American Financial Group, Inc. (AFG) vs Assurant, Inc. (AIZ)

A side-by-side comparison of American Financial Group, Inc. and Assurant, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 9, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnAFG vs AIZ

growth of $100 · dividends reinvested · last 23y
AFG +1662.3%AIZ +1635.2%AFG compounded faster
05001k2kStart $10020082012201620202024$1,762$1,735
AFG AIZ

AFG vs AIZ: by the numbers

  • AIZ is the larger company ($14.35B vs $12.10B market cap).
  • AFG trades at the lower trailing earnings multiple (13.81 vs 14.71 P/E), one valuation lens rather than an overall verdict.
  • AFG converts more revenue to profit (10.84% vs 7.60% net margin).
  • AIZ grew revenue faster over the past five years (6.31% vs 3.10% CAGR).
  • AFG pays the higher dividend yield (4.82% vs 1.19%).

Metrics side by side

Valuation

MetricAFGAIZ
P/E ratio13.8114.71
Forward P/E12.3813.47
P/S ratio1.501.10
P/B ratio2.592.48
PEG ratio3.430.74

Profitability

MetricAFGAIZ
Gross margin18.07%77.83%
Operating margin13.75%9.42%
Net margin10.84%7.60%
ROE18.79%17.04%
ROIC9.67%7.04%

Dividends

MetricAFGAIZ
Dividend yield4.82%1.19%
Payout ratio69.85%19.90%

Growth (annualized)

MetricAFGAIZ
Revenue CAGR (5Y)3.10%6.31%
EPS CAGR (5Y)4.03%19.69%
Total return CAGR (5Y)8.64%14.51%

Frequently asked

Which has the lower trailing P/E, AFG or AIZ?
AFG has the lower trailing P/E: AFG trades at 13.81 and AIZ at 14.71. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, AFG or AIZ?
Over the past five years, AIZ grew revenue faster — AFG at a 3.10% CAGR versus AIZ at 6.31%.
Does AFG or AIZ pay a bigger dividend?
AFG yields 4.82% and AIZ yields 1.19% based on trailing dividends and the latest price.
Is AFG or AIZ more profitable?
AFG runs the higher net margin — AFG at 10.84% versus AIZ at 7.60%.
How have AFG and AIZ total returns compared?
Over the past 10 years, AFG delivered 13.14% and AIZ delivered 15.27% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 9, 2026.