Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 18.40x is 22% above its 5-year average of 15.07x, near the high end of its 5-year range (7.02x–22.94x).
2.30% below its 12-month average of 18.83x.
Reported quarterly interest coverage; no daily interpolation. Q2 FY2026 (2026-06-30): 18.13x.
INTEREST COVERAGE RATIO
18.40x
INTEREST COVERAGE RATIO AVG TTM
18.83x
INTEREST COVERAGE RATIO AVG 3Y
17.37x
INTEREST COVERAGE RATIO AVG 5Y
15.07x
INTEREST COVERAGE RATIO AVG 10Y
10.41x
INTEREST COVERAGE RATIO AVG 15Y
8.66x
INTEREST COVERAGE RATIO AVG 20Y
7.92x
CURRENT VS TTM AVG
-2.30%
CURRENT VS 3Y AVG
+5.95%
CURRENT VS 5Y AVG
+22.13%
CURRENT VS 10Y AVG
+76.70%
CURRENT VS 15Y AVG
+112.49%
CURRENT VS 20Y AVG
+132.43%
SECTOR MEDIAN · FINANCIAL SERVICES
5.23x
median of 98 covered companies
CURRENT VS SECTOR MEDIAN
+251.82%
vs the sector median at left
W. R. Berkley Corporation
Market Cap
$26.54B
Interest Coverage Ratio
18.40x
TTM Avg
18.83x
3Y Avg
17.37x
5Y Avg
15.07x
Market Cap
$26.35B
Interest Coverage Ratio
56.23x
TTM Avg
55.08x
3Y Avg
50.77x
5Y Avg
49.97x
Market Cap
$25.34B
Interest Coverage Ratio
643.64x
TTM Avg
685.20x
3Y Avg
1687.11x
5Y Avg
1725.47x
Market Cap
$25.33B
Interest Coverage Ratio
1.32x
TTM Avg
1.18x
3Y Avg
3.27x
5Y Avg
5.99x
Market Cap
$28.30B
Interest Coverage Ratio
28.95x
TTM Avg
25.14x
3Y Avg
18.85x
5Y Avg
18.21x
Market Cap
$24.75B
Interest Coverage Ratio
1.12x
TTM Avg
1.05x
3Y Avg
1.37x
5Y Avg
1.98x
Market Cap
$29.70B
Interest Coverage Ratio
0.61x
TTM Avg
0.51x
3Y Avg
1.02x
5Y Avg
2.42x
Market Cap
$29.90B
Interest Coverage Ratio
8.59x
TTM Avg
5.48x
3Y Avg
5.61x
5Y Avg
6.07x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| W. R. Berkley Corporation (WRB) | $26.54B | 18.40x | 18.83x | 17.37x | 15.07x |
| Cincinnati Financial Corporation (CINF)vs › | $26.35B | 56.23x | 55.08x | 50.77x | 49.97x |
| Principal Financial Group, Inc. (PFG)vs › | $25.34B | 643.64x | 685.20x | 1687.11x | 1725.47x |
| Regions Financial Corporation (RF)vs › | $25.33B | 1.32x | 1.18x | 3.27x | 5.99x |
| Cboe Global Markets, Inc. (CBOE)vs › | $28.30B | 28.95x | 25.14x | 18.85x | 18.21x |
| Synchrony Financial (SYF)vs › | $24.75B | 1.12x | 1.05x | 1.37x | 1.98x |
| KeyCorp (KEY)vs › | $23.42B | 0.61x | 0.61x | 1.18x | 3.38x |
| Citizens Financial Group, Inc. (CFG)vs › | $29.70B | 0.61x | 0.51x | 1.02x | 2.42x |
| Willis Towers Watson Public Limited Company (WTW)vs › | $29.90B | 8.59x | 5.48x | 5.61x | 6.07x |
