American Financial Group, Inc. (AFG) vs Assurant, Inc. (AIZ)

A side-by-side comparison of American Financial Group, Inc. and Assurant, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnAFG vs AIZ

growth of $100 · dividends reinvested · last 10y
AFG +226.4% (+12.6%/yr)AIZ +291.6% (+14.6%/yr)AIZ compounded faster over this window
100200300400Start $10020182020202220242026$326$392
AFG AIZ

AFG vs AIZ: by the numbers

  • AIZ is the larger company ($13.44B vs $11.75B market cap).
  • AFG trades at the lower trailing earnings multiple (12.35 vs 12.85 P/E), one valuation lens rather than an overall verdict.
  • AFG converts more revenue to profit (11.66% vs 7.90% net margin).
  • AIZ grew revenue faster over the past five years (6.32% vs 3.23% CAGR).
  • AFG pays the higher dividend yield (4.95% vs 1.22%).

Metrics side by side

Valuation

MetricAFGAIZ
P/E ratio12.3512.85
Forward P/E11.4612.17
P/S ratio1.441.00
P/B ratio2.442.20

Profitability

MetricAFGAIZ
Gross margin17.62%78.12%
Operating margin14.71%9.86%
Net margin11.66%7.90%
ROE19.77%17.44%

Dividends

MetricAFGAIZ
Dividend yield4.95%1.22%
Payout ratio61.31%16.30%

Growth (annualized)

MetricAFGAIZ
Revenue CAGR (5Y)3.23%6.32%
EPS CAGR (5Y)4.09%19.83%
Total return CAGR (5Y)8.14%12.83%

Frequently asked

Which has the lower trailing P/E, AFG or AIZ?
AFG has the lower trailing P/E: AFG trades at 12.35 and AIZ at 12.85. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, AFG or AIZ?
Over the past five years, AIZ grew revenue faster — AFG at a 3.23% CAGR versus AIZ at 6.32%.
Does AFG or AIZ pay a bigger dividend?
AFG yields 4.95% and AIZ yields 1.22% based on trailing dividends and the latest price.
Is AFG or AIZ more profitable?
AFG runs the higher net margin — AFG at 11.66% versus AIZ at 7.90%.
How have AFG and AIZ total returns compared?
Over the past 10 years, AFG delivered 12.69% and AIZ delivered 14.37% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.