American Financial Group, Inc. (AFG) vs Kinsale Capital Group, Inc. (KNSL)
KNSL leads on 9 of 14 compared metrics, though AFG is the cheaper stock.
A side-by-side comparison of American Financial Group, Inc. and Kinsale Capital Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 25, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
AFG
American Financial Group, Inc.
$138.23Financial Services
KNSL
Kinsale Capital Group, Inc.
$304.48Financial Services
Total return — AFG vs KNSL
growth of $100 · last 10yAFG +82.4%KNSL +1559.3%KNSL compounded faster
Log scale — wide-divergence pair
AFG KNSL
AFG vs KNSL: by the numbers
- •AFG is the larger company ($11.48B vs $7.02B market cap).
- •AFG trades at the lower earnings multiple (13.11 vs 13.40 P/E).
- •KNSL converts more revenue to profit (27.48% vs 10.78% net margin).
- •KNSL grew revenue faster over the past five years (29.93% vs 3.20% CAGR).
- •AFG pays the higher dividend yield (5.02% vs 0.28%).
Which is better, AFG or KNSL?
Metric tally: AFG 5 · KNSL 9It depends on what you're optimizing for:
ValueAFG(lower P/E)
GrowthKNSL(faster 5Y revenue CAGR)
IncomeAFG(higher dividend yield)
QualityKNSL(higher ROIC)
Metrics side by side
Valuation
| Metric | AFG | KNSL |
|---|---|---|
| P/E ratio | 13.11● | 13.40 |
| Forward P/E | 11.85● | 14.66 |
| P/S ratio | 1.41● | 3.66 |
| P/B ratio | 2.46● | 3.57 |
| PEG ratio | 3.25 | 0.84● |
Profitability
| Metric | AFG | KNSL |
|---|---|---|
| Gross margin | 32.36% | 46.64%● |
| Operating margin | 13.68% | 34.51%● |
| Net margin | 10.78% | 27.48%● |
| ROE | 18.79% | 26.78%● |
| ROIC | 9.67% | 22.98%● |
Dividends
| Metric | AFG | KNSL |
|---|---|---|
| Dividend yield | 5.02%● | 0.28% |
| Payout ratio | 69.05% | 3.86% |
Growth (annualized)
| Metric | AFG | KNSL |
|---|---|---|
| Revenue CAGR (5Y) | 3.20% | 29.93%● |
| EPS CAGR (5Y) | 4.03% | 40.61%● |
| Total return CAGR (5Y) | 8.89% | 14.06%● |
Frequently asked
- Which is better, AFG or KNSL?
- It depends on your goal. value: AFG (lower P/E); growth: KNSL (faster 5Y revenue CAGR); income: AFG (higher dividend yield); quality: KNSL (higher ROIC). Across all compared metrics, KNSL leads 9 to 5.
- Is AFG or KNSL cheaper?
- On trailing earnings, AFG is cheaper: AFG trades at a 13.11 P/E and KNSL at 13.40.
- Which has grown faster, AFG or KNSL?
- Over the past five years, KNSL grew revenue faster — AFG at a 3.20% CAGR versus KNSL at 29.93%.
- Does AFG or KNSL pay a bigger dividend?
- AFG yields 5.02% and KNSL yields 0.28% based on trailing dividends and the latest price.
- Is AFG or KNSL more profitable?
- KNSL runs the higher net margin — AFG at 10.78% versus KNSL at 27.48%.
- Which has been the better investment, AFG or KNSL?
- Over the past 5-year, KNSL delivered the higher annualized total return — AFG at 12.66% versus KNSL at 14.06%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
American Financial P/E ratioKinsale Capital P/E ratioAmerican Financial dividend yieldKinsale Capital dividend yieldAmerican Financial ROEKinsale Capital ROEAmerican Financial operating marginKinsale Capital operating marginAmerican Financial revenue growthKinsale Capital revenue growthAmerican Financial free cash flowKinsale Capital free cash flow
American Financial & Kinsale Capital appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 25, 2026.