowthKNSL(faster 5Y revenue CAGR)
QualityKNSL(higher ROIC)
Metrics side by side
Valuation
| Metric | AX | KNSL |
|---|---|---|
| P/E ratio | 11.58● | 13.58 |
| Forward P/E | 11.23● | 14.85 |
| P/S ratio | 2.62● | 3.71 |
| P/B ratio | 1.80● | 3.61 |
| PEG ratio | 0.57● | 0.84 |
Profitability
| Metric | AX | KNSL |
|---|---|---|
| Gross margin | 62.42%● | 46.64% |
| Operating margin | 30.78% | 34.51%● |
| Net margin | 22.67% | 27.48%● |
| ROE | 15.53% | 26.78%● |
| ROIC | 12.02% | 22.98%● |
Dividends
| Metric | AX | KNSL |
|---|---|---|
| Dividend yield | — | 0.27% |
| Payout ratio | — | 3.86% |
Growth (annualized)
| Metric | AX | KNSL |
|---|---|---|
| Revenue CAGR (5Y) | 24.16% | 29.93%● |
| EPS CAGR (5Y) | 20.39% | 40.61%● |
| Total return CAGR (5Y) | 15.04%● | 13.95% |
Frequently asked
- Which is better, AX or KNSL?
- It depends on your goal. value: AX (lower P/E); growth: KNSL (faster 5Y revenue CAGR); quality: KNSL (higher ROIC). Across all compared metrics, AX leads 7 to 6.
- Is AX or KNSL cheaper?
- On trailing earnings, AX is cheaper: AX trades at a 11.58 P/E and KNSL at 13.58.
- Which has grown faster, AX or KNSL?
- Over the past five years, KNSL grew revenue faster — AX at a 24.16% CAGR versus KNSL at 29.93%.
- Does AX or KNSL pay a bigger dividend?
- KNSL pays a dividend (0.27% yield) while AX does not currently pay one.
- Is AX or KNSL more profitable?
- KNSL runs the higher net margin — AX at 22.67% versus KNSL at 27.48%.
- Which has been the better investment, AX or KNSL?
- Over the past 5-year, AX delivered the higher annualized total return — AX at 19.23% versus KNSL at 13.95%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Axos Financial P/E ratioKinsale Capital P/E ratioAxos Financial dividend yieldKinsale Capital dividend yieldAxos Financial ROEKinsale Capital ROEAxos Financial operating marginKinsale Capital operating marginAxos Financial revenue growthKinsale Capital revenue growthAxos Financial free cash flowKinsale Capital free cash flow
Axos Financial & Kinsale Capital appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 26, 2026.