Axos Financial (AX) Operating Margin: History & Chart

Axos Financial, Inc. (AX)AXAxos Financial, Inc.

About Axos Financial, Inc.

Founded in Las Vegas, Nevada, in 1999, Axos Financial, Inc. is a U.S.-based financial institution that delivers a comprehensive array of banking services to both individual consumers and businesses. The company operates through two primary divisions: its core Banking Business and its Securities Business. For deposits, Axos provides a broad spectrum of options including checking, savings, demand, money market, and time deposit accounts, alongside specialized products such as zero balance and insured cash sweep accounts. Its diverse lending portfolio encompasses various mortgage types, such as single-family, multi-family, and commercial real estate-backed loans. They also extend commercial and industrial loans, comprising non-real estate, asset-backed, term loans, and lines of credit. Consumer lending encompasses automobile loans, fixed-rate unsecured loans, and unique offerings such as structured settlements, Small Business Administration (SBA) loans, and securities-backed financing. Beyond its core banking activities, Axos provides extensive services, including ACH origination, wire transfers, commercial check printing, and tools for business bill payment and account transfers. Digital solutions such as remote and mobile deposit, lockbox services, merchant payment processing, and online payment portals are readily available. Clients benefit from concierge banking, mobile and text message banking, diverse payment services, and access to debit cards, credit cards, and digital wallets. In its Securities Business, Axos facilitates disclosed clearing services and comprehensive back-office support. This encompasses record keeping, trade reporting, accounting, general administrative support, securities and margin lending, reorganization assistance, and the secure custody of securities. The company also offers financing solutions to its brokerage clients. The institution, previously known as BofI Holding, Inc., adopted its current name, Axos Financial, Inc., in September 2018.

Las Vegas, NV

1,989 employees

investors.axosfinancial.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Gregory Garrabrants

View full financials

AX Operating Margin Metrics

OPERATING MARGIN

27.39%

OPERATING MARGIN AVG TTM

30.14%

OPERATING MARGIN AVG 3Y

30.79%

OPERATING MARGIN AVG 5Y

35.79%

OPERATING MARGIN AVG 10Y

38.73%

OPERATING MARGIN AVG 15Y

41.01%

OPERATING MARGIN AVG 20Y

36.45%

CURRENT VS TTM AVG

-9.14%

CURRENT VS 3Y AVG

-11.06%

CURRENT VS 5Y AVG

-23.47%

CURRENT VS 10Y AVG

-29.28%

CURRENT VS 15Y AVG

-33.21%

CURRENT VS 20Y AVG

-24.86%

SECTOR MEDIAN · FINANCIAL SERVICES

23.07%

median of 96 covered companies

CURRENT VS SECTOR MEDIAN

+18.72%

vs the sector median at left

NAME	MARKET CAP	OPERATING MARGIN	TTM	3Y	5Y
Axos Financial, Inc. (AX)	$5.69B	27.39%	30.14%	30.79%	35.79%
Main Street Capital Corporation (MAIN)vs ›	$5.48B	80.71%	77.53%	73.88%	64.77%
Kinsale Capital Group, Inc. (KNSL)vs ›	$8.51B	35.90%	33.14%	30.23%	28.61%
Nuveen Quality Municipal Income Fund (NAD)vs ›	$2.78B	69.73%	170.78%	-122.92%	-51.58%
Hut 8 Corp. (HUT)vs ›	$9.97B	-2104.64%	-910.51%	-472.61%	-363.28%
Lufax Holding Ltd (LU)vs ›	$1.30B	0.57%	-1.56%	27.65%	30.81%
FactSet Research Systems Inc. (FDS)vs ›	$10.16B	29.55%	32.03%	30.02%	29.88%
Washington Trust Bancorp, Inc. (WASH)vs ›	$740.70M	18.58%	2.60%	14.04%	21.54%
BlackRock Multi-Sector Income Trust (BIT)vs ›	$702.44M	114.70%	111.19%	116.54%	65.65%
Bitmine Immersion Technologies, Inc. (BMNR)vs ›	$10.72B	7288.12%	3607.09%	1609.86%	1073.24%

