Axos Financial, Inc. (AX) vs Kinsale Capital Group, Inc. (KNSL)

AX leads on 7 of 13 compared metrics.

A side-by-side comparison of Axos Financial, Inc. and Kinsale Capital Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 26, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Compare

Total return — AX vs KNSL

growth of $100 · last 10y
AX +462.8%KNSL +1580.8%KNSL compounded faster
01k2k3kStart $10020182020202220242026$563$1,681
AX KNSL

AX vs KNSL: by the numbers

  • KNSL is the larger company ($7.11B vs $5.42B market cap).
  • AX trades at the lower earnings multiple (11.58 vs 13.58 P/E).
  • KNSL converts more revenue to profit (27.48% vs 22.67% net margin).
  • KNSL grew revenue faster over the past five years (29.93% vs 24.16% CAGR).
  • KNSL pays a dividend (0.27% yield) while AX does not currently pay one.

Which is better, AX or KNSL?

Metric tally: AX 7 · KNSL 6

It depends on what you're optimizing for:

ValueAX(lower P/E)
GrowthKNSL(faster 5Y revenue CAGR)
QualityKNSL(higher ROIC)

Metrics side by side

Valuation

MetricAXKNSL
P/E ratio11.5813.58
Forward P/E11.2314.85
P/S ratio2.623.71
P/B ratio1.803.61
PEG ratio0.570.84

Profitability

MetricAXKNSL
Gross margin62.42%46.64%
Operating margin30.78%34.51%
Net margin22.67%27.48%
ROE15.53%26.78%
ROIC12.02%22.98%

Dividends

MetricAXKNSL
Dividend yield0.27%
Payout ratio3.86%

Growth (annualized)

MetricAXKNSL
Revenue CAGR (5Y)24.16%29.93%
EPS CAGR (5Y)20.39%40.61%
Total return CAGR (5Y)15.04%13.95%

Frequently asked

Which is better, AX or KNSL?
It depends on your goal. value: AX (lower P/E); growth: KNSL (faster 5Y revenue CAGR); quality: KNSL (higher ROIC). Across all compared metrics, AX leads 7 to 6.
Is AX or KNSL cheaper?
On trailing earnings, AX is cheaper: AX trades at a 11.58 P/E and KNSL at 13.58.
Which has grown faster, AX or KNSL?
Over the past five years, KNSL grew revenue faster — AX at a 24.16% CAGR versus KNSL at 29.93%.
Does AX or KNSL pay a bigger dividend?
KNSL pays a dividend (0.27% yield) while AX does not currently pay one.
Is AX or KNSL more profitable?
KNSL runs the higher net margin — AX at 22.67% versus KNSL at 27.48%.
Which has been the better investment, AX or KNSL?
Over the past 5-year, AX delivered the higher annualized total return — AX at 19.23% versus KNSL at 13.95%. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 26, 2026.