Sector note: Free-cash-flow and enterprise-value multiples (P/FCF, FCF yield, EV/EBITDA, EV/EBIT) are omitted — they aren't meaningful for banks and insurers, whose deposits and reserves a standard model misreads as debt. Book value (P/B), ROE and net interest margin are the right lenses here.
Dividend status: Current payer. A positive current dividend run rate is available.
Last Updated: Sunday, August 9, 2026
| Third-Party DCF Estimate (FMP) | N/A |
| Price Gap vs Third-Party Estimate | N/A |
| PE Ratio | 13.81 |
| PE Ratio Avg TTM | 13.81 |
| PE Ratio Avg 3Y | 12.69 |
| Current VS TTM Avg | +0.01% |
| Current VS 3Y Avg | +8.80% |
| Current VS 5Y Avg | +10.74% |
| PS Ratio | 1.50 |
| PS Ratio Avg TTM | 1.37 |
| PS Ratio Avg 3Y | 1.35 |
| Current VS TTM Avg | +9.24% |
| Current VS 3Y Avg | +11.13% |
| Current VS 5Y Avg | -0.36% |
| PB Ratio | 2.59 |
| PB Ratio Avg TTM | 2.40 |
| PB Ratio Avg 3Y | 2.44 |
| Current VS TTM Avg | +7.71% |
| Current VS 3Y Avg | +6.05% |
| Current VS 5Y Avg | +6.20% |
| Debt/Equity Ratio | 0.39 |
| Debt/Equity Ratio Avg TTM | 0.42 |
| Debt/Equity Ratio Avg 3Y | 0.44 |
| Current VS TTM Avg | -7.94% |
| Current VS 3Y Avg | -11.35% |
| Current VS 5Y Avg | -10.73% |
| PEG Ratio | 3.43 |
| PEG Ratio Avg TTM | N/A |
| PEG Ratio Avg 3Y | 1.29 |
| Current VS TTM Avg | N/A |
| Current VS 3Y Avg | +164.86% |
| Current VS 5Y Avg | +274.18% |
| Earnings Yield | 7.24% |
| Earnings Yield Avg TTM | 7.28% |
| Earnings Yield Avg 3Y | 7.90% |
| Current VS TTM Avg | -0.51% |
| Current VS 3Y Avg | -8.39% |
| Current VS 5Y Avg | -10.20% |
| Current Ratio | 0.48 |
| Current Ratio Avg TTM | 0.91 |
| Current Ratio Avg 3Y | 1.10 |
| Current VS TTM Avg | -47.13% |
| Current VS 3Y Avg | -56.43% |
| Current VS 5Y Avg | -56.94% |
| Quick Ratio | 0.48 |
| Quick Ratio Avg TTM | 0.91 |
| Quick Ratio Avg 3Y | 1.10 |
| Current VS TTM Avg | -47.13% |
| Current VS 3Y Avg | -56.43% |
| Current VS 5Y Avg | -56.94% |
| ROIC | 9.67% |
| ROIC Avg 3Y | 5.40% |
| ROIC Avg 5Y | 4.47% |
| Current VS 3Y Avg | +79.07% |
| Current VS 5Y Avg | +116.25% |
| Current VS 10Y Avg | +238.11% |
| ROA | 2.72% |
| ROA Avg TTM | 3.06% |
| ROA Avg 3Y | 3.33% |
| Current VS TTM Avg | -11.26% |
| Current VS 3Y Avg | -18.32% |
| Current VS 5Y Avg | -27.11% |
| ROE | 18.79% |
| ROE Avg TTM | 18.66% |
| ROE Avg 3Y | 19.88% |
| Current VS TTM Avg | +0.67% |
| Current VS 3Y Avg | -5.46% |
| Current VS 5Y Avg | -13.33% |
| Net Profit Margin | 10.40% |
| Net Profit Margin Avg TTM | 10.35% |
| Net Profit Margin Avg 3Y | 10.75% |
| Current VS TTM Avg | +0.50% |
| Current VS 3Y Avg | -3.21% |
| Current VS 5Y Avg | -9.55% |
| -16.19% |
| 2019 | +27.07% |
| 2018 | -13.06% |
| 2017 | +29.23% |
