Sector note: Free-cash-flow and enterprise-value multiples (P/FCF, FCF yield, EV/EBITDA, EV/EBIT) are omitted — they aren't meaningful for banks and insurers, whose deposits and reserves a standard model misreads as debt. Book value (P/B), ROE and net interest margin are the right lenses here.
Dividend status: Current payer. A positive current dividend run rate is available.
Last Updated: Tuesday, August 4, 2026
| Third-Party DCF Estimate (FMP) | N/A |
| Price Gap vs Third-Party Estimate | N/A |
| PE Ratio | 22.84 |
| PE Ratio Avg TTM | 10.69 |
| PE Ratio Avg 3Y | 10.63 |
| Current VS TTM Avg | +113.60% |
| Current VS 3Y Avg | +114.92% |
| Current VS 5Y Avg | +92.55% |
| PS Ratio | 2.37 |
| PS Ratio Avg TTM | 1.95 |
| PS Ratio Avg 3Y | 1.92 |
| Current VS TTM Avg | +21.33% |
| Current VS 3Y Avg | +23.72% |
| Current VS 5Y Avg | +19.95% |
| PB Ratio | 2.41 |
| PB Ratio Avg TTM | 2.06 |
| PB Ratio Avg 3Y | 2.11 |
| Current VS TTM Avg | +17.01% |
| Current VS 3Y Avg | +14.18% |
| Current VS 5Y Avg | +19.66% |
| Debt/Equity Ratio | 0.00 |
| Debt/Equity Ratio Avg TTM | 0.38 |
| Debt/Equity Ratio Avg 3Y | 0.49 |
| Current VS TTM Avg | -100.00% |
| Current VS 3Y Avg | -100.00% |
| Current VS 5Y Avg | -100.00% |
| PEG Ratio | 0.51 |
| PEG Ratio Avg TTM | 0.52 |
| PEG Ratio Avg 3Y | 0.65 |
| Current VS TTM Avg | -1.92% |
| Current VS 3Y Avg | -20.93% |
| Current VS 5Y Avg | -46.76% |
| Earnings Yield | 4.38% |
| Earnings Yield Avg TTM | 9.40% |
| Earnings Yield Avg 3Y | 9.58% |
| Current VS TTM Avg | -53.39% |
| Current VS 3Y Avg | -54.28% |
| Current VS 5Y Avg | -49.36% |
| Current Ratio | 0.00 |
| Current Ratio Avg TTM | 5.88 |
| Current Ratio Avg 3Y | 11.17 |
| Current VS TTM Avg | -100.00% |
| Current VS 3Y Avg | -100.00% |
| Current VS 5Y Avg | -100.00% |
| Quick Ratio | 0.00 |
| Quick Ratio Avg TTM | 5.88 |
| Quick Ratio Avg 3Y | 11.17 |
| Current VS TTM Avg | -100.00% |
| Current VS 3Y Avg | -100.00% |
| Current VS 5Y Avg | -100.00% |
| ROIC | 4.05% |
| ROIC Avg 3Y | 3.79% |
| ROIC Avg 5Y | 51.00% |
| Current VS 3Y Avg | +6.79% |
| Current VS 5Y Avg | -92.06% |
| Current VS 10Y Avg | -96.77% |
| ROA | 3.91% |
| ROA Avg TTM | 3.73% |
| ROA Avg 3Y | 3.59% |
| Current VS TTM Avg | +4.97% |
| Current VS 3Y Avg | +8.99% |
| Current VS 5Y Avg | +15.40% |
| ROE | 19.92% |
| ROE Avg TTM | 19.80% |
| ROE Avg 3Y | 20.98% |
| Current VS TTM Avg | +0.58% |
| Current VS 3Y Avg | -5.03% |
| Current VS 5Y Avg | +14.74% |
| Net Profit Margin | 17.99% |
| Net Profit Margin Avg TTM | 19.10% |
| Net Profit Margin Avg 3Y | 17.69% |
| Current VS TTM Avg | -5.81% |
| Current VS 3Y Avg | +1.70% |
| Current VS 5Y Avg | +3.92% |
| -8.93% |
| 2019 | +42.34% |
| 2018 | -17.23% |
| 2017 | +23.92% |
