Axos Financial, Inc. (AX) vs Kinsale Capital Group, Inc. (KNSL)
A side-by-side comparison of Axos Financial, Inc. and Kinsale Capital Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 10, 2026. Differences are shown without an overall score or investment verdict.
AX
Axos Financial, Inc.
$100.04Financial ServicesDelayed quote: Aug 7, 2026, 4:00 PM EDT
KNSL
Kinsale Capital Group, Inc.
$373.76Financial ServicesDelayed quote: Aug 7, 2026, 4:00 PM EDT
Total return — AX vs KNSL
growth of $100 · dividends reinvested · last 10yAX +471.7% (+19.0%/yr)KNSL +1870.7% (+34.7%/yr)KNSL compounded faster over this window
AX KNSL
AX vs KNSL: by the numbers
- •KNSL is the larger company ($8.51B vs $5.69B market cap).
- •AX trades at the lower trailing earnings multiple (11.81 vs 15.14 P/E), one valuation lens rather than an overall verdict.
- •KNSL converts more revenue to profit (28.49% vs 22.39% net margin).
- •KNSL grew revenue faster over the past five years (29.27% vs 25.21% CAGR).
- •KNSL pays a dividend (0.22% yield), while AX has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | AX | KNSL |
|---|---|---|
| P/E ratio | 11.81 | 15.14 |
| Forward P/E | 11.81 | 17.61 |
| P/S ratio | 2.64 | 4.27 |
| P/B ratio | 1.82 | 4.18 |
Profitability
| Metric | AX | KNSL |
|---|---|---|
| Gross margin | 62.97% | 50.05% |
| Operating margin | 29.52% | 35.90% |
| Net margin | 22.39% | 28.49% |
| ROE | 15.49% | 27.94% |
| ROIC | 1.64% | 22.98% |
Dividends
| Metric | AX | KNSL |
|---|---|---|
| Dividend yield | N/A | 0.22% |
| Payout ratio | N/A | 3.86% |
Growth (annualized)
| Metric | AX | KNSL |
|---|---|---|
| Revenue CAGR (5Y) | 25.21% | 29.27% |
| EPS CAGR (5Y) | 18.93% | 40.61% |
| Total return CAGR (5Y) | 15.06% | 15.28% |
Frequently asked
- Which has the lower trailing P/E, AX or KNSL?
- AX has the lower trailing P/E: AX trades at 11.81 and KNSL at 15.14. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, AX or KNSL?
- Over the past five years, KNSL grew revenue faster — AX at a 25.21% CAGR versus KNSL at 29.27%.
- Does AX or KNSL pay a bigger dividend?
- KNSL pays a dividend (0.22% yield), while AX has no payments in the available dividend history.
- Is AX or KNSL more profitable?
- KNSL runs the higher net margin — AX at 22.39% versus KNSL at 28.49%.
- How have AX and KNSL total returns compared?
- Over the past 10 years, AX delivered 18.74% and KNSL delivered 35.26% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Axos Financial P/E ratioKinsale Capital P/E ratioKinsale Capital dividend yieldAxos Financial ROEKinsale Capital ROEAxos Financial operating marginKinsale Capital operating marginAxos Financial revenue growthKinsale Capital revenue growth
Axos Financial & Kinsale Capital appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 10, 2026.