Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 47.44x is 19% below its 5-year average of 58.22x, near the low end of its 5-year range (-3.26x–275.56x).
As of the fiscal period ended Tuesday, June 30, 2026. 41.20% below its 12-month average of 80.69x.
Reported quarterly interest coverage; no daily interpolation.
INTEREST COVERAGE RATIO
47.44x
INTEREST COVERAGE RATIO AVG TTM
80.69x
INTEREST COVERAGE RATIO AVG 3Y
68.39x
INTEREST COVERAGE RATIO AVG 5Y
58.22x
INTEREST COVERAGE RATIO AVG 10Y
39.40x
INTEREST COVERAGE RATIO AVG 15Y
30.80x
INTEREST COVERAGE RATIO AVG 20Y
29.69x
CURRENT VS TTM AVG
-41.20%
CURRENT VS 3Y AVG
-30.63%
CURRENT VS 5Y AVG
-18.51%
CURRENT VS 10Y AVG
+20.41%
CURRENT VS 15Y AVG
+54.01%
CURRENT VS 20Y AVG
+59.78%
SECTOR MEDIAN · FINANCIAL SERVICES
5.23x
median of 96 covered companies
CURRENT VS SECTOR MEDIAN
+807.10%
vs the sector median at left
RLI Corp.
Market Cap
$5.89B
Interest Coverage Ratio
47.44x
TTM Avg
80.69x
3Y Avg
68.39x
5Y Avg
58.22x
Market Cap
$5.72B
Interest Coverage Ratio
235.35x
TTM Avg
223.50x
3Y Avg
268.65x
5Y Avg
300.55x
Market Cap
$5.54B
Interest Coverage Ratio
0.91x
TTM Avg
0.90x
3Y Avg
0.97x
5Y Avg
2.37x
Market Cap
$5.45B
Interest Coverage Ratio
4.06x
TTM Avg
4.21x
3Y Avg
4.05x
5Y Avg
3.78x
Market Cap
$8.17B
Interest Coverage Ratio
-2.12x
TTM Avg
2.49x
3Y Avg
2.49x
5Y Avg
2.49x
Market Cap
$8.70B
Interest Coverage Ratio
59.58x
TTM Avg
55.19x
3Y Avg
48.33x
5Y Avg
163.49x
Market Cap
$2.74B
Interest Coverage Ratio
1.95x
TTM Avg
4.25x
3Y Avg
3.37x
5Y Avg
5.68x
Market Cap
$9.81B
Interest Coverage Ratio
-10.55x
TTM Avg
7.92x
3Y Avg
7.92x
5Y Avg
5.69x
Market Cap
$1.10B
Interest Coverage Ratio
-0.46x
TTM Avg
2.08x
3Y Avg
2.33x
5Y Avg
3.20x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| RLI Corp. (RLI) | $5.89B | 47.44x | 80.69x | 68.39x | 58.22x |
| MarketAxess Holdings Inc. (MKTX)vs › | $5.72B | 235.35x | 223.50x | 268.65x | 300.55x |
| Axos Financial, Inc. (AX)vs › | $5.54B | 0.91x | 0.90x | 0.97x | 2.37x |
| Main Street Capital Corporation (MAIN)vs › | $5.45B | 4.06x | 4.21x | 4.05x | 3.78x |
| TeraWulf Inc. (WULF)vs › | $8.17B | -2.12x | 2.49x | 2.49x | 2.49x |
| Kinsale Capital Group, Inc. (KNSL)vs › | $8.70B | 59.58x | 55.19x | 48.33x | 163.49x |
| Nuveen Quality Municipal Income Fund (NAD)vs › | $2.74B | 1.95x | 4.25x | 3.37x | 5.68x |
| Hut 8 Corp. (HUT)vs › | $9.81B | -10.55x | 7.92x | 7.92x | 5.69x |
| Lufax Holding Ltd (LU)vs › | $1.10B | -0.46x | 2.08x | 2.33x | 3.20x |
