Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 10.39x is 24% below its 5-year average of 13.76x, near the low end of its 5-year range (8.96x–19.35x).
As of the fiscal period ended Tuesday, March 31, 2026. 18.04% below its 12-month average of 12.68x.
Reported quarterly interest coverage; no daily interpolation.
INTEREST COVERAGE RATIO
10.39x
INTEREST COVERAGE RATIO AVG TTM
12.68x
INTEREST COVERAGE RATIO AVG 3Y
13.77x
INTEREST COVERAGE RATIO AVG 5Y
13.76x
INTEREST COVERAGE RATIO AVG 10Y
12.93x
INTEREST COVERAGE RATIO AVG 15Y
10.53x
INTEREST COVERAGE RATIO AVG 20Y
10.41x
CURRENT VS TTM AVG
-18.04%
CURRENT VS 3Y AVG
-24.54%
CURRENT VS 5Y AVG
-24.49%
CURRENT VS 10Y AVG
-19.61%
CURRENT VS 15Y AVG
-1.36%
CURRENT VS 20Y AVG
-0.15%
SECTOR MEDIAN · FINANCIAL SERVICES
5.21x
median of 92 covered companies
CURRENT VS SECTOR MEDIAN
+99.45%
vs the sector median at left
American Financial Group, Inc.
Market Cap
$12.10B
Interest Coverage Ratio
10.39x
TTM Avg
12.68x
3Y Avg
13.77x
5Y Avg
13.76x
Market Cap
$11.67B
Interest Coverage Ratio
N/A
TTM Avg
132.12x
3Y Avg
286.07x
5Y Avg
253.12x
Market Cap
$10.72B
Interest Coverage Ratio
1813.11x
TTM Avg
1813.11x
3Y Avg
1813.11x
5Y Avg
1813.11x
Market Cap
$14.00B
Interest Coverage Ratio
-8.43x
TTM Avg
14.35x
3Y Avg
16.23x
5Y Avg
12.36x
Market Cap
$10.16B
Interest Coverage Ratio
13.29x
TTM Avg
11.97x
3Y Avg
11.69x
5Y Avg
24.88x
Market Cap
$9.97B
Interest Coverage Ratio
-10.55x
TTM Avg
7.92x
3Y Avg
7.92x
5Y Avg
5.69x
Market Cap
$14.27B
Interest Coverage Ratio
10.36x
TTM Avg
10.40x
3Y Avg
11.16x
5Y Avg
11.71x
Market Cap
$14.35B
Interest Coverage Ratio
9.91x
TTM Avg
9.29x
3Y Avg
7.32x
5Y Avg
6.95x
Market Cap
$14.84B
Interest Coverage Ratio
14.06x
TTM Avg
12.04x
3Y Avg
11.50x
5Y Avg
14.05x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| American Financial Group, Inc. (AFG) | $12.10B | 10.39x | 12.68x | 13.77x | 13.76x |
| Erie Indemnity Company (ERIE)vs › | $11.67B | N/A | 132.12x | 286.07x | 253.12x |
| Bitmine Immersion Technologies, Inc. (BMNR)vs › | $10.72B | 1813.11x | 1813.11x | 1813.11x | 1813.11x |
| Invesco Ltd. (IVZ)vs › | $14.00B | -8.43x | 14.35x | 16.23x | 12.36x |
| FactSet Research Systems Inc. (FDS)vs › | $10.16B | 13.29x | 11.97x | 11.69x | 24.88x |
| Hut 8 Corp. (HUT)vs › | $9.97B | -10.55x | 7.92x | 7.92x | 5.69x |
| Globe Life Inc. (GL)vs › | $14.27B | 10.36x | 10.40x | 11.16x | 11.71x |
| Assurant, Inc. (AIZ)vs › | $14.35B | 9.91x | 9.29x | 7.32x | 6.95x |
| Everest Group, Ltd. (EG)vs › | $14.84B | 14.06x | 12.04x | 11.50x | 14.05x |