NAME

MARKET CAP

OPERATING MARGIN

TTM

Axos Financial, Inc. (AX)

$5.69B

27.39%

30.14%

30.79%

35.79%

Main Street Capital Corporation (MAIN)vs ›

$5.48B

80.71%

77.53%

73.88%

64.77%

Kinsale Capital Group, Inc. (KNSL)vs ›

$8.51B

35.90%

33.14%

30.23%

28.61%

Nuveen Quality Municipal Income Fund (NAD)vs ›

$2.78B

69.73%

170.78%

-122.92%

-51.58%

Hut 8 Corp. (HUT)vs ›

$9.97B

-2104.64%

-910.51%

-472.61%

-363.28%

Lufax Holding Ltd (LU)vs ›

$1.30B

0.57%

-1.56%

27.65%

30.81%

FactSet Research Systems Inc. (FDS)vs ›

$10.16B

29.55%

32.03%

30.02%

29.88%

Washington Trust Bancorp, Inc. (WASH)vs ›

$740.70M

18.58%

2.60%

14.04%

21.54%

BlackRock Multi-Sector Income Trust (BIT)vs ›

$702.44M

114.70%

111.19%

116.54%

65.65%

Bitmine Immersion Technologies, Inc. (BMNR)vs ›

$10.72B

7288.12%

3607.09%

1609.86%

1073.24%

Operating Margin FAQ

What is the operating margin for Axos Financial, Inc. (AX)?

The operating margin for AX stock is 27.39%.

Is Axos Financial, Inc.'s operating margin high or low?

The operating margin of 27.39% is 23% below its 5-year average of 35.79%, near the low end of its 5-year range (27.39%–51.71%).

What is the TTM average operating margin for Axos Financial, Inc. (AX)?

The TTM average operating margin for AX stock is 30.14%.

What is the 3Y average operating margin for Axos Financial, Inc. (AX)?

The 3Y average operating margin for AX stock is 30.79%.

What is the 5Y average operating margin for Axos Financial, Inc. (AX)?

The 5Y average operating margin for AX stock is 35.79%.

What is the 10Y average operating margin for Axos Financial, Inc. (AX)?

The 10Y average operating margin for AX stock is 38.73%.

What is the 15Y average operating margin for Axos Financial, Inc. (AX)?

The 15Y average operating margin for AX stock is 41.01%.

What is the 20Y average operating margin for Axos Financial, Inc. (AX)?

The 20Y average operating margin for AX stock is 36.45%.

DATE	OPERATING MARGIN
2026-06-30	27.39%
2026-03-31	29.30%
2025-12-31	31.18%
2025-09-30	30.35%
2025-06-30	32.50%
2025-03-31	32.06%
2024-12-31	31.35%
2024-09-30	31.30%
2024-06-30	30.05%
2024-03-31	32.93%
2023-12-31	51.71%
2023-09-30	29.95%
2023-06-30	31.15%
2023-03-31	34.11%
2022-12-31	38.53%
2022-09-30	33.38%
2022-06-30	39.42%
2022-03-31	46.92%
2021-12-31	46.87%
2021-09-30	46.91%
2021-06-30	44.18%
2021-03-31	43.14%
2020-12-31	43.22%
2020-09-30	41.33%
2020-06-30	39.80%
2020-03-31	37.25%
2019-12-31	34.90%
2019-09-30	34.17%
2019-06-30	33.91%
2019-03-31	28.04%
2018-12-31	36.27%
2018-09-30	35.38%
2018-06-30	37.13%
2018-03-31	46.24%
2017-12-31	45.24%
2017-09-30	46.96%
2017-06-30	49.86%
2017-03-31	54.88%
2016-12-31	50.14%
2016-09-30	48.66%
2016-06-30	49.66%
2016-03-31	57.12%
2015-12-31	52.68%
2015-09-30	53.81%
2015-06-30	53.85%
2015-03-31	50.21%
2014-12-31	50.12%
2014-09-30	50.25%
2014-06-30	49.58%
2014-03-31	49.48%
2013-12-31	47.18%
2013-09-30	46.33%
2013-06-30	42.90%
2013-03-31	42.36%
2012-12-31	41.33%
2012-09-30	40.17%
2012-06-30	44.50%
2012-03-31	39.15%
2011-12-31	35.66%
2011-09-30	33.50%
2011-06-30	33.47%
2011-03-31	33.23%
2010-12-31	32.89%
2010-09-30	33.82%
2010-06-30	27.60%
2010-03-31	44.97%
2009-12-31	33.59%
2009-09-30	28.36%
2009-06-30	26.63%
2009-03-31	23.27%
2008-12-31	23.82%
2008-09-30	-27.49%
2008-06-30	16.32%
2008-03-31	9.95%
2007-12-31	7.12%
2007-09-30	8.92%
2007-06-30	11.85%
2007-03-31	12.92%
2006-12-31	12.13%
2006-09-30	12.09%
2006-06-30	14.92%
2006-03-31	15.97%
2005-12-31	14.99%
2005-09-30	18.46%
2005-06-30	20.47%
2005-03-31	23.54%
2004-12-31	18.43%

