Axos Financial, Inc. (AX) vs Sezzle Inc. (SEZL)

A side-by-side comparison of Axos Financial, Inc. and Sezzle Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 31, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnAX vs SEZL

growth of $100 · dividends reinvested · last 6y
AX +287.5% (+25.3%/yr)SEZL +3003.0% (+77.3%/yr)SEZL compounded faster over this window
Log scale — wide-divergence pair
1101001k10kStart $100202120222023202420252026$388$3,103
AX SEZL

AX vs SEZL: by the numbers

  • AX is the larger company ($5.57B vs $4.17B market cap).
  • AX trades at the lower trailing earnings multiple (11.55 vs 27.10 P/E), one valuation lens rather than an overall verdict.
  • SEZL converts more revenue to profit (30.35% vs 22.39% net margin).
  • SEZL grew revenue faster over the past five years (42.22% vs 25.21% CAGR).

Metrics side by side

Valuation

MetricAXSEZL
P/E ratio11.5527.10
Forward P/E11.5523.66
P/S ratio2.588.13
P/B ratio1.7818.56

Profitability

MetricAXSEZL
Gross margin62.97%90.80%
Operating margin29.52%40.39%
Net margin22.39%30.35%
ROE15.49%69.29%

Growth (annualized)

MetricAXSEZL
Revenue CAGR (5Y)25.21%42.22%
EPS CAGR (5Y)18.93%N/A
Total return CAGR (5Y)14.55%59.53%

Frequently asked

Which has the lower trailing P/E, AX or SEZL?
AX has the lower trailing P/E: AX trades at 11.55 and SEZL at 27.10. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, AX or SEZL?
Over the past five years, SEZL grew revenue faster — AX at a 25.21% CAGR versus SEZL at 42.22%.
Is AX or SEZL more profitable?
SEZL runs the higher net margin — AX at 22.39% versus SEZL at 30.35%.
How have AX and SEZL total returns compared?
Over the past 5 years, AX delivered 15.63% and SEZL delivered 59.53% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 31, 2026.