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AXAxos Financial, Inc.

Is the EBITDA margin high or low?

The EBITDA margin of 33.24% is 15% below its 5-year average of 39.16%, near the low end of its 5-year range (31.45%–53.25%).

As of Friday, June 26, 2026. 1.19% below its 12-month average of 33.64%.

EBITDA|Gross Margin|Operating Margin|Profit Margin|All Metrics
EBITDA Margin

AX EBITDA Margin

33.24%

Reported quarterly EBITDA margin; no daily interpolation.

-32.66% 5Y
AX EBITDA Margin

AX Average EBITDA Margin Chart

AX EBITDA Margin

AX Current vs Average EBITDA Margin Chart

AX EBITDA Margin Metrics

EBITDA MARGIN

33.24%

EBITDA MARGIN AVG TTM

33.64%

EBITDA MARGIN AVG 3Y

33.32%

EBITDA MARGIN AVG 5Y

39.16%

EBITDA MARGIN AVG 10Y

42.28%

EBITDA MARGIN AVG 15Y

43.38%

EBITDA MARGIN AVG 20Y

39.00%

CURRENT VS TTM AVG

-1.19%

CURRENT VS 3Y AVG

-0.23%

CURRENT VS 5Y AVG

-15.10%

CURRENT VS 10Y AVG

-21.37%

CURRENT VS 15Y AVG

-23.38%

CURRENT VS 20Y AVG

-14.76%

AX Competitors' EBITDA Margin

NAMEMARKET CAPEBITDA MARGINTTM3Y5Y
Axos Financial, Inc. (AX)$5.42B33.24%33.64%33.32%39.16%
Main Street Capital Corporation (MAIN)vs ›$4.67B81.72%78.38%74.45%65.57%
Kinsale Capital Group, Inc. (KNSL)vs ›$7.11B34.73%34.08%31.20%29.40%
FactSet Research Systems Inc. (FDS)vs ›$7.61B41.60%40.61%38.02%37.48%
HIVE Digital Technologies Ltd. (HIVE)vs ›$1.00B9.12%17.09%18.86%39.32%
WisdomTree Artificial Intelligence and Innovation Fund (WTAI)vs ›$659.68MN/AN/AN/AN/A
Lufax Holding Ltd (LU)vs ›$515.70M2.34%2.34%17.49%25.31%
BlackRock Floating Rate Income Trust (BGT)vs ›$316.59M83.15%82.45%54.97%32.98%
Isabella Bank Corporation (ISBA)vs ›$292.13M19.89%19.03%25.52%26.47%
Franklin Universal Trust (FT)vs ›$202.06M119.92%113.91%47.34%73.55%

Margin Comparison

Gross Margin

62.4%

EBITDA Margin

33.2%

Operating Margin

30.8%

Net Margin

22.7%

Formula: EBITDA Margin = (EBITDA / Revenue) × 100

Why EBITDA Margin matters:

  • Removes effects of depreciation policies (D&A)
  • Capital structure neutral (ignores interest)
  • Tax neutral (ignores tax differences)
  • Good proxy for operating cash generation

EBITDA Margin Formula & Definition

EBITDA Margin = EBITDA / Revenue

EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

EBITDA Margin FAQ

What is the EBITDA margin for Axos Financial, Inc. (AX)?
The EBITDA margin for AX stock is 33.24%.
Is Axos Financial, Inc.'s EBITDA margin high or low?
The EBITDA margin of 33.24% is 15% below its 5-year average of 39.16%, near the low end of its 5-year range (31.45%–53.25%).
What is the TTM average EBITDA margin for Axos Financial, Inc. (AX)?
The TTM average EBITDA margin for AX stock is 33.64%.
What is the 3Y average EBITDA margin for Axos Financial, Inc. (AX)?
The 3Y average EBITDA margin for AX stock is 33.32%.
What is the 5Y average EBITDA margin for Axos Financial, Inc. (AX)?
The 5Y average EBITDA margin for AX stock is 39.16%.
What is the 10Y average EBITDA margin for Axos Financial, Inc. (AX)?
The 10Y average EBITDA margin for AX stock is 42.28%.
What is the 15Y average EBITDA margin for Axos Financial, Inc. (AX)?
The 15Y average EBITDA margin for AX stock is 43.38%.
What is the 20Y average EBITDA margin for Axos Financial, Inc. (AX)?
The 20Y average EBITDA margin for AX stock is 39.00%.

