Axos Financial, Inc. (AX) vs Kinsale Capital Group, Inc. (KNSL)

A side-by-side comparison of Axos Financial, Inc. and Kinsale Capital Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 10, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnAX vs KNSL

growth of $100 · dividends reinvested · last 10y
AX +471.7% (+19.0%/yr)KNSL +1870.7% (+34.7%/yr)KNSL compounded faster over this window
01k2k3kStart $10020182020202220242026$572$1,971
AX KNSL

AX vs KNSL: by the numbers

  • KNSL is the larger company ($8.51B vs $5.69B market cap).
  • AX trades at the lower trailing earnings multiple (11.81 vs 15.14 P/E), one valuation lens rather than an overall verdict.
  • KNSL converts more revenue to profit (28.49% vs 22.39% net margin).
  • KNSL grew revenue faster over the past five years (29.27% vs 25.21% CAGR).
  • KNSL pays a dividend (0.22% yield), while AX has no payments in the available dividend history.

Metrics side by side

Valuation

MetricAXKNSL
P/E ratio11.8115.14
Forward P/E11.8117.61
P/S ratio2.644.27
P/B ratio1.824.18

Profitability

MetricAXKNSL
Gross margin62.97%50.05%
Operating margin29.52%35.90%
Net margin22.39%28.49%
ROE15.49%27.94%
ROIC1.64%22.98%

Dividends

MetricAXKNSL
Dividend yieldN/A0.22%
Payout ratioN/A3.86%

Growth (annualized)

MetricAXKNSL
Revenue CAGR (5Y)25.21%29.27%
EPS CAGR (5Y)18.93%40.61%
Total return CAGR (5Y)15.06%15.28%

Frequently asked

Which has the lower trailing P/E, AX or KNSL?
AX has the lower trailing P/E: AX trades at 11.81 and KNSL at 15.14. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, AX or KNSL?
Over the past five years, KNSL grew revenue faster — AX at a 25.21% CAGR versus KNSL at 29.27%.
Does AX or KNSL pay a bigger dividend?
KNSL pays a dividend (0.22% yield), while AX has no payments in the available dividend history.
Is AX or KNSL more profitable?
KNSL runs the higher net margin — AX at 22.39% versus KNSL at 28.49%.
How have AX and KNSL total returns compared?
Over the past 10 years, AX delivered 18.74% and KNSL delivered 35.26% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 10, 2026.