Axos Financial (AX) Financials: History & Chart

Axos Financial, Inc. (AX)AXAxos Financial, Inc.

About Axos Financial, Inc.

Founded in Las Vegas, Nevada, in 1999, Axos Financial, Inc. is a U.S.-based financial institution that delivers a comprehensive array of banking services to both individual consumers and businesses. The company operates through two primary divisions: its core Banking Business and its Securities Business. For deposits, Axos provides a broad spectrum of options including checking, savings, demand, money market, and time deposit accounts, alongside specialized products such as zero balance and insured cash sweep accounts. Its diverse lending portfolio encompasses various mortgage types, such as single-family, multi-family, and commercial real estate-backed loans. They also extend commercial and industrial loans, comprising non-real estate, asset-backed, term loans, and lines of credit. Consumer lending encompasses automobile loans, fixed-rate unsecured loans, and unique offerings such as structured settlements, Small Business Administration (SBA) loans, and securities-backed financing. Beyond its core banking activities, Axos provides extensive services, including ACH origination, wire transfers, commercial check printing, and tools for business bill payment and account transfers. Digital solutions such as remote and mobile deposit, lockbox services, merchant payment processing, and online payment portals are readily available. Clients benefit from concierge banking, mobile and text message banking, diverse payment services, and access to debit cards, credit cards, and digital wallets. In its Securities Business, Axos facilitates disclosed clearing services and comprehensive back-office support. This encompasses record keeping, trade reporting, accounting, general administrative support, securities and margin lending, reorganization assistance, and the secure custody of securities. The company also offers financing solutions to its brokerage clients. The institution, previously known as BofI Holding, Inc., adopted its current name, Axos Financial, Inc., in September 2018.

Las Vegas, NV

1,989 employees

investors.axosfinancial.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Gregory Garrabrants

View full financials

Financials

SEC Filings

Quarterly Income Statement (USD)

Swipe horizontally to review earlier periods. The line-item column stays pinned.

Quarterly Report	TTM	Quarter ended Jun 2026	Quarter ended Mar 2026	Quarter ended Dec 2025	Quarter ended Sep 2025	Quarter ended Jun 2025	Quarter ended Mar 2025	Quarter ended Dec 2024	Quarter ended Sep 2024
Revenue	2.19B	569.49M	564.23M	562.94M	493.87M	479.42M	461.92M	479.57M	508.56M
Cost of Goods Sold	811.15M	199.09M	212.98M	207.14M	191.94M	177.25M	171.76M	188.22M	206.21M
Gross Profit	1.38B	370.40M	351.25M	355.81M	301.93M	302.17M	290.16M	291.35M	302.35M
Gross Profit Margin	63.0%	65.0%	62.3%	63.2%	61.1%	63.0%	62.8%	60.8%	59.5%
Total Operating Expenses	732.72M	214.43M	185.95M	180.29M	152.04M	146.37M	142.08M	141.02M	143.16M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	254.00M	0.00	29.53M	120.78M	103.69M	103.42M	100.57M	101.40M	102.51M
Operating Income (EBIT)	646.67M	155.97M	165.30M	175.51M	149.89M	155.80M	148.08M	150.33M	159.19M
Operating Margin	29.5%	27.4%	29.3%	31.2%	30.3%	32.5%	32.1%	31.3%	31.3%
Income Before Tax (EBT)	646.67M	155.97M	165.30M	175.51M	149.89M	155.80M	148.08M	150.33M	159.19M
Interest Income	1.96B	499.13M	478.24M	513.85M	465.74M	442.41M	432.72M	456.07M	484.26M
Interest Expense	710.04M	181.24M	171.98M	182.14M	174.69M	162.25M	157.26M	175.97M	192.21M
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Income	490.37M	124.95M	124.68M	128.40M	112.35M	110.67M	105.21M	104.69M	112.34M
Income Tax Expense	156.30M	31.03M	40.62M	47.12M	37.54M	45.12M	42.87M	45.64M	46.85M
Net Profit Margin	22.4%	21.9%	22.1%	22.8%	22.7%	23.1%	22.8%	21.8%	22.1%
EBITDA	700.48M	155.97M	187.56M	198.72M	158.23M	163.49M	154.92M	157.36M	166.64M
EBITDA Margin	32.0%	27.4%	33.2%	35.3%	32.0%	34.1%	33.5%	32.8%	32.8%
Depreciation & Amortization	53.81M	0.00	22.27M	23.20M	8.34M	7.69M	6.85M	7.03M	7.45M
EPS Basic	8.66	2.20	2.20	2.27	1.99	1.96	1.84	1.83	1.97
EPS Diluted	8.47	2.16	2.15	2.22	1.94	1.92	1.81	1.80	1.93
Shares Outstanding	56.73M	56.73M	56.59M	56.86M	56.86M	56.39M	57.03M	57.09M	56.94M
Diluted Shares Outstanding	57.74M	57.74M	57.77M	58.24M	58.24M	57.56M	58.23M	58.23M	58.17M