| Kinsale Capital Group, Inc. (KNSL)vs › | $8.51B | 59.58x | 55.19x | 48.33x | 163.49x |
Interest Coverage
10.4x
Debt/Equity
0.39
Current Ratio
0.48
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-03-31 | 10.39x |
| 2025-12-31 | 16.48x |
| 2025-09-30 | 14.11x |
| 2025-06-30 | 12.05x |
| 2025-03-31 | 10.37x |
| 2024-12-31 | 16.84x |
| 2024-09-30 | 12.05x |
| 2024-06-30 | 14.26x |
| 2024-03-31 | 16.00x |
| 2023-12-31 | 17.63x |
| 2023-09-30 | 11.53x |
| 2023-06-30 | 13.42x |
| 2023-03-31 | 13.89x |
| 2022-12-31 | 17.30x |
| 2022-09-30 | 11.05x |
| 2022-06-30 | 8.96x |
| 2022-03-31 | 15.70x |
| 2021-12-31 | 19.35x |
| 2021-09-30 | 11.13x |
| 2021-06-30 | 12.52x |
| 2021-03-31 | 13.96x |
| 2020-12-31 | 36.83x |
| 2020-09-30 | 1.67x |
| 2020-06-30 | 6.09x |
| 2020-03-31 | -10.88x |
| 2019-12-31 | 14.39x |
| 2019-09-30 | 10.41x |
| 2019-06-30 | 15.24x |
| 2019-03-31 | 25.81x |
| 2018-12-31 | -2.44x |
| 2018-09-30 | 16.27x |
| 2018-06-30 | 16.25x |
| 2018-03-31 | 11.60x |
| 2017-12-31 | 13.35x |
| 2017-09-30 | 1.38x |
| 2017-06-30 | 8.91x |
| 2017-03-31 | 10.62x |
| 2016-12-31 | 15.10x |
| 2016-09-30 | 9.37x |
| 2016-06-30 | 7.16x |
| 2016-03-31 | 8.67x |
| 2015-12-31 | 12.35x |
| 2015-09-30 | 5.50x |
| 2015-06-30 | 11.30x |
| 2015-03-31 | 1.50x |
| 2014-12-31 | 9.50x |
| 2014-09-30 | 8.06x |
| 2014-06-30 | 7.65x |
| 2014-03-31 | 8.94x |
| 2013-12-31 | 14.47x |
| 2013-09-30 | 7.89x |
| 2013-06-30 | 7.00x |
| 2013-03-31 | 9.72x |
| 2012-12-31 | -1.43x |
| 2012-09-30 | 15.00x |
| 2012-06-30 | 7.16x |
| 2012-03-21 | 7.68x |
| 2011-12-31 | 25.45x |
| 2011-09-30 | 7.43x |
| 2011-06-30 | 2.86x |
| 2011-03-31 | 4.86x |
| 2010-12-31 | 32.81x |
| 2010-09-30 | 9.90x |
| 2010-06-30 | 8.78x |
| 2010-03-31 | 8.17x |
| 2009-12-31 | 13.73x |
| 2009-09-30 | 10.68x |
| 2009-06-30 | 15.85x |
| 2009-03-31 | 10.50x |
| 2008-12-31 | 11.30x |
| 2008-09-30 | 1.72x |
| 2008-06-30 | 5.78x |
| 2008-03-31 | 6.74x |
| 2007-12-31 | 25.98x |
| 2007-09-30 | 10.29x |
| 2007-06-30 | 6.33x |
| 2007-03-31 | 10.72x |
| 2006-12-31 | 24.87x |
| 2006-09-30 | 8.60x |
| 2006-06-30 | 8.57x |
| 2006-03-31 | 9.18x |
| 2005-12-31 | 13069.26x |
| 2005-09-30 | -1.42x |
| 2005-06-30 | 7.39x |
| 2005-03-31 | 5.33x |
| 2004-12-31 | 21623.38x |
| 2004-09-30 | 12.89x |
| 2004-06-30 | 5.12x |
| 2004-03-31 | 6.92x |
| 2003-12-31 | 23664.52x |
| 2003-09-30 | 4.92x |
| 2003-06-30 | 3.33x |
| 2003-03-31 | 2.87x |
| 2002-12-31 | 3.26x |
| 2002-09-30 | 3.29x |
| 2002-06-30 | 1.63x |