AX EBITDA Margin History

DATEEBITDA MARGIN
2026-03-3133.24%
2025-12-3135.30%
2025-09-3032.04%
2025-06-3034.10%
2025-03-3133.54%
2024-12-3132.81%
2024-09-3032.77%
2024-06-3031.61%
2024-03-3134.46%
2023-12-3153.25%
2023-09-3031.45%
2023-06-3032.72%
2023-03-3135.80%
2022-12-3140.49%
2022-09-3035.84%
2022-06-3043.65%
2022-03-3150.27%
2021-12-3151.39%
2021-09-3050.21%
2021-06-3049.36%
2021-03-3147.97%
2020-12-3147.91%
2020-09-3046.15%
2020-06-3052.61%
2020-03-3141.38%
2019-12-3140.09%
2019-09-3038.91%
2019-06-3037.05%
2019-03-3130.49%
2018-12-3138.68%
2018-09-3037.55%
2018-06-3039.23%
2018-03-3147.44%
2017-12-3146.80%
2017-09-3048.45%
2017-06-3051.45%
2017-03-3156.07%
2016-12-3151.42%
2016-09-3049.98%
2016-06-3051.09%
2016-03-3158.34%
2015-12-3153.76%
2015-09-3055.06%
2015-06-3055.04%
2015-03-3151.43%
2014-12-3151.29%
2014-09-3051.45%
2014-06-3050.88%
2014-03-3150.96%
2013-12-3148.67%
2013-09-3048.00%
2013-06-3044.31%
2013-03-3143.55%
2012-12-3142.45%
2012-09-3041.06%
2012-06-3045.55%
2012-03-3140.20%
2011-12-3136.71%
2011-09-3034.42%
2011-06-3034.38%
2011-03-3133.93%
2010-12-3133.32%
2010-09-3034.14%
2010-06-3027.84%
2010-03-3145.19%
2009-12-3133.78%
2009-09-3028.61%
2009-06-3026.83%
2009-03-3123.50%
2008-12-3124.03%
2008-09-30-27.13%
2008-06-3016.32%
2008-03-31-0.03%
2007-12-3112.60%
2007-09-3015.81%
2007-06-3016.58%
2007-03-3118.00%
2006-12-3117.02%
2006-09-3016.75%
2006-06-3020.08%
2006-03-3123.86%
2005-12-3121.83%
2005-09-3026.00%
2005-06-3026.63%
2005-03-3128.55%
2004-12-3118.43%

Related Metrics

EBITDAGross MarginOperating MarginProfit MarginAll Metrics

About Axos Financial, Inc.

Founded in Las Vegas, Nevada, in 1999, Axos Financial, Inc. is a U.S.-based financial institution that delivers a comprehensive array of banking services to both individual consumers and businesses. The company operates through two primary divisions: its core Banking Business and its Securities Business. For deposits, Axos provides a broad spectrum of options including checking, savings, demand, money market, and time deposit accounts, alongside specialized products such as zero balance and insured cash sweep accounts. Its diverse lending portfolio encompasses various mortgage types, such as single-family, multi-family, and commercial real estate-backed loans. They also extend commercial and industrial loans, comprising non-real estate, asset-backed, term loans, and lines of credit. Consumer lending encompasses automobile loans, fixed-rate unsecured loans, and unique offerings such as structured settlements, Small Business Administration (SBA) loans, and securities-backed financing. Beyond its core banking activities, Axos provides extensive services, including ACH origination, wire transfers, commercial check printing, and tools for business bill payment and account transfers. Digital solutions such as remote and mobile deposit, lockbox services, merchant payment processing, and online payment portals are readily available. Clients benefit from concierge banking, mobile and text message banking, diverse payment services, and access to debit cards, credit cards, and digital wallets. In its Securities Business, Axos facilitates disclosed clearing services and comprehensive back-office support. This encompasses record keeping, trade reporting, accounting, general administrative support, securities and margin lending, reorganization assistance, and the secure custody of securities. The company also offers financing solutions to its brokerage clients. The institution, previously known as BofI Holding, Inc., adopted its current name, Axos Financial, Inc., in September 2018.

Las Vegas, NV
1,781 employees
axosfinancial.com
Financial Services / Banks - Regional
Sector
Financial Services
Industry
Banks - Regional
CEO
Gregory Garrabrants
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