American Financial Group, Inc. (AFG) Return on Equity (ROE): 18.79%
Is American Financial Group, Inc.’s return on equity (ROE) high or low?
American Financial Group, Inc.'s return on equity (ROE) of 18.79% is 13% below its 5-year average of 21.68%, near the low end of its 5-year range (10.78%–39.80%).
As of Thursday, June 25, 2026. 0.67% above its 12-month average of 18.66%.
AFG Return on Equity (ROE) Chart
Reported annual fiscal-period values; no daily interpolation.
AFG Average Return on Equity (ROE) Chart
AFG Current vs Average Return on Equity (ROE) Chart
AFG Return on Equity (ROE) Metrics
RETURN ON EQUITY (ROE)
18.79%
RETURN ON EQUITY (ROE) AVG TTM
18.66%
RETURN ON EQUITY (ROE) AVG 3Y
19.88%
RETURN ON EQUITY (ROE) AVG 5Y
21.68%
RETURN ON EQUITY (ROE) AVG 10Y
16.80%
RETURN ON EQUITY (ROE) AVG 15Y
12.91%
RETURN ON EQUITY (ROE) AVG 20Y
12.59%
CURRENT VS TTM AVG
+0.67%
CURRENT VS 3Y AVG
-5.46%
CURRENT VS 5Y AVG
-13.33%
CURRENT VS 10Y AVG
+11.83%
CURRENT VS 15Y AVG
+45.49%
CURRENT VS 20Y AVG
+49.26%
AFG Competitors' Return on Equity (ROE)
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| American Financial Group, Inc. (AFG) | $11.48B | 18.79% | 18.66% | 19.88% | 21.68% |
| Invesco Ltd. (IVZ)vs › | $11.52B | -1.99% | 1.51% | 2.10% | 4.04% |
| Assurant, Inc. (AIZ)vs › | $13.08B | 17.04% | 14.88% | 12.41% | 13.66% |
| Globe Life Inc. (GL)vs › | $13.64B | 19.35% | 19.80% | 20.98% | 17.36% |
| FactSet Research Systems Inc. (FDS)vs › | $7.95B | 27.61% | 27.70% | 28.53% | 32.49% |
| Global Payments Inc. (GPN)vs › | $15.21B | -2.97% | 6.58% | 4.49% | 3.98% |
| Kinsale Capital Group, Inc. (KNSL)vs › | $7.02B | 26.78% | 26.83% | 25.84% | 23.42% |
| Franklin Resources, Inc. (BEN)vs › | $16.88B | 6.70% | 4.04% | 6.69% | 8.49% |
| Main Street Capital Corporation (MAIN)vs › | $4.63B | 13.78% | 17.32% | 15.85% | 13.97% |
| Circle Internet Group (CRCL)vs › | $18.97B | -2.31% | 12.60% | -11.02% | 3.46% |
Return Analysis
ROE
18.8%
ROA
3.4%
American Financial Group, Inc. Return on Equity (ROE) Formula & Definition
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
American Financial Group, Inc. Return on Equity (ROE) FAQ
- What is the return on equity (ROE) for American Financial Group, Inc. (AFG)?
- The return on equity (ROE) for AFG stock is 18.79%.
- Is American Financial Group, Inc.'s return on equity (ROE) high or low?
- American Financial Group, Inc.'s return on equity (ROE) of 18.79% is 13% below its 5-year average of 21.68%, near the low end of its 5-year range (10.78%–39.80%).
- What is the TTM average return on equity (ROE) for American Financial Group, Inc. (AFG)?
- The TTM average return on equity (ROE) for AFG stock is 18.66%.
- What is the 3Y average return on equity (ROE) for American Financial Group, Inc. (AFG)?
- The 3Y average return on equity (ROE) for AFG stock is 19.88%.
- What is the 5Y average return on equity (ROE) for American Financial Group, Inc. (AFG)?
- The 5Y average return on equity (ROE) for AFG stock is 21.68%.
- What is the 10Y average return on equity (ROE) for American Financial Group, Inc. (AFG)?
- The 10Y average return on equity (ROE) for AFG stock is 16.80%.
- What is the 15Y average return on equity (ROE) for American Financial Group, Inc. (AFG)?
- The 15Y average return on equity (ROE) for AFG stock is 12.91%.
- What is the 20Y average return on equity (ROE) for American Financial Group, Inc. (AFG)?
- The 20Y average return on equity (ROE) for AFG stock is 12.59%.
American Financial Group, Inc. Return on Equity (ROE) History
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2025-12-31 | 17.47% |
| 2024-12-31 | 19.86% |
| 2023-12-31 | 20.01% |
| 2022-12-31 | 22.16% |
| 2021-12-31 | 39.80% |
| 2020-12-31 | 10.78% |
| 2019-12-31 | 14.31% |
| 2018-12-31 | 10.66% |
| 2017-12-31 | 8.91% |
| 2016-12-31 | 13.20% |
| 2015-12-31 | 7.67% |
| 2014-12-31 | 9.26% |
| 2013-12-31 | 10.24% |
| 2012-12-31 | 10.66% |
| 2011-12-31 | 7.75% |
| 2010-12-31 | 10.78% |
| 2009-12-31 | 13.73% |
| 2008-12-31 | 7.86% |
| 2007-12-31 | 12.58% |
| 2006-12-31 | 15.48% |
| 2005-12-31 | 8.41% |
| 2004-12-31 | 14.81% |
| 2003-12-31 | 14.16% |
| 2002-12-31 | 4.93% |
| 2001-12-31 | -1.00% |
| 2000-12-31 | -3.62% |
| 1999-12-31 | 10.56% |
| 1998-12-31 | 7.25% |
| 1997-12-31 | 11.57% |
| 1996-12-31 | 15.01% |
Related Metrics
About American Financial Group, Inc.
American Financial Group, Inc. (AFG) operates as an insurance holding company, specializing in providing a broad array of property and casualty insurance solutions across the United States. Its comprehensive product portfolio encompasses various lines of business, including property and transportation coverage, which offers protection for physical damage and liability concerning vehicles like buses and trucks, along with inland and ocean marine policies, agricultural-related products, and other commercial property and niche transportation insurance types. The company's specialty casualty segment delivers products such as excess and surplus lines, executive and professional liability, general liability, and umbrella and excess liability policies. It also develops customized programs for small to mid-sized enterprises and provides workers' compensation coverage. Furthermore, AFG extends specialty financial insurance products, including risk management solutions tailored for lending and leasing institutions, fidelity and surety bonds, and trade credit insurance. Distribution of these property and casualty policies is primarily conducted through a network of independent insurance agents and brokers. Established in 1872, American Financial Group, Inc. maintains its corporate headquarters in Cincinnati, Ohio.
- Sector
- Financial Services
- Industry
- Insurance - Property & Casualty
- CEO
- Stephen Craig Lindner