| Circle Internet Group (CRCL)vs › | $23.07B | -74.34x | 114.34x | 114.34x | 114.34x |
Interest Coverage
18.4x
Debt/Equity
0.28
Current Ratio
1.37
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | 18.13x |
| 2026-03-31 | 19.43x |
| 2025-12-31 | 19.18x |
| 2025-09-30 | 21.01x |
| 2025-06-30 | 16.42x |
| 2025-03-31 | 16.98x |
| 2024-12-31 | 22.94x |
| 2024-09-30 | 14.96x |
| 2024-06-30 | 15.38x |
| 2024-03-31 | 18.09x |
| 2023-12-31 | 15.72x |
| 2023-09-30 | 13.17x |
| 2023-06-30 | 14.35x |
| 2023-03-31 | 11.81x |
| 2022-12-31 | 15.00x |
| 2022-09-30 | 9.01x |
| 2022-06-30 | 7.02x |
| 2022-03-31 | 20.94x |
| 2021-12-31 | 9.50x |
| 2021-09-30 | 9.47x |
| 2021-06-30 | 7.87x |
| 2021-03-31 | 8.08x |
| 2020-12-31 | 11.20x |
| 2020-09-30 | 5.19x |
| 2020-06-30 | 2.75x |
| 2020-03-31 | -0.18x |
| 2019-12-31 | 4.38x |
| 2019-09-30 | 5.28x |
| 2019-06-30 | 6.72x |
| 2019-03-31 | 5.63x |
| 2018-12-31 | 4.01x |
| 2018-09-30 | 5.25x |
| 2018-06-30 | 5.77x |
| 2018-03-31 | 5.69x |
| 2017-12-31 | 5.46x |
| 2017-09-30 | 6.14x |
| 2017-06-30 | 4.37x |
| 2017-03-31 | 5.01x |
| 2016-12-31 | 6.29x |
| 2016-09-30 | 8.95x |
| 2016-06-30 | 4.56x |
| 2016-03-31 | 5.42x |
| 2015-12-31 | 4.92x |
| 2015-09-30 | 7.23x |
| 2015-06-30 | 5.39x |
| 2015-03-31 | 4.88x |
| 2014-12-31 | 4.70x |
| 2014-09-30 | 8.46x |
| 2014-06-30 | 8.69x |
| 2014-03-31 | 8.16x |
| 2013-12-31 | 5.96x |
| 2013-09-30 | 6.53x |
| 2013-06-30 | 5.09x |
| 2013-03-31 | 5.15x |
| 2012-12-31 | 7.14x |
| 2012-09-30 | 4.11x |
| 2012-06-30 | 4.58x |
| 2012-03-31 | 6.50x |
| 2011-12-31 | 5.32x |
| 2011-09-30 | 3.43x |
| 2011-06-30 | 3.88x |
| 2011-03-31 | 5.66x |
| 2010-12-31 | 6.23x |
| 2010-09-30 | 4.54x |
| 2010-06-30 | 5.61x |
| 2010-03-31 | 6.17x |
| 2009-12-31 | 7.15x |
| 2009-09-30 | 5.82x |
| 2009-06-30 | 6.20x |
| 2009-03-31 | -2.69x |
| 2008-12-31 | 1.15x |
| 2008-09-30 | -2.80x |
| 2008-06-30 | 4.46x |
| 2008-03-31 | 11.62x |
| 2007-12-31 | 11.43x |
| 2007-09-30 | 11.35x |
| 2007-06-30 | 11.91x |
| 2007-03-31 | 12.94x |
| 2006-12-31 | 12.56x |
| 2006-09-30 | 10.52x |
| 2006-06-30 | 10.06x |
| 2006-03-31 | 9.68x |
| 2005-12-31 | 9.52x |
| 2005-09-30 | 7.08x |
| 2005-06-30 | 9.97x |
| 2005-03-31 | 9.60x |
| 2004-12-31 | 9.40x |
| 2004-09-30 | 8.31x |
| 2004-06-30 | 10.03x |
| 2004-03-31 | 10.82x |
| 2003-12-31 | 8.71x |
| 2003-09-30 | 7.82x |
| 2003-06-30 | 10.65x |
| 2003-03-31 | 8.65x |
| 2002-12-31 | 9.81x |
| 2002-09-30 | 5.14x |
