Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 13.41x is in line with its 5-year average of 13.72x, around the middle of its 5-year range (8.96x–19.35x).
1.29% above its 12-month average of 13.24x.
Reported quarterly interest coverage; no daily interpolation. Q2 FY2026 (2026-06-30): 13.17x.
INTEREST COVERAGE RATIO
13.41x
INTEREST COVERAGE RATIO AVG TTM
13.24x
INTEREST COVERAGE RATIO AVG 3Y
13.72x
INTEREST COVERAGE RATIO AVG 5Y
13.72x
INTEREST COVERAGE RATIO AVG 10Y
13.05x
INTEREST COVERAGE RATIO AVG 15Y
10.91x
INTEREST COVERAGE RATIO AVG 20Y
10.46x
CURRENT VS TTM AVG
+1.29%
CURRENT VS 3Y AVG
-2.23%
CURRENT VS 5Y AVG
-2.28%
CURRENT VS 10Y AVG
+2.73%
CURRENT VS 15Y AVG
+22.87%
CURRENT VS 20Y AVG
+28.18%
SECTOR MEDIAN · FINANCIAL SERVICES
5.23x
median of 98 covered companies
CURRENT VS SECTOR MEDIAN
+156.41%
vs the sector median at left
American Financial Group, Inc.
Market Cap
$11.67B
Interest Coverage Ratio
13.41x
TTM Avg
13.24x
3Y Avg
13.72x
5Y Avg
13.72x
Market Cap
$12.00B
Interest Coverage Ratio
-10.55x
TTM Avg
7.92x
3Y Avg
7.92x
5Y Avg
5.69x
Market Cap
$10.83B
Interest Coverage Ratio
N/A
TTM Avg
132.12x
3Y Avg
286.07x
5Y Avg
253.12x
Market Cap
$13.16B
Interest Coverage Ratio
10.36x
TTM Avg
10.40x
3Y Avg
11.16x
5Y Avg
11.71x
Market Cap
$13.43B
Interest Coverage Ratio
9.91x
TTM Avg
9.29x
3Y Avg
7.32x
5Y Avg
6.95x
Market Cap
$9.83B
Interest Coverage Ratio
13.29x
TTM Avg
11.97x
3Y Avg
11.69x
5Y Avg
24.88x
Market Cap
$13.68B
Interest Coverage Ratio
-8.43x
TTM Avg
14.35x
3Y Avg
16.23x
5Y Avg
12.36x
Market Cap
$14.68B
Interest Coverage Ratio
14.06x
TTM Avg
12.04x
3Y Avg
11.50x
5Y Avg
14.05x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| American Financial Group, Inc. (AFG) | $11.67B | 13.41x | 13.24x | 13.72x | 13.72x |
| Hut 8 Corp. (HUT)vs › | $12.00B | -10.55x | 7.92x | 7.92x | 5.69x |
| Erie Indemnity Company (ERIE)vs › | $10.83B | N/A | 132.12x | 286.07x | 253.12x |
| Globe Life Inc. (GL)vs › | $13.16B | 10.36x | 10.40x | 11.16x | 11.71x |
| Assurant, Inc. (AIZ)vs › | $13.43B | 9.91x | 9.29x | 7.32x | 6.95x |
| FactSet Research Systems Inc. (FDS)vs › | $9.83B | 13.29x | 11.97x | 11.69x | 24.88x |
| Invesco Ltd. (IVZ)vs › | $13.68B | -8.43x | 14.35x | 16.23x | 12.36x |
| TransUnion (TRU)vs › | $13.77B | 3.64x | 3.08x | 2.33x | 2.99x |
| Everest Group, Ltd. (EG)vs › | $14.68B | 14.06x | 12.04x | 11.50x | 14.05x |
| TeraWulf Inc. (WULF)vs › | $8.59B | -2.12x | 2.49x | 2.49x | 2.49x |
