Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 18.13x is 20% above its 5-year average of 15.07x, around the middle of its 5-year range (7.02x–22.94x).
As of the fiscal period ended Tuesday, June 30, 2026. 3.74% below its 12-month average of 18.83x.
Reported quarterly interest coverage; no daily interpolation.
INTEREST COVERAGE RATIO
18.13x
INTEREST COVERAGE RATIO AVG TTM
18.83x
INTEREST COVERAGE RATIO AVG 3Y
17.37x
INTEREST COVERAGE RATIO AVG 5Y
15.07x
INTEREST COVERAGE RATIO AVG 10Y
10.41x
INTEREST COVERAGE RATIO AVG 15Y
8.66x
INTEREST COVERAGE RATIO AVG 20Y
7.92x
CURRENT VS TTM AVG
-3.74%
CURRENT VS 3Y AVG
+4.39%
CURRENT VS 5Y AVG
+20.34%
CURRENT VS 10Y AVG
+74.10%
CURRENT VS 15Y AVG
+109.37%
CURRENT VS 20Y AVG
+129.01%
SECTOR MEDIAN · FINANCIAL SERVICES
5.21x
median of 90 covered companies
CURRENT VS SECTOR MEDIAN
+247.97%
vs the sector median at left
W. R. Berkley Corporation
Market Cap
$27.00B
Interest Coverage Ratio
18.13x
TTM Avg
18.83x
3Y Avg
17.37x
5Y Avg
15.07x
Market Cap
$27.27B
Interest Coverage Ratio
56.23x
TTM Avg
55.08x
3Y Avg
50.77x
5Y Avg
49.97x
Market Cap
$26.41B
Interest Coverage Ratio
1.32x
TTM Avg
1.18x
3Y Avg
3.27x
5Y Avg
5.99x
Market Cap
$24.66B
Interest Coverage Ratio
1.12x
TTM Avg
1.05x
3Y Avg
1.37x
5Y Avg
1.98x
Market Cap
$24.40B
Interest Coverage Ratio
643.64x
TTM Avg
685.20x
3Y Avg
1687.11x
5Y Avg
1725.47x
Market Cap
$23.94B
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$23.87B
Interest Coverage Ratio
5.22x
TTM Avg
4.73x
3Y Avg
4.43x
5Y Avg
4.56x
Market Cap
$30.30B
Interest Coverage Ratio
0.61x
TTM Avg
0.51x
3Y Avg
1.02x
5Y Avg
2.42x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| W. R. Berkley Corporation (WRB) | $27.00B | 18.13x | 18.83x | 17.37x | 15.07x |
| Cincinnati Financial Corporation (CINF)vs › | $27.27B | 56.23x | 55.08x | 50.77x | 49.97x |
| Regions Financial Corporation (RF)vs › | $26.41B | 1.32x | 1.18x | 3.27x | 5.99x |
| Synchrony Financial (SYF)vs › | $24.66B | 1.12x | 1.05x | 1.37x | 1.98x |
| Principal Financial Group, Inc. (PFG)vs › | $24.40B | 643.64x | 685.20x | 1687.11x | 1725.47x |
| KeyCorp (KEY)vs › | $24.38B | 0.61x | 0.61x | 1.18x | 3.38x |
| T. Rowe Price Group, Inc. (TROW)vs › | $23.94B | N/A | N/A | N/A | N/A |
| Loews Corporation (L)vs › | $23.87B | 5.22x | 4.73x | 4.43x | 4.56x |
| Citizens Financial Group, Inc. (CFG)vs › | $30.30B | 0.61x | 0.51x | 1.02x | 2.42x |
