American Financial Group, Inc. (AFG) vs Assurant, Inc. (AIZ)
A side-by-side comparison of American Financial Group, Inc. and Assurant, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 9, 2026. Differences are shown without an overall score or investment verdict.
AFG
American Financial Group, Inc.
$145.59Financial ServicesAt close: Aug 7, 2026, 4:00 PM ET
AIZ
Assurant, Inc.
$289.55Financial ServicesAt close: Aug 7, 2026, 4:00 PM ET
Total return — AFG vs AIZ
growth of $100 · dividends reinvested · last 23yAFG +1662.3%AIZ +1635.2%AFG compounded faster
AFG AIZ
AFG vs AIZ: by the numbers
- •AIZ is the larger company ($14.35B vs $12.10B market cap).
- •AFG trades at the lower trailing earnings multiple (13.81 vs 14.71 P/E), one valuation lens rather than an overall verdict.
- •AFG converts more revenue to profit (10.84% vs 7.60% net margin).
- •AIZ grew revenue faster over the past five years (6.31% vs 3.10% CAGR).
- •AFG pays the higher dividend yield (4.82% vs 1.19%).
Metrics side by side
Valuation
| Metric | AFG | AIZ |
|---|---|---|
| P/E ratio | 13.81 | 14.71 |
| Forward P/E | 12.38 | 13.47 |
| P/S ratio | 1.50 | 1.10 |
| P/B ratio | 2.59 | 2.48 |
| PEG ratio | 3.43 | 0.74 |
Profitability
| Metric | AFG | AIZ |
|---|---|---|
| Gross margin | 18.07% | 77.83% |
| Operating margin | 13.75% | 9.42% |
| Net margin | 10.84% | 7.60% |
| ROE | 18.79% | 17.04% |
| ROIC | 9.67% | 7.04% |
Dividends
| Metric | AFG | AIZ |
|---|---|---|
| Dividend yield | 4.82% | 1.19% |
| Payout ratio | 69.85% | 19.90% |
Growth (annualized)
| Metric | AFG | AIZ |
|---|---|---|
| Revenue CAGR (5Y) | 3.10% | 6.31% |
| EPS CAGR (5Y) | 4.03% | 19.69% |
| Total return CAGR (5Y) | 8.64% | 14.51% |
Frequently asked
- Which has the lower trailing P/E, AFG or AIZ?
- AFG has the lower trailing P/E: AFG trades at 13.81 and AIZ at 14.71. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, AFG or AIZ?
- Over the past five years, AIZ grew revenue faster — AFG at a 3.10% CAGR versus AIZ at 6.31%.
- Does AFG or AIZ pay a bigger dividend?
- AFG yields 4.82% and AIZ yields 1.19% based on trailing dividends and the latest price.
- Is AFG or AIZ more profitable?
- AFG runs the higher net margin — AFG at 10.84% versus AIZ at 7.60%.
- How have AFG and AIZ total returns compared?
- Over the past 10 years, AFG delivered 13.14% and AIZ delivered 15.27% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
American Financial P/E ratioAssurant P/E ratioAmerican Financial dividend yieldAssurant dividend yieldAmerican Financial ROEAssurant ROEAmerican Financial operating marginAssurant operating marginAmerican Financial revenue growthAssurant revenue growthAmerican Financial free cash flowAssurant free cash flow
American Financial & Assurant appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 9, 2026.