American Financial Group, Inc. (AFG) vs Kinsale Capital Group, Inc. (KNSL)
A side-by-side comparison of American Financial Group, Inc. and Kinsale Capital Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 9, 2026. Differences are shown without an overall score or investment verdict.
AFG
American Financial Group, Inc.
$145.59Financial ServicesAt close: Aug 7, 2026, 4:00 PM ET
KNSL
Kinsale Capital Group, Inc.
$373.76Financial ServicesAt close: Aug 7, 2026, 4:00 PM ET
Total return — AFG vs KNSL
growth of $100 · dividends reinvested · last 10yAFG +244.6%KNSL +2003.9%KNSL compounded faster
Log scale — wide-divergence pair
AFG KNSL
AFG vs KNSL: by the numbers
- •AFG is the larger company ($12.10B vs $8.51B market cap).
- •AFG trades at the lower trailing earnings multiple (13.81 vs 15.14 P/E), one valuation lens rather than an overall verdict.
- •KNSL converts more revenue to profit (28.49% vs 10.84% net margin).
- •KNSL grew revenue faster over the past five years (29.27% vs 3.10% CAGR).
- •AFG pays the higher dividend yield (4.82% vs 0.22%).
Metrics side by side
Valuation
| Metric | AFG | KNSL |
|---|---|---|
| P/E ratio | 13.81 | 15.14 |
| Forward P/E | 12.38 | 17.61 |
| P/S ratio | 1.50 | 4.27 |
| P/B ratio | 2.59 | 4.18 |
| PEG ratio | 3.43 | 0.84 |
Profitability
| Metric | AFG | KNSL |
|---|---|---|
| Gross margin | 18.07% | 50.05% |
| Operating margin | 13.75% | 35.90% |
| Net margin | 10.84% | 28.49% |
| ROE | 18.79% | 27.94% |
| ROIC | 9.67% | 22.98% |
Dividends
| Metric | AFG | KNSL |
|---|---|---|
| Dividend yield | 4.82% | 0.22% |
| Payout ratio | 69.85% | 3.86% |
Growth (annualized)
| Metric | AFG | KNSL |
|---|---|---|
| Revenue CAGR (5Y) | 3.10% | 29.27% |
| EPS CAGR (5Y) | 4.03% | 40.61% |
| Total return CAGR (5Y) | 8.64% | 15.28% |
Frequently asked
- Which has the lower trailing P/E, AFG or KNSL?
- AFG has the lower trailing P/E: AFG trades at 13.81 and KNSL at 15.14. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, AFG or KNSL?
- Over the past five years, KNSL grew revenue faster — AFG at a 3.10% CAGR versus KNSL at 29.27%.
- Does AFG or KNSL pay a bigger dividend?
- AFG yields 4.82% and KNSL yields 0.22% based on trailing dividends and the latest price.
- Is AFG or KNSL more profitable?
- KNSL runs the higher net margin — AFG at 10.84% versus KNSL at 28.49%.
- How have AFG and KNSL total returns compared?
- Over the past 10 years, AFG delivered 13.14% and KNSL delivered 35.26% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
American Financial P/E ratioKinsale Capital P/E ratioAmerican Financial dividend yieldKinsale Capital dividend yieldAmerican Financial ROEKinsale Capital ROEAmerican Financial operating marginKinsale Capital operating marginAmerican Financial revenue growthKinsale Capital revenue growthAmerican Financial free cash flowKinsale Capital free cash flow
American Financial & Kinsale Capital appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 9, 2026.