| Brown & Brown, Inc. (BRO)vs › | $23.56B | 5.71x | 6.25x | 6.22x | 8.23x |
Interest Coverage
18.1x
Debt/Equity
0.29
Current Ratio
1.39
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | 18.13x |
| 2026-03-31 | 19.43x |
| 2025-12-31 | 19.18x |
| 2025-09-30 | 21.01x |
| 2025-06-30 | 16.42x |
| 2025-03-31 | 16.98x |
| 2024-12-31 | 22.94x |
| 2024-09-30 | 14.96x |
| 2024-06-30 | 15.38x |
| 2024-03-31 | 18.09x |
| 2023-12-31 | 15.72x |
| 2023-09-30 | 13.17x |
| 2023-06-30 | 14.35x |
| 2023-03-31 | 11.81x |
| 2022-12-31 | 15.00x |
| 2022-09-30 | 9.01x |
| 2022-06-30 | 7.02x |
| 2022-03-31 | 20.94x |
| 2021-12-31 | 9.50x |
| 2021-09-30 | 9.47x |
| 2021-06-30 | 7.87x |
| 2021-03-31 | 8.08x |
| 2020-12-31 | 11.20x |
| 2020-09-30 | 5.19x |
| 2020-06-30 | 2.75x |
| 2020-03-31 | -0.18x |
| 2019-12-31 | 4.38x |
| 2019-09-30 | 5.28x |
| 2019-06-30 | 6.72x |
| 2019-03-31 | 5.63x |
| 2018-12-31 | 4.01x |
| 2018-09-30 | 5.25x |
| 2018-06-30 | 5.77x |
| 2018-03-31 | 5.69x |
| 2017-12-31 | 5.46x |
| 2017-09-30 | 6.14x |
| 2017-06-30 | 4.37x |
| 2017-03-31 | 5.01x |
| 2016-12-31 | 6.29x |
| 2016-09-30 | 8.95x |
| 2016-06-30 | 4.56x |
| 2016-03-31 | 5.42x |
| 2015-12-31 | 4.92x |
| 2015-09-30 | 7.23x |
| 2015-06-30 | 5.39x |
| 2015-03-31 | 4.88x |
| 2014-12-31 | 4.70x |
| 2014-09-30 | 8.46x |
| 2014-06-30 | 8.69x |
| 2014-03-31 | 8.16x |
| 2013-12-31 | 5.96x |
| 2013-09-30 | 6.53x |
| 2013-06-30 | 5.09x |
| 2013-03-31 | 5.15x |
| 2012-12-31 | 7.14x |
| 2012-09-30 | 4.11x |
| 2012-06-30 | 4.58x |
| 2012-03-31 | 6.50x |
| 2011-12-31 | 5.32x |
| 2011-09-30 | 3.43x |
| 2011-06-30 | 3.88x |
| 2011-03-31 | 5.66x |
| 2010-12-31 | 6.23x |
| 2010-09-30 | 4.54x |
| 2010-06-30 | 5.61x |
| 2010-03-31 | 6.17x |
| 2009-12-31 | 7.15x |
| 2009-09-30 | 5.82x |
| 2009-06-30 | 6.20x |
| 2009-03-31 | -2.69x |
| 2008-12-31 | 1.15x |
| 2008-09-30 | -2.80x |
| 2008-06-30 | 4.46x |
| 2008-03-31 | 11.62x |
| 2007-12-31 | 11.43x |
| 2007-09-30 | 11.35x |
| 2007-06-30 | 11.91x |
| 2007-03-31 | 12.94x |
| 2006-12-31 | 12.56x |
| 2006-09-30 | 10.52x |
| 2006-06-30 | 10.06x |
| 2006-03-31 | 9.68x |
| 2005-12-31 | 9.52x |
| 2005-09-30 | 7.08x |
| 2005-06-30 | 9.97x |
| 2005-03-31 | 9.60x |
| 2004-12-31 | 9.40x |
| 2004-09-30 | 8.31x |
| 2004-06-30 | 10.03x |
| 2004-03-31 | 10.82x |
| 2003-12-31 | 8.71x |
| 2003-09-30 | 7.82x |
| 2003-06-30 | 10.65x |
| 2003-03-31 | 8.65x |
| 2002-12-31 | 9.81x |
| 2002-09-30 | 5.14x |
