American Financial Group, Inc. (AFG) vs Assurant, Inc. (AIZ)
AFG and AIZ are evenly matched — 7 metrics each of 14.
A side-by-side comparison of American Financial Group, Inc. and Assurant, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 25, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
AFG
American Financial Group, Inc.
$138.23Financial Services
AIZ
Assurant, Inc.
$263.94Financial Services
Total return — AFG vs AIZ
growth of $100 · last 22yAFG +626.8%AIZ +968.6%AIZ compounded faster
AFG AIZ
AFG vs AIZ: by the numbers
- •AIZ is the larger company ($13.08B vs $11.48B market cap).
- •AFG trades at the lower earnings multiple (13.11 vs 13.41 P/E).
- •AFG converts more revenue to profit (10.78% vs 7.60% net margin).
- •AIZ grew revenue faster over the past five years (6.31% vs 3.20% CAGR).
- •AFG pays the higher dividend yield (5.02% vs 1.30%).
Which is better, AFG or AIZ?
Metric tally: AFG 7 · AIZ 7It depends on what you're optimizing for:
ValueAFG(lower P/E)
GrowthAIZ(faster 5Y revenue CAGR)
IncomeAFG(higher dividend yield)
QualityAFG(higher ROIC)
Metrics side by side
Valuation
| Metric | AFG | AIZ |
|---|---|---|
| P/E ratio | 13.11● | 13.41 |
| Forward P/E | 11.85● | 12.55 |
| P/S ratio | 1.41 | 1.01● |
| P/B ratio | 2.46 | 2.26● |
| PEG ratio | 3.25 | 0.74● |
Profitability
| Metric | AFG | AIZ |
|---|---|---|
| Gross margin | 32.36% | 77.83%● |
| Operating margin | 13.68%● | 9.42% |
| Net margin | 10.78%● | 7.60% |
| ROE | 18.79%● | 17.04% |
| ROIC | 9.67%● | 7.04% |
Dividends
| Metric | AFG | AIZ |
|---|---|---|
| Dividend yield | 5.02%● | 1.30% |
| Payout ratio | 69.05% | 19.90% |
Growth (annualized)
| Metric | AFG | AIZ |
|---|---|---|
| Revenue CAGR (5Y) | 3.20% | 6.31%● |
| EPS CAGR (5Y) | 4.03% | 19.69%● |
| Total return CAGR (5Y) | 8.89% | 13.06%● |
Frequently asked
- Which is better, AFG or AIZ?
- It depends on your goal. value: AFG (lower P/E); growth: AIZ (faster 5Y revenue CAGR); income: AFG (higher dividend yield); quality: AFG (higher ROIC). Across all compared metrics, they are evenly matched.
- Is AFG or AIZ cheaper?
- On trailing earnings, AFG is cheaper: AFG trades at a 13.11 P/E and AIZ at 13.41.
- Which has grown faster, AFG or AIZ?
- Over the past five years, AIZ grew revenue faster — AFG at a 3.20% CAGR versus AIZ at 6.31%.
- Does AFG or AIZ pay a bigger dividend?
- AFG yields 5.02% and AIZ yields 1.30% based on trailing dividends and the latest price.
- Is AFG or AIZ more profitable?
- AFG runs the higher net margin — AFG at 10.78% versus AIZ at 7.60%.
- Which has been the better investment, AFG or AIZ?
- Over the past 10-year, AIZ delivered the higher annualized total return — AFG at 12.66% versus AIZ at 14.43%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
American Financial P/E ratioAssurant P/E ratioAmerican Financial dividend yieldAssurant dividend yieldAmerican Financial ROEAssurant ROEAmerican Financial operating marginAssurant operating marginAmerican Financial revenue growthAssurant revenue growthAmerican Financial free cash flowAssurant free cash flow
American Financial & Assurant appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 25, 2026.