Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the quick ratio (acid-test) high or low?
The quick ratio (acid-test) of 1.41 is 91% below its 5-year average of 15.53, near the low end of its 5-year range (1.13–38.36).
As of the fiscal period ended Tuesday, June 30, 2026. 77.18% below its 12-month average of 6.16.
Reported quarterly quick ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 1.41.
QUICK RATIO (ACID-TEST)
1.41
QUICK RATIO (ACID-TEST) AVG TTM
6.16
QUICK RATIO (ACID-TEST) AVG 3Y
11.28
QUICK RATIO (ACID-TEST) AVG 5Y
15.53
QUICK RATIO (ACID-TEST) AVG 10Y
8.80
QUICK RATIO (ACID-TEST) AVG 15Y
4.07
QUICK RATIO (ACID-TEST) AVG 20Y
0.04
CURRENT VS TTM AVG
-77.18%
CURRENT VS 3Y AVG
-87.53%
CURRENT VS 5Y AVG
-90.94%
CURRENT VS 10Y AVG
-84.02%
CURRENT VS 15Y AVG
-65.41%
CURRENT VS 20Y AVG
+3282.26%
SECTOR MEDIAN · FINANCIAL SERVICES
1.08
median of 102 covered companies
CURRENT VS SECTOR MEDIAN
+30.22%
vs the sector median at left
Globe Life Inc.
Market Cap
$13.41B
Quick Ratio (Acid-Test)
1.41
TTM Avg
6.16
3Y Avg
11.28
5Y Avg
15.53
Market Cap
$14.87B
Quick Ratio (Acid-Test)
0.40
TTM Avg
0.77
3Y Avg
0.73
5Y Avg
0.82
Market Cap
$14.90B
Quick Ratio (Acid-Test)
36.68
TTM Avg
26.00
3Y Avg
13.84
5Y Avg
9.36
Market Cap
$11.80B
Quick Ratio (Acid-Test)
0.50
TTM Avg
0.81
3Y Avg
0.91
5Y Avg
1.09
Market Cap
$11.18B
Quick Ratio (Acid-Test)
1.25
TTM Avg
1.33
3Y Avg
1.27
5Y Avg
1.26
| NAME | MARKET CAP | QUICK RATIO (ACID-TEST) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Globe Life Inc. (GL) | $13.41B | 1.41 | 6.16 | 11.28 | 15.53 |
| Invesco Ltd. (IVZ)vs › | $13.48B | 0.71 | 23.07 | 12.26 | 8.44 |
| TransUnion (TRU)vs › | $13.84B | 1.90 | 1.73 | 1.63 | 1.78 |
| Assurant, Inc. (AIZ)vs › | $13.99B | 1.27 | 0.67 | 0.66 | 0.69 |
| Everest Group, Ltd. (EG)vs › | $14.87B | 0.40 | 0.77 | 0.73 | 0.82 |
| Bitmine Immersion Technologies, Inc. (BMNR)vs › | $14.90B | 36.68 | 26.00 | 13.84 | 9.36 |
| American Financial Group, Inc. (AFG)vs › | $11.80B | 0.50 | 0.81 | 0.91 | 1.09 |
| Erie Indemnity Company (ERIE)vs › | $11.18B | 1.25 | 1.33 | 1.27 | 1.26 |
| Hut 8 Corp. (HUT)vs › | $10.70B | 19.35 | 1.38 | 2.83 | 5.12 |
| FactSet Research Systems Inc. (FDS)vs › | $10.08B | 0.68 | 1.32 | 1.56 | 2.03 |
Quick Ratio
1.41
Excludes inventory
Current Ratio
1.41
Includes inventory
Quick Ratio = (Current Assets − Inventory) / Current Liabilities
