Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on invested capital (ROIC) high or low?
The return on invested capital (ROIC) of 4.05% is 92% below its 5-year average of 51.00%, near the low end of its 5-year range (3.61%–287.06%).
As of the fiscal period ended Wednesday, December 31, 2025. 2.02% above its 12-month average of 3.97%.
Annual fiscal-year return on invested capital; no daily interpolation.
RETURN ON INVESTED CAPITAL (ROIC)
4.05%
RETURN ON INVESTED CAPITAL (ROIC) AVG TTM
3.97%
RETURN ON INVESTED CAPITAL (ROIC) AVG 3Y
3.79%
RETURN ON INVESTED CAPITAL (ROIC) AVG 5Y
51.00%
RETURN ON INVESTED CAPITAL (ROIC) AVG 10Y
125.41%
RETURN ON INVESTED CAPITAL (ROIC) AVG 15Y
153.95%
RETURN ON INVESTED CAPITAL (ROIC) AVG 20Y
160.92%
CURRENT VS TTM AVG
+2.02%
CURRENT VS 3Y AVG
+6.79%
CURRENT VS 5Y AVG
-92.06%
CURRENT VS 10Y AVG
-96.77%
CURRENT VS 15Y AVG
-97.37%
CURRENT VS 20Y AVG
-97.48%
SECTOR MEDIAN · FINANCIAL SERVICES
5.98%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
-32.27%
vs the sector median at left
Globe Life Inc.
Market Cap
$14.38B
Return on Invested Capital (ROIC)
4.05%
TTM Avg
3.97%
3Y Avg
3.79%
5Y Avg
51.00%
Market Cap
$14.83B
Return on Invested Capital (ROIC)
8.05%
TTM Avg
7.79%
3Y Avg
8.21%
5Y Avg
13.34%
Market Cap
$13.95B
Return on Invested Capital (ROIC)
7.04%
TTM Avg
6.96%
3Y Avg
5.78%
5Y Avg
4.68%
Market Cap
$13.37B
Return on Invested Capital (ROIC)
-1.18%
TTM Avg
0.60%
3Y Avg
0.88%
5Y Avg
1.79%
Market Cap
$15.81B
Return on Invested Capital (ROIC)
-1.80%
TTM Avg
2.39%
3Y Avg
4.03%
5Y Avg
-8.50%
Market Cap
$12.53B
Return on Invested Capital (ROIC)
-10.17%
TTM Avg
6.92%
3Y Avg
-0.58%
5Y Avg
-4.72%
Market Cap
$11.79B
Return on Invested Capital (ROIC)
9.67%
TTM Avg
6.81%
3Y Avg
5.40%
5Y Avg
4.47%
Market Cap
$17.01B
Return on Invested Capital (ROIC)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$11.32B
Return on Invested Capital (ROIC)
23.22%
TTM Avg
24.41%
3Y Avg
22.93%
5Y Avg
10.72%
| NAME | MARKET CAP | RETURN ON INVESTED CAPITAL (ROIC) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Globe Life Inc. (GL) | $14.38B | 4.05% | 3.97% | 3.79% | 51.00% |
| Everest Group, Ltd. (EG)vs › | $14.83B | 8.05% | 7.79% | 8.21% | 13.34% |
| Assurant, Inc. (AIZ)vs › | $13.95B | 7.04% | 6.96% | 5.78% | 4.68% |
| Invesco Ltd. (IVZ)vs › | $13.37B | -1.18% | 0.60% | 0.88% | 1.79% |
| Circle Internet Group (CRCL)vs › | $15.81B | -1.80% | 2.39% | 4.03% | -8.50% |
| Hut 8 Corp. (HUT)vs › | $12.53B | -10.17% | 6.92% | -0.58% | -4.72% |
| American Financial Group, Inc. (AFG)vs › | $11.79B | 9.67% | 6.81% | 5.40% | 4.47% |
| WisdomTree U.S. Quality Dividend Growth Fund (DGRW)vs › | $17.01B | N/A | N/A | N/A | N/A |
| Erie Indemnity Company (ERIE)vs › | $11.32B | 23.22% | 24.41% | 22.93% | 10.72% |
| Franklin Resources, Inc. (BEN)vs › | $18.33B | 1.38% | 1.18% | 2.62% | 3.62% |
ROIC
4.0%
ROE
19.9%
ROIC = NOPAT / Invested Capital
Return on invested capital measures the after-tax return a company earns on all capital (debt and equity) invested in the business.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON INVESTED CAPITAL (ROIC) |
|---|---|
| 2025-12-31 | 4.05% |
| 2024-12-31 | 3.89% |
| 2023-12-31 | 3.62% |
| 2022-12-31 | 3.61% |
| 2021-12-31 | 3.75% |
| 2020-12-31 | 287.06% |
| 2019-12-31 | 254.70% |
| 2018-12-31 | 227.88% |
| 2017-12-31 | 281.63% |
| 2016-12-31 | 204.02% |
| 2015-12-31 | 105.34% |
| 2014-12-31 | 221.51% |
| 2013-12-31 | 221.42% |
| 2012-12-31 | 165.91% |
| 2011-12-31 | 221.32% |
| 2010-12-31 | 253.47% |
| 2009-12-31 | 165.47% |
| 2008-12-31 | 106.44% |
| 2007-12-31 | 261.08% |
| 2006-12-31 | 305.55% |
| 2005-12-31 | 77.54% |
| 2004-12-31 | 138.71% |
| 2003-12-31 | 235.74% |
| 2002-12-31 | 195.06% |
| 2001-12-31 | 193.82% |
| 2000-12-31 | 113.64% |
| 1999-12-31 | 64.08% |
| 1998-12-31 | 82.35% |
| 1997-12-31 | 145.87% |
| 1996-12-31 | 768.79% |
