Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of -17.47x is 279% below its 5-year average of 9.74x, near the low end of its 5-year range (-17.47x–14.75x).
As of the fiscal period ended Tuesday, June 30, 2026. 440.26% below its 12-month average of 5.13x.
Reported quarterly interest coverage; no daily interpolation.
INTEREST COVERAGE RATIO
-17.47x
INTEREST COVERAGE RATIO AVG TTM
5.13x
INTEREST COVERAGE RATIO AVG 3Y
10.82x
INTEREST COVERAGE RATIO AVG 5Y
11.10x
INTEREST COVERAGE RATIO AVG 10Y
10.31x
INTEREST COVERAGE RATIO AVG 15Y
10.17x
INTEREST COVERAGE RATIO AVG 20Y
10.30x
CURRENT VS TTM AVG
-440.26%
CURRENT VS 3Y AVG
-261.42%
CURRENT VS 5Y AVG
-257.40%
CURRENT VS 10Y AVG
-269.34%
CURRENT VS 15Y AVG
-271.68%
CURRENT VS 20Y AVG
-269.58%
SECTOR MEDIAN · FINANCIAL SERVICES
5.20x
median of 91 covered companies
CURRENT VS SECTOR MEDIAN
-435.87%
vs the sector median at left
Globe Life Inc.
Market Cap
$14.35B
Interest Coverage Ratio
-17.47x
TTM Avg
5.13x
3Y Avg
10.82x
5Y Avg
11.10x
Market Cap
$14.69B
Interest Coverage Ratio
14.06x
TTM Avg
12.04x
3Y Avg
11.50x
5Y Avg
14.05x
Market Cap
$13.97B
Interest Coverage Ratio
9.91x
TTM Avg
9.29x
3Y Avg
7.32x
5Y Avg
6.95x
Market Cap
$13.50B
Interest Coverage Ratio
-8.43x
TTM Avg
14.35x
3Y Avg
16.23x
5Y Avg
12.36x
Market Cap
$12.70B
Interest Coverage Ratio
-10.55x
TTM Avg
7.92x
3Y Avg
7.92x
5Y Avg
5.69x
Market Cap
$16.39B
Interest Coverage Ratio
-74.34x
TTM Avg
114.34x
3Y Avg
114.34x
5Y Avg
114.34x
Market Cap
$11.77B
Interest Coverage Ratio
13.41x
TTM Avg
14.10x
3Y Avg
13.88x
5Y Avg
12.26x
Market Cap
$17.08B
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$11.08B
Interest Coverage Ratio
N/A
TTM Avg
132.12x
3Y Avg
286.07x
5Y Avg
253.12x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Globe Life Inc. (GL) | $14.35B | -17.47x | 5.13x | 10.82x | 11.10x |
| Everest Group, Ltd. (EG)vs › | $14.69B | 14.06x | 12.04x | 11.50x | 14.05x |
| Assurant, Inc. (AIZ)vs › | $13.97B | 9.91x | 9.29x | 7.32x | 6.95x |
| Invesco Ltd. (IVZ)vs › | $13.50B | -8.43x | 14.35x | 16.23x | 12.36x |
| Hut 8 Corp. (HUT)vs › | $12.70B | -10.55x | 7.92x | 7.92x | 5.69x |
| Circle Internet Group (CRCL)vs › | $16.39B | -74.34x | 114.34x | 114.34x | 114.34x |
| American Financial Group, Inc. (AFG)vs › | $11.77B | 13.41x | 14.10x | 13.88x | 12.26x |
| WisdomTree U.S. Quality Dividend Growth Fund (DGRW)vs › | $17.08B | N/A | N/A | N/A | N/A |
| Erie Indemnity Company (ERIE)vs › | $11.08B | N/A | 132.12x | 286.07x | 253.12x |