Interest Coverage
13.4x
Debt/Equity
0.38
Current Ratio
0.50
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | 13.17x |
| 2026-03-31 | 10.39x |
| 2025-12-31 | 16.48x |
| 2025-09-30 | 14.11x |
| 2025-06-30 | 12.05x |
| 2025-03-31 | 10.37x |
| 2024-12-31 | 16.84x |
| 2024-09-30 | 12.05x |
| 2024-06-30 | 14.26x |
| 2024-03-31 | 16.00x |
| 2023-12-31 | 17.63x |
| 2023-09-30 | 11.53x |
| 2023-06-30 | 13.42x |
| 2023-03-31 | 13.89x |
| 2022-12-31 | 17.30x |
| 2022-09-30 | 11.05x |
| 2022-06-30 | 8.96x |
| 2022-03-31 | 15.70x |
| 2021-12-31 | 19.35x |
| 2021-09-30 | 11.13x |
| 2021-06-30 | 12.52x |
| 2021-03-31 | 13.96x |
| 2020-12-31 | 36.83x |
| 2020-09-30 | 1.67x |
| 2020-06-30 | 6.09x |
| 2020-03-31 | -10.88x |
| 2019-12-31 | 14.39x |
| 2019-09-30 | 10.41x |
| 2019-06-30 | 15.24x |
| 2019-03-31 | 25.81x |
| 2018-12-31 | -2.44x |
| 2018-09-30 | 16.27x |
| 2018-06-30 | 16.25x |
| 2018-03-31 | 11.60x |
| 2017-12-31 | 13.35x |
| 2017-09-30 | 1.38x |
| 2017-06-30 | 8.91x |
| 2017-03-31 | 10.62x |
| 2016-12-31 | 15.10x |
| 2016-09-30 | 9.37x |
| 2016-06-30 | 7.16x |
| 2016-03-31 | 8.67x |
| 2015-12-31 | 12.35x |
| 2015-09-30 | 5.50x |
| 2015-06-30 | 11.30x |
| 2015-03-31 | 1.50x |
| 2014-12-31 | 9.50x |
| 2014-09-30 | 8.06x |
| 2014-06-30 | 7.65x |
| 2014-03-31 | 8.94x |
| 2013-12-31 | 14.47x |
| 2013-09-30 | 7.89x |
| 2013-06-30 | 7.00x |
| 2013-03-31 | 9.72x |
| 2012-12-31 | -1.43x |
| 2012-09-30 | 15.00x |
| 2012-06-30 | 7.16x |
| 2012-03-21 | 7.68x |
| 2011-12-31 | 25.45x |
| 2011-09-30 | 7.43x |
| 2011-06-30 | 2.86x |
| 2011-03-31 | 4.86x |
| 2010-12-31 | 32.81x |
| 2010-09-30 | 9.90x |
| 2010-06-30 | 8.78x |
| 2010-03-31 | 8.17x |
| 2009-12-31 | 13.73x |
| 2009-09-30 | 10.68x |
| 2009-06-30 | 15.85x |
| 2009-03-31 | 10.50x |
| 2008-12-31 | 11.30x |
| 2008-09-30 | 1.72x |
| 2008-06-30 | 5.78x |
| 2008-03-31 | 6.74x |
| 2007-12-31 | 25.98x |
| 2007-09-30 | 10.29x |
| 2007-06-30 | 6.33x |
| 2007-03-31 | 10.72x |
| 2006-12-31 | 24.87x |
| 2006-09-30 | 8.60x |
| 2006-06-30 | 8.57x |
| 2006-03-31 | 9.18x |
| 2005-12-31 | 13069.26x |
| 2005-09-30 | -1.42x |
| 2005-06-30 | 7.39x |
| 2005-03-31 | 5.33x |
| 2004-12-31 | 21623.38x |
| 2004-09-30 | 12.89x |
| 2004-06-30 | 5.12x |
| 2004-03-31 | 6.92x |
| 2003-12-31 | 23664.52x |
| 2003-09-30 | 4.92x |
| 2003-06-30 | 3.33x |
| 2003-03-31 | 2.87x |
| 2002-12-31 | 3.26x |
| 2002-09-30 | 3.29x |