The quick ratio is a stricter liquidity measure that excludes inventory, showing the ability to meet short-term obligations with the most liquid assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | QUICK RATIO (ACID-TEST) |
|---|---|
| 2026-06-30 | 1.41 |
| 2026-03-31 | 1.13 |
| 2025-12-31 | 9.66 |
| 2025-09-30 | 9.66 |
| 2025-06-30 | 8.96 |
| 2025-03-31 | 8.95 |
| 2024-12-31 | 9.48 |
| 2024-09-30 | 10.53 |
| 2024-06-30 | 17.22 |
| 2024-03-31 | 16.65 |
| 2023-12-31 | 10.83 |
| 2023-09-30 | 19.17 |
| 2023-06-30 | 23.00 |
| 2023-03-31 | 18.81 |
| 2022-12-31 | 10.66 |
| 2022-09-30 | 24.09 |
| 2022-06-30 | 23.40 |
| 2022-03-31 | 24.47 |
| 2021-12-31 | 8.15 |
| 2021-09-30 | 31.53 |
| 2021-06-30 | 38.36 |
| 2021-03-31 | 34.69 |
| 2020-12-31 | 0.00 |
| 2020-09-30 | 0.00 |
| 2020-06-30 | 0.00 |
| 2020-03-31 | 0.00 |
| 2019-12-31 | 0.00 |
| 2019-09-30 | 0.00 |
| 2019-06-30 | 0.00 |
| 2019-03-31 | 0.00 |
| 2018-12-31 | 0.00 |
| 2018-09-30 | 0.00 |
| 2018-06-30 | 0.00 |
| 2018-03-31 | 0.00 |
| 2017-12-31 | 0.00 |
| 2017-09-30 | 0.00 |
| 2017-06-30 | 0.00 |
| 2017-03-31 | 0.00 |
| 2016-12-31 | 0.00 |
| 2016-09-30 | 0.00 |
| 2016-06-30 | 0.00 |
| 2016-03-31 | 0.00 |
| 2015-12-31 | 0.00 |
| 2015-09-30 | 0.00 |
| 2015-06-30 | 0.00 |
| 2015-03-31 | 0.00 |
| 2014-12-31 | 0.00 |
| 2014-09-30 | 0.00 |
| 2014-06-30 | 0.00 |
| 2014-03-31 | 0.00 |
| 2013-12-31 | 0.00 |
| 2013-09-30 | 0.00 |
| 2013-06-30 | 0.00 |
| 2013-03-31 | 0.00 |
| 2012-12-31 | 0.00 |
| 2012-09-30 | 0.00 |
| 2012-06-30 | 0.00 |
| 2012-03-31 | 0.00 |
| 2011-12-31 | 0.00 |
| 2011-09-30 | 0.00 |
| 2011-06-30 | 0.00 |
| 2011-03-31 | 0.00 |
| 2010-12-31 | 0.00 |
| 2010-09-30 | 0.00 |
| 2010-06-30 | 0.00 |
| 2010-03-31 | 0.00 |
| 2009-12-31 | 0.00 |
| 2009-09-30 | 0.00 |
| 2009-06-30 | 0.00 |
| 2009-03-31 | 0.00 |
| 2008-12-31 | 0.00 |
| 2008-09-30 | 0.00 |
| 2008-06-30 | 0.00 |
| 2008-03-31 | 0.00 |
| 2007-12-31 | 0.00 |
| 2007-09-30 | 0.00 |
| 2007-06-30 | 0.00 |
| 2007-03-31 | 0.00 |
| 2006-12-31 | 0.00 |
| 2006-09-30 | 0.00 |
| 2006-06-30 | 0.00 |
| 2006-03-31 | 0.00 |
| 2005-12-31 | 0.00 |
| 2005-09-30 | 0.00 |
| 2005-06-30 | 0.00 |
| 2005-03-31 | 0.00 |
| 2004-12-31 | 0.00 |
| 2004-09-30 | 0.00 |
| 2004-06-30 | 0.00 |
| 2004-03-31 | 0.00 |
| 2003-12-31 | 0.00 |
| 2003-09-30 | 0.00 |
| 2003-06-30 | 0.00 |
| 2003-03-31 | 0.00 |
| 2002-12-31 | 0.00 |
| 2002-09-30 | 0.00 |