DATE

OPERATING MARGIN

2026-06-30

27.39%

2026-03-31

29.30%

2025-12-31

31.18%

2025-09-30

30.35%

2025-06-30

32.50%

2025-03-31

32.06%

2024-12-31

31.35%

2024-09-30

31.30%

2024-06-30

30.05%

2024-03-31

32.93%

2023-12-31

51.71%

2023-09-30

29.95%

2023-06-30

31.15%

2023-03-31

34.11%

2022-12-31

38.53%

2022-09-30

33.38%

2022-06-30

39.42%

2022-03-31

46.92%

2021-12-31

46.87%

2021-09-30

46.91%

2021-06-30

44.18%

2021-03-31

43.14%

2020-12-31

43.22%

2020-09-30

41.33%

2020-06-30

39.80%

2020-03-31

37.25%

2019-12-31

34.90%

2019-09-30

34.17%

2019-06-30

33.91%

2019-03-31

28.04%

2018-12-31

36.27%

2018-09-30

35.38%

2018-06-30

37.13%

2018-03-31

46.24%

2017-12-31

45.24%

2017-09-30

46.96%

2017-06-30

49.86%

2017-03-31

54.88%

2016-12-31

50.14%

2016-09-30

48.66%

2016-06-30

49.66%

2016-03-31

57.12%

2015-12-31

52.68%

2015-09-30

53.81%

2015-06-30

53.85%

2015-03-31

50.21%

2014-12-31

50.12%

2014-09-30

50.25%

2014-06-30

49.58%

2014-03-31

49.48%

2013-12-31

47.18%

2013-09-30

46.33%

2013-06-30

42.90%

2013-03-31

42.36%

2012-12-31

41.33%

2012-09-30

40.17%

2012-06-30

44.50%

2012-03-31

39.15%

2011-12-31

35.66%

2011-09-30

33.50%

2011-06-30

33.47%

2011-03-31

33.23%

2010-12-31

32.89%

2010-09-30

33.82%

2010-06-30

27.60%

2010-03-31

44.97%

2009-12-31

33.59%

2009-09-30

28.36%

2009-06-30

26.63%

2009-03-31

23.27%

2008-12-31

23.82%

2008-09-30

-27.49%

2008-06-30

16.32%

2008-03-31

9.95%

2007-12-31

7.12%

2007-09-30

8.92%

2007-06-30

11.85%

2007-03-31

12.92%

2006-12-31

12.13%

2006-09-30

12.09%

2006-06-30

14.92%

2006-03-31

15.97%

2005-12-31

14.99%

2005-09-30

18.46%

2005-06-30

20.47%

2005-03-31

23.54%

2004-12-31

18.43%

Operating Margin: 27.39%

AX Operating Margin

AX Average Operating Margin Chart

AX Current vs Average Operating Margin Chart

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Operating Margin Formula & Definition

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