| FactSet Research Systems Inc. (FDS)vs › | $10.83B | 13.29x | 11.97x | 11.69x | 24.88x |
Interest Coverage
47.4x
Debt/Equity
0.17
Current Ratio
0.48
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | 47.44x |
| 2026-03-31 | 28.62x |
| 2025-12-31 | 96.16x |
| 2025-09-30 | 115.28x |
| 2025-06-30 | 115.94x |
| 2025-03-31 | 58.90x |
| 2024-12-31 | 31.79x |
| 2024-09-30 | 72.25x |
| 2024-06-30 | 64.40x |
| 2024-03-31 | 98.88x |
| 2023-12-31 | 104.46x |
| 2023-09-30 | 8.02x |
| 2023-06-30 | 46.91x |
| 2023-03-31 | 61.15x |
| 2022-12-31 | 56.63x |
| 2022-09-30 | 275.56x |
| 2022-06-30 | -3.26x |
| 2022-03-31 | 29.12x |
| 2021-12-31 | 59.53x |
| 2021-09-30 | 18.59x |
| 2021-06-30 | 53.58x |
| 2021-03-31 | 47.26x |
| 2020-12-31 | 54.06x |
| 2020-09-30 | 27.10x |
| 2020-06-30 | 60.37x |
| 2020-03-31 | -41.84x |
| 2019-12-31 | 31.53x |
| 2019-09-30 | 20.93x |
| 2019-06-30 | 26.24x |
| 2019-03-31 | 43.92x |
| 2018-12-31 | -17.58x |
| 2018-09-30 | 24.89x |
| 2018-06-30 | 21.29x |
| 2018-03-31 | 7.75x |
| 2017-12-31 | 13.45x |
| 2017-09-30 | -0.46x |
| 2017-06-30 | 18.33x |
| 2017-03-31 | 14.25x |
| 2016-12-31 | 20.48x |
| 2016-09-30 | 16.77x |
| 2016-06-30 | 22.81x |
| 2016-03-31 | 24.55x |
| 2015-12-31 | 24.56x |
| 2015-09-30 | 27.97x |
| 2015-06-30 | 29.43x |
| 2015-03-31 | 23.98x |
| 2014-12-31 | 25.04x |
| 2014-09-30 | 26.17x |
| 2014-06-30 | 27.97x |
| 2014-03-31 | 22.69x |
| 2013-12-31 | 11.47x |
| 2013-09-30 | 36.56x |
| 2013-06-30 | 28.80x |
| 2013-03-31 | 23.79x |
| 2012-12-31 | 24.79x |
| 2012-09-30 | 24.13x |
| 2012-06-30 | 23.98x |
| 2012-03-31 | 27.41x |
| 2012-01-31 | 27.30x |
| 2011-09-30 | 22.60x |
| 2011-06-30 | 44.79x |
| 2011-03-31 | 25.27x |
| 2010-12-31 | 33.35x |
| 2010-09-30 | 27.12x |
| 2010-06-30 | 36.78x |
| 2010-03-31 | 21.53x |
| 2009-12-31 | 29.51x |
| 2009-09-30 | 28.88x |
| 2009-06-30 | 30.74x |
| 2009-03-31 | -1.57x |
| 2008-12-31 | 3.85x |
| 2008-09-30 | 4.68x |
| 2008-06-30 | 33.25x |
| 2008-03-31 | 19.68x |
| 2007-12-31 | 22.74x |
| 2007-09-30 | 45.66x |
| 2007-06-30 | 47.80x |
| 2007-03-31 | 31.22x |
| 2006-12-31 | 52.10x |
| 2006-09-30 | 26.21x |
| 2006-06-30 | 16.09x |
| 2006-03-31 | 21.56x |
| 2005-12-31 | 10.02x |
| 2005-09-30 | 20.37x |
| 2005-06-30 | 26.76x |
| 2005-03-31 | 22.95x |
| 2004-12-31 | 22.99x |
| 2004-09-30 | 5.76x |
| 2004-06-30 | 15.63x |
| 2004-03-31 | 13.67x |
| 2003-12-31 | 54.66x |
| 2003-09-30 | 201.07x |
| 2003-06-30 | 105.54x |
| 2003-03-31 | 84.57x |
| 2002-12-31 | 30.64x |
| 2002-09-30 | 15.68x |