Globe Life Inc. (GL) Operating Margin: 24.92%
Is Globe Life Inc.’s operating margin high or low?
Globe Life Inc.'s operating margin of 24.92% is 11% above its 5-year average of 22.36%, near the high end of its 5-year range (18.92%–24.92%).
As of Friday, June 19, 2026. 5.28% above its 12-month average of 23.67%.
GL Operating Margin Chart
GL Average Operating Margin Chart
GL Current vs Average Operating Margin Chart
GL Operating Margin Metrics
OPERATING MARGIN
24.92%
OPERATING MARGIN AVG TTM
23.67%
OPERATING MARGIN AVG 3Y
22.59%
OPERATING MARGIN AVG 5Y
22.36%
OPERATING MARGIN AVG 10Y
21.54%
OPERATING MARGIN AVG 15Y
21.36%
OPERATING MARGIN AVG 20Y
21.54%
CURRENT VS TTM AVG
+5.28%
CURRENT VS 3Y AVG
+10.33%
CURRENT VS 5Y AVG
+11.45%
CURRENT VS 10Y AVG
+15.69%
CURRENT VS 15Y AVG
+16.66%
CURRENT VS 20Y AVG
+15.69%
GL Competitors' Operating Margin
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Globe Life Inc. (GL) | $13.26B | 24.92% | 23.67% | 22.59% | 22.36% |
| Assurant, Inc. (AIZ)vs › | $12.88B | 9.42% | 8.15% | 6.74% | 6.76% |
| Global Payments Inc. (GPN)vs › | $15.83B | 16.21% | 20.86% | 21.67% | 20.60% |
| Franklin Resources, Inc. (BEN)vs › | $17.17B | 9.34% | 5.85% | 11.80% | 14.71% |
| Kinsale Capital Group, Inc. (KNSL)vs › | $7.12B | 34.51% | 33.14% | 30.23% | 28.61% |
| Brown & Brown, Inc. (BRO)vs › | $20.03B | 26.79% | 28.76% | 28.02% | 27.63% |
| Circle Internet Group (CRCL)vs › | $21.44B | -4.65% | 3.33% | 5.07% | -46.87% |
| Main Street Capital Corporation (MAIN)vs › | $4.74B | 66.79% | 77.53% | 73.88% | 64.77% |
| Loews Corporation (L)vs › | $22.07B | 12.62% | 11.71% | 11.02% | 8.19% |
| SoFi Technologies, Inc. (SOFI)vs › | $22.97B | 12.56% | 8.66% | -2.78% | -16.52% |
Operating Efficiency
Gross Margin
38.1%
Operating Margin
24.9%
Globe Life Inc. Operating Margin Formula & Definition
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Globe Life Inc. Operating Margin FAQ
- What is the operating margin for Globe Life Inc. (GL)?
- The operating margin for GL stock is 24.92%.
- Is Globe Life Inc.'s operating margin high or low?
- Globe Life Inc.'s operating margin of 24.92% is 11% above its 5-year average of 22.36%, near the high end of its 5-year range (18.92%–24.92%).
- What is the TTM average operating margin for Globe Life Inc. (GL)?
- The TTM average operating margin for GL stock is 23.67%.
- What is the 3Y average operating margin for Globe Life Inc. (GL)?
- The 3Y average operating margin for GL stock is 22.59%.
- What is the 5Y average operating margin for Globe Life Inc. (GL)?
- The 5Y average operating margin for GL stock is 22.36%.
- What is the 10Y average operating margin for Globe Life Inc. (GL)?
- The 10Y average operating margin for GL stock is 21.54%.
- What is the 15Y average operating margin for Globe Life Inc. (GL)?
- The 15Y average operating margin for GL stock is 21.36%.
- What is the 20Y average operating margin for Globe Life Inc. (GL)?
- The 20Y average operating margin for GL stock is 21.54%.
Globe Life Inc. Operating Margin History
| DATE | OPERATING MARGIN |
|---|---|
| 2025-12-31 | 24.38% |
| 2024-12-31 | 22.96% |
| 2023-12-31 | 21.92% |
| 2022-12-31 | 21.09% |
| 2021-12-31 | 24.89% |
| 2020-12-31 | 18.92% |
| 2019-12-31 | 20.57% |
| 2018-12-31 | 20.02% |
| 2017-12-31 | 22.23% |
| 2016-12-31 | 19.63% |
| 2015-12-31 | 20.34% |
| 2014-12-31 | 21.67% |
| 2013-12-31 | 21.62% |
| 2012-12-31 | 21.34% |
| 2011-12-31 | 21.43% |
| 2010-12-31 | 22.29% |
| 2009-12-31 | 18.53% |
| 2008-12-31 | 19.66% |
| 2007-12-31 | 22.85% |
| 2006-12-31 | 22.61% |
| 2005-12-31 | 23.40% |
| 2004-12-31 | 23.47% |
| 2003-12-31 | 22.28% |
| 2002-12-31 | 21.37% |
| 2001-12-31 | 22.22% |
| 2000-12-31 | 22.47% |
| 1999-12-31 | 18.07% |
| 1998-12-31 | 20.71% |
| 1997-12-31 | 36.97% |
| 1996-12-31 | 22.45% |
About Globe Life Inc.
Globe Life Inc. delivers diverse life insurance and supplementary health coverage, alongside annuity products, targeting households in the lower-middle to middle-income brackets throughout the United States. The company's operations are structured into four key segments: Life Insurance, Supplemental Health Insurance, Annuities, and Investments. Its offerings encompass whole life, term life, and other life protection plans; supplemental health benefits like Medicare supplements, critical illness, and accident policies; and both single-premium and flexible-premium deferred annuities. Founded in 1979 and headquartered in McKinney, Texas, the enterprise rebranded from Torchmark Corporation to Globe Life Inc. in August 2019.
- Sector
- Financial Services
- Industry
- Insurance - Life
- CEO
- Frank Martin Svoboda