| Franklin Resources, Inc. (BEN)vs › | $18.10B | 6.37x | 5.28x | 9.38x | 15.15x |
Interest Coverage
-17.5x
Debt/Equity
0.46
Current Ratio
1.13
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | -17.47x |
| 2026-03-31 | 10.83x |
| 2025-12-31 | 10.12x |
| 2025-09-30 | 13.20x |
| 2025-06-30 | 8.98x |
| 2025-03-31 | 9.03x |
| 2024-12-31 | 8.75x |
| 2024-09-30 | 12.01x |
| 2024-06-30 | 10.26x |
| 2024-03-31 | 11.01x |
| 2023-12-31 | 13.11x |
| 2023-09-30 | 12.28x |
| 2023-06-30 | 10.25x |
| 2023-03-31 | 11.03x |
| 2022-12-31 | 10.45x |
| 2022-09-30 | 9.80x |
| 2022-06-30 | 12.66x |
| 2022-03-31 | 14.75x |
| 2021-12-31 | 11.07x |
| 2021-09-30 | 11.05x |
| 2021-06-30 | 11.27x |
| 2021-03-31 | 10.33x |
| 2020-12-31 | 11.68x |
| 2020-09-30 | 10.68x |
| 2020-06-30 | 9.30x |
| 2020-03-31 | 9.75x |
| 2019-12-31 | 11.08x |
| 2019-09-30 | 11.73x |
| 2019-06-30 | 10.67x |
| 2019-03-31 | 10.72x |
| 2018-12-31 | 8.62x |
| 2018-09-30 | 9.82x |
| 2018-06-30 | 10.12x |
| 2018-03-31 | 9.84x |
| 2017-12-31 | 9.97x |
| 2017-09-30 | 10.52x |
| 2017-06-30 | 9.54x |
| 2017-03-31 | 9.26x |
| 2016-12-31 | 8.59x |
| 2016-09-30 | 9.88x |
| 2016-06-30 | 8.63x |
| 2016-03-31 | 10.09x |
| 2015-12-31 | 9.40x |
| 2015-09-30 | 10.34x |
| 2015-06-30 | 10.29x |
| 2015-03-31 | 10.20x |
| 2014-12-31 | 11.14x |
| 2014-09-30 | 10.35x |
| 2014-06-30 | 10.18x |
| 2014-03-31 | 10.37x |
| 2013-12-31 | 10.82x |
| 2013-09-30 | 9.70x |
| 2013-06-30 | 9.26x |
| 2013-03-31 | 8.29x |
| 2012-12-31 | 10.33x |
| 2012-09-30 | 9.51x |
| 2012-06-30 | 9.49x |
| 2012-03-31 | 8.65x |
| 2011-12-31 | 9.35x |
| 2011-09-30 | 9.74x |
| 2011-06-30 | 10.77x |
| 2011-03-31 | 7.58x |
| 2010-12-31 | 11.35x |
| 2010-09-30 | 11.09x |
| 2010-06-30 | 9.61x |
| 2010-03-31 | 9.19x |
| 2009-12-31 | 9.02x |
| 2009-09-30 | 7.07x |
| 2009-06-30 | 10.75x |
| 2009-03-31 | 8.06x |
| 2008-12-31 | 11.51x |
| 2008-09-30 | 6.81x |
| 2008-06-30 | 12.46x |
| 2008-03-31 | 11.03x |
| 2007-12-31 | 12.29x |
| 2007-09-30 | 11.47x |
| 2007-06-30 | 11.61x |
| 2007-03-31 | 11.84x |
| 2006-12-31 | 11.42x |
| 2006-09-30 | 8.83x |
| 2006-06-30 | 11.00x |
| 2006-03-31 | 11.51x |
| 2005-12-31 | 10.82x |
| 2005-09-30 | 11.87x |
| 2005-06-30 | 13.20x |
| 2005-03-31 | 12.16x |
| 2004-12-31 | 12.25x |
| 2004-09-30 | 13.48x |
| 2004-06-30 | 12.31x |
| 2004-03-31 | 13.01x |
| 2003-12-31 | 12.25x |
| 2003-09-30 | 11.74x |
| 2003-06-30 | 11.84x |
| 2003-03-31 | 10.80x |
| 2002-12-31 | 23.44x |
| 2002-09-30 | 25.38x |
