Kinsale Capital Group, Inc. (KNSL) vs RLI Corp. (RLI)

A side-by-side comparison of Kinsale Capital Group, Inc. and RLI Corp. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 27, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnKNSL vs RLI

growth of $100 · dividends reinvested · last 10y
KNSL +1854.4% (+34.6%/yr)RLI +144.0% (+9.3%/yr)KNSL compounded faster over this window
Log scale — wide-divergence pair
101001k10kStart $10020182020202220242026$1,954$244
KNSL RLI

KNSL vs RLI: by the numbers

  • KNSL is the larger company ($8.70B vs $5.89B market cap).
  • RLI trades at the lower trailing earnings multiple (13.49 vs 15.69 P/E), one valuation lens rather than an overall verdict.
  • KNSL converts more revenue to profit (28.49% vs 22.22% net margin).
  • KNSL grew revenue faster over the past five years (29.27% vs 11.29% CAGR).
  • RLI pays the higher dividend yield (3.86% vs 0.22%).

Metrics side by side

Valuation

MetricKNSLRLI
P/E ratio15.6913.49
Forward P/E18.2422.45
P/S ratio4.423.00
P/B ratio4.333.38

Profitability

MetricKNSLRLI
Gross margin50.05%29.82%
Operating margin35.90%28.42%
Net margin28.49%22.22%
ROE27.94%25.04%

Dividends

MetricKNSLRLI
Dividend yield0.22%3.86%
Payout ratio3.86%56.62%

Growth (annualized)

MetricKNSLRLI
Revenue CAGR (5Y)29.27%11.29%
EPS CAGR (5Y)40.61%20.14%
Total return CAGR (5Y)17.36%5.66%

Frequently asked

Which has the lower trailing P/E, KNSL or RLI?
RLI has the lower trailing P/E: KNSL trades at 15.69 and RLI at 13.49. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, KNSL or RLI?
Over the past five years, KNSL grew revenue faster — KNSL at a 29.27% CAGR versus RLI at 11.29%.
Does KNSL or RLI pay a bigger dividend?
KNSL yields 0.22% and RLI yields 3.86% based on trailing dividends and the latest price.
Is KNSL or RLI more profitable?
KNSL runs the higher net margin — KNSL at 28.49% versus RLI at 22.22%.
How have KNSL and RLI total returns compared?
Over the past 10 years, KNSL delivered 34.62% and RLI delivered 9.20% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 27, 2026.