American Financial Group, Inc. (AFG) vs Assurant, Inc. (AIZ)
A side-by-side comparison of American Financial Group, Inc. and Assurant, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.
AFG
American Financial Group, Inc.
$141.44Financial ServicesDelayed quote: Sep 23, 2026, 11:20 AM EDT
AIZ
Assurant, Inc.
$271.35Financial ServicesDelayed quote: Sep 23, 2026, 11:20 AM EDT
Total return — AFG vs AIZ
growth of $100 · dividends reinvested · last 10yAFG +226.4% (+12.6%/yr)AIZ +291.6% (+14.6%/yr)AIZ compounded faster over this window
AFG AIZ
AFG vs AIZ: by the numbers
- •AIZ is the larger company ($13.44B vs $11.75B market cap).
- •AFG trades at the lower trailing earnings multiple (12.35 vs 12.85 P/E), one valuation lens rather than an overall verdict.
- •AFG converts more revenue to profit (11.66% vs 7.90% net margin).
- •AIZ grew revenue faster over the past five years (6.32% vs 3.23% CAGR).
- •AFG pays the higher dividend yield (4.95% vs 1.22%).
Metrics side by side
Valuation
| Metric | AFG | AIZ |
|---|---|---|
| P/E ratio | 12.35 | 12.85 |
| Forward P/E | 11.46 | 12.17 |
| P/S ratio | 1.44 | 1.00 |
| P/B ratio | 2.44 | 2.20 |
Profitability
| Metric | AFG | AIZ |
|---|---|---|
| Gross margin | 17.62% | 78.12% |
| Operating margin | 14.71% | 9.86% |
| Net margin | 11.66% | 7.90% |
| ROE | 19.77% | 17.44% |
Dividends
| Metric | AFG | AIZ |
|---|---|---|
| Dividend yield | 4.95% | 1.22% |
| Payout ratio | 61.31% | 16.30% |
Growth (annualized)
| Metric | AFG | AIZ |
|---|---|---|
| Revenue CAGR (5Y) | 3.23% | 6.32% |
| EPS CAGR (5Y) | 4.09% | 19.83% |
| Total return CAGR (5Y) | 8.14% | 12.83% |
Frequently asked
- Which has the lower trailing P/E, AFG or AIZ?
- AFG has the lower trailing P/E: AFG trades at 12.35 and AIZ at 12.85. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, AFG or AIZ?
- Over the past five years, AIZ grew revenue faster — AFG at a 3.23% CAGR versus AIZ at 6.32%.
- Does AFG or AIZ pay a bigger dividend?
- AFG yields 4.95% and AIZ yields 1.22% based on trailing dividends and the latest price.
- Is AFG or AIZ more profitable?
- AFG runs the higher net margin — AFG at 11.66% versus AIZ at 7.90%.
- How have AFG and AIZ total returns compared?
- Over the past 10 years, AFG delivered 12.69% and AIZ delivered 14.37% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
American Financial P/E ratioAssurant P/E ratioAmerican Financial dividend yieldAssurant dividend yieldAmerican Financial ROEAssurant ROEAmerican Financial operating marginAssurant operating marginAmerican Financial revenue growthAssurant revenue growth
American Financial & Assurant appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.