Annual Income Statement (USD)

Swipe horizontally to review earlier years. The line-item column stays pinned.

Annual Report	06/30/2026	06/30/2025	06/30/2024	06/30/2023	06/30/2022	06/30/2021	06/30/2020	06/30/2019
Revenue	2.19B	1.93B	1.77B	1.26B	757.91M	711.97M	717.62M	644.82M
Cost of Goods Sold	811.15M	743.44M	726.68M	398.27M	76.32M	102.87M	187.43M	183.63M
Gross Profit	1.38B	1.19B	1.04B	865.93M	681.59M	609.10M	530.19M	461.19M
Gross Profit Margin	63.0%	61.5%	58.9%	68.5%	89.9%	85.6%	73.9%	71.5%
Total Operating Expenses	732.72M	572.63M	405.45M	434.18M	341.63M	303.36M	267.56M	248.38M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	0.00	407.90M	348.16M	305.32M	230.65M	202.87M	189.29M	187.28M
Operating Income (EBIT)	646.67M	613.39M	635.48M	431.74M	339.96M	305.74M	262.63M	212.81M
Operating Margin	29.5%	31.8%	36.0%	34.2%	44.9%	42.9%	36.6%	33.0%
Income Before Tax (EBT)	646.67M	613.39M	635.48M	431.74M	339.96M	305.74M	262.63M	212.81M
Interest Income	1.96B	1.82B	1.66B	1.16B	659.73M	617.86M	622.84M	564.89M
Interest Expense	710.04M	687.69M	694.18M	374.02M	52.57M	79.12M	145.23M	156.28M
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Income	490.37M	432.91M	450.01M	307.17M	240.72M	215.71M	183.44M	155.13M
Income Tax Expense	156.30M	180.49M	185.47M	124.58M	99.24M	90.04M	79.19M	57.67M
Net Profit Margin	22.4%	22.4%	25.5%	24.3%	31.8%	30.3%	25.6%	24.1%
EBITDA	646.67M	642.41M	662.57M	455.13M	364.56M	336.19M	297.62M	229.28M
EBITDA Margin	29.5%	33.3%	37.5%	36.0%	48.1%	47.2%	41.5%	35.6%
Depreciation & Amortization	0.00	29.02M	27.09M	23.39M	24.60M	30.44M	34.99M	16.47M
EPS Basic	8.66	7.61	7.82	5.15	4.04	3.64	3.01	2.51
EPS Diluted	8.48	7.43	7.66	5.07	3.97	3.56	2.98	2.49
Shares Outstanding	56.66M	56.86M	57.51M	59.69M	59.52M	59.23M	60.80M	61.90M
Diluted Shares Outstanding	57.84M	58.24M	58.73M	60.57M	60.61M	60.52M	61.44M	62.38M

Values are displayed in USD. Negative numbers shown in red.

Values are displayed in USD. Negative numbers are shown in red.