Sector note: Free-cash-flow and enterprise-value multiples (P/FCF, FCF yield, EV/EBITDA, EV/EBIT) are omitted — they aren't meaningful for banks and insurers, whose deposits and reserves a standard model misreads as debt. Book value (P/B), ROE and net interest margin are the right lenses here.
Dividend status: Current payer. A positive current dividend run rate is available.
Last Updated: Tuesday, July 28, 2026
| Third-Party DCF Estimate (FMP) | N/A |
| Price Gap vs Third-Party Estimate | N/A |
| PE Ratio | 24.79 |
| PE Ratio Avg TTM | 30.83 |
| PE Ratio Avg 3Y | 22.62 |
| Current VS TTM Avg | -19.59% |
| Current VS 3Y Avg | +9.58% |
| Current VS 5Y Avg | +52.04% |
| PS Ratio | 1.91 |
| PS Ratio Avg TTM | 1.55 |
| PS Ratio Avg 3Y | 1.47 |
| Current VS TTM Avg | +23.37% |
| Current VS 3Y Avg | +29.54% |
| Current VS 5Y Avg | +23.31% |
| PB Ratio | 1.42 |
| PB Ratio Avg TTM | 1.13 |
| PB Ratio Avg 3Y | 1.00 |
| Current VS TTM Avg | +26.16% |
| Current VS 3Y Avg | +42.12% |
| Current VS 5Y Avg | +31.21% |
| Debt/Equity Ratio | 1.27 |
| Debt/Equity Ratio Avg TTM | 1.14 |
| Debt/Equity Ratio Avg 3Y | 1.04 |
| Current VS TTM Avg | +11.47% |
| Current VS 3Y Avg | +22.19% |
| Current VS 5Y Avg | +36.05% |
| PEG Ratio | 3.60 |
| PEG Ratio Avg TTM | N/A |
| PEG Ratio Avg 3Y | N/A |
| Current VS TTM Avg | N/A |
| Current VS 3Y Avg | N/A |
| Current VS 5Y Avg | +96.19% |
| Earnings Yield | 4.03% |
| Earnings Yield Avg TTM | 3.52% |
| Earnings Yield Avg 3Y | 5.37% |
| Current VS TTM Avg | +14.35% |
| Current VS 3Y Avg | -24.97% |
| Current VS 5Y Avg | -43.72% |
| Current Ratio | 17.14 |
| Current Ratio Avg TTM | 6.00 |
| Current Ratio Avg 3Y | 3.37 |
| Current VS TTM Avg | +185.56% |
| Current VS 3Y Avg | +408.23% |
| Current VS 5Y Avg | +399.67% |
| Quick Ratio | 17.14 |
| Quick Ratio Avg TTM | 6.00 |
| Quick Ratio Avg 3Y | 3.37 |
| Current VS TTM Avg | +185.56% |
| Current VS 3Y Avg | +408.23% |
| Current VS 5Y Avg | +399.67% |
| ROIC | 1.38% |
| ROIC Avg 3Y | 2.62% |
| ROIC Avg 5Y | 3.62% |
| Current VS 3Y Avg | -47.33% |
| Current VS 5Y Avg | -61.86% |
| Current VS 10Y Avg | -77.69% |
| ROA | 1.62% |
| ROA Avg TTM | 1.52% |
| ROA Avg 3Y | 2.64% |
| Current VS TTM Avg | +6.23% |
| Current VS 3Y Avg | -38.75% |
| Current VS 5Y Avg | -55.49% |
| ROE | 4.35% |
| ROE Avg TTM | 4.04% |
| ROE Avg 3Y | 6.69% |
| Current VS TTM Avg | +7.81% |
| Current VS 3Y Avg | -34.93% |
| Current VS 5Y Avg | -48.78% |
| Net Profit Margin | 15.10% |
| Net Profit Margin Avg TTM | 8.55% |
| Net Profit Margin Avg 3Y | 9.43% |
| Current VS TTM Avg | +76.67% |
| Current VS 3Y Avg | +60.24% |
| Current VS 5Y Avg | +38.52% |
| +1.39% |
| 2019 | -9.31% |
| 2018 | -29.92% |
| 2017 | +11.57% |
