Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 2.72% is 27% below its 5-year average of 3.73%, near the low end of its 5-year range (1.05%–8.02%).
As of the fiscal period ended Wednesday, December 31, 2025. 11.26% below its 12-month average of 3.06%.
Annual fiscal-year return on assets; no daily interpolation.
RETURN ON ASSETS (ROA)
2.72%
RETURN ON ASSETS (ROA) AVG TTM
3.06%
RETURN ON ASSETS (ROA) AVG 3Y
3.33%
RETURN ON ASSETS (ROA) AVG 5Y
3.73%
RETURN ON ASSETS (ROA) AVG 10Y
2.49%
RETURN ON ASSETS (ROA) AVG 15Y
1.71%
RETURN ON ASSETS (ROA) AVG 20Y
1.27%
CURRENT VS TTM AVG
-11.26%
CURRENT VS 3Y AVG
-18.32%
CURRENT VS 5Y AVG
-27.11%
CURRENT VS 10Y AVG
+9.12%
CURRENT VS 15Y AVG
+59.19%
CURRENT VS 20Y AVG
+113.48%
SECTOR MEDIAN · FINANCIAL SERVICES
2.99%
median of 96 covered companies
CURRENT VS SECTOR MEDIAN
-8.88%
vs the sector median at left
American Financial Group, Inc.
Market Cap
$12.10B
Return on Assets (ROA)
2.72%
TTM Avg
3.06%
3Y Avg
3.33%
5Y Avg
3.73%
Market Cap
$11.67B
Return on Assets (ROA)
16.22%
TTM Avg
18.73%
3Y Avg
17.20%
5Y Avg
15.99%
Market Cap
$10.72B
Return on Assets (ROA)
-75.28%
TTM Avg
-20.62%
3Y Avg
-24.11%
5Y Avg
-100.78%
Market Cap
$14.00B
Return on Assets (ROA)
-0.23%
TTM Avg
0.92%
3Y Avg
1.15%
5Y Avg
1.95%
Market Cap
$10.16B
Return on Assets (ROA)
13.50%
TTM Avg
13.56%
3Y Avg
12.21%
5Y Avg
14.12%
Market Cap
$9.97B
Return on Assets (ROA)
-6.01%
TTM Avg
6.82%
3Y Avg
-0.14%
5Y Avg
-8.29%
Market Cap
$14.27B
Return on Assets (ROA)
3.84%
TTM Avg
3.73%
3Y Avg
3.59%
5Y Avg
3.39%
Market Cap
$14.35B
Return on Assets (ROA)
2.80%
TTM Avg
2.29%
3Y Avg
1.83%
5Y Avg
2.05%
Market Cap
$14.84B
Return on Assets (ROA)
3.08%
TTM Avg
2.50%
3Y Avg
2.89%
5Y Avg
2.79%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| American Financial Group, Inc. (AFG) | $12.10B | 2.72% | 3.06% | 3.33% | 3.73% |
| Erie Indemnity Company (ERIE)vs › | $11.67B | 16.22% | 18.73% | 17.20% | 15.99% |
| Bitmine Immersion Technologies, Inc. (BMNR)vs › | $10.72B | -75.28% | -20.62% | -24.11% | -100.78% |
| Invesco Ltd. (IVZ)vs › | $14.00B | -0.23% | 0.92% | 1.15% | 1.95% |
| FactSet Research Systems Inc. (FDS)vs › | $10.16B | 13.50% | 13.56% | 12.21% | 14.12% |
| Hut 8 Corp. (HUT)vs › | $9.97B | -6.01% | 6.82% | -0.14% | -8.29% |
| Globe Life Inc. (GL)vs › | $14.27B | 3.84% | 3.73% | 3.59% | 3.39% |
| Assurant, Inc. (AIZ)vs › | $14.35B | 2.80% | 2.29% | 1.83% | 2.05% |
| Everest Group, Ltd. (EG)vs › | $14.84B | 3.08% | 2.50% | 2.89% | 2.79% |
| Kinsale Capital Group, Inc. (KNSL)vs › | $8.51B | 8.85% | 8.41% | 7.70% | 7.34% |
ROA
2.7%
ROE
18.8%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 2.58% |
| 2024-12-31 | 3.55% |
| 2023-12-31 | 3.46% |
| 2022-12-31 | 3.73% |
| 2021-12-31 | 8.02% |
| 2020-12-31 | 1.05% |
| 2019-12-31 | 1.34% |
| 2018-12-31 | 0.88% |
| 2017-12-31 | 0.83% |
| 2016-12-31 | 1.24% |
| 2015-12-31 | 0.74% |
| 2014-12-31 | 1.01% |
| 2013-12-31 | 1.20% |
| 2012-12-31 | 1.37% |
| 2011-12-31 | 1.03% |
| 2010-12-31 | 1.62% |
| 2009-12-31 | 1.84% |
| 2008-12-31 | 0.73% |
| 2007-12-31 | 1.48% |
| 2006-12-31 | 1.81% |
| 2005-12-31 | 0.91% |
| 2004-12-31 | 1.60% |
| 2003-12-31 | 1.46% |
| 2002-12-31 | 0.44% |
| 2001-12-31 | -0.09% |
| 2000-12-31 | -0.34% |
| 1999-12-31 | 0.88% |
| 1998-12-31 | 0.79% |
| 1997-12-31 | 1.22% |
| 1996-12-31 | 1.55% |
