Citizens Financial Group (CFG) Interest Coverage Ratio: History & Chart

Citizens Financial Group, Inc. (CFG)CFGCitizens Financial Group, Inc.

About Citizens Financial Group, Inc.

Citizens Financial Group, Inc. (CFG) functions as the holding company for Citizens Bank, National Association, a major financial institution offering a comprehensive suite of retail and commercial banking solutions across the United States. It serves a broad spectrum of clients, from individual consumers and small enterprises to large corporations and various institutions. Its business is segmented into two primary divisions: Consumer Banking and Commercial Banking. The Consumer Banking division delivers a robust array of products, encompassing deposit accounts, mortgage and home equity lending, credit cards, and business loans for smaller entities. It also provides wealth management, investment services, and specialized financing for areas like auto, education, and point-of-sale purchases, alongside digital deposit solutions. Clients engage with this segment through contact centers and its advanced online and mobile banking platforms. Conversely, the Commercial Banking segment provides sophisticated financial solutions designed for corporate and institutional clients. These include a wide range of lending and leasing products, treasury and deposit management services, foreign exchange, and risk mitigation tools for interest rates and commodities. Additionally, it offers syndicated loans, corporate finance advice, merger and acquisition (M&A) assistance, and capital markets services for debt and equity. Its client roster spans numerous industries, such as government, non-profit, healthcare, technology, professional services, energy (oil and gas), asset and franchise finance, asset-based lending, commercial real estate, private equity, and sponsor finance. The company boasts a substantial physical presence, operating approximately 1,200 branches across 14 states and the District of Columbia. Complementing these are 114 non-branch retail and commercial offices in key national markets and a network of roughly 3,300 automated teller machines. Founded in 1828, Citizens Financial Group, Inc. is headquartered in Providence, Rhode Island. It adopted its current name in April 2014, having previously operated as RBS Citizens Financial Group, Inc.

Providence, RI

17,727 employees

www.citizensbank.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Bruce Winfield Van Saun

View full financials

CFG Interest Coverage Ratio Metrics

INTEREST COVERAGE RATIO

0.83x

INTEREST COVERAGE RATIO AVG TTM

0.71x

INTEREST COVERAGE RATIO AVG 3Y

0.54x

INTEREST COVERAGE RATIO AVG 5Y

0.94x

INTEREST COVERAGE RATIO AVG 10Y

1.60x

INTEREST COVERAGE RATIO AVG 15Y

N/A

INTEREST COVERAGE RATIO AVG 20Y

N/A

CURRENT VS TTM AVG

+16.61%

CURRENT VS 3Y AVG

+52.96%

CURRENT VS 5Y AVG

-12.16%

CURRENT VS 10Y AVG

-48.28%

CURRENT VS 15Y AVG

N/A

CURRENT VS 20Y AVG

N/A

SECTOR MEDIAN · FINANCIAL SERVICES

5.23x

median of 90 covered companies

CURRENT VS SECTOR MEDIAN

-84.17%

vs the sector median at left

NAME	MARKET CAP	INTEREST COVERAGE RATIO	TTM	3Y	5Y
Citizens Financial Group, Inc. (CFG)	$31.60B	0.83x	0.71x	0.54x	0.94x
Cboe Global Markets, Inc. (CBOE)vs ›	$30.99B	28.95x	25.14x	18.85x	18.21x
Willis Towers Watson Public Limited Company (WTW)vs ›	$30.80B	8.59x	5.48x	5.61x	6.07x
Arch Capital Group Ltd. (ACGL)vs ›	$34.49B	33.64x	32.69x	24.80x	20.26x
Raymond James Financial, Inc. (RJF)vs ›	$34.73B	2.47x	1.87x	3.00x	4.98x
Northern Trust Corporation (NTRS)vs ›	$35.02B	0.38x	0.36x	0.69x	15.89x
Regions Financial Corporation (RF)vs ›	$27.22B	1.32x	1.18x	3.27x	5.99x
Huntington Bancshares Incorporated (HBAN)vs ›	$36.19B	0.62x	0.57x	1.45x	4.33x
Cincinnati Financial Corporation (CINF)vs ›	$26.58B	56.23x	55.08x	50.77x	49.97x
M&T Bank Corporation (MTB)vs ›	$36.83B	1.04x	0.92x	2.29x	6.02x

NAME

MARKET CAP

INTEREST COVERAGE RATIO

TTM

Citizens Financial Group, Inc. (CFG)

$31.60B

0.83x

0.71x

0.54x

0.94x

Cboe Global Markets, Inc. (CBOE)vs ›

$30.99B

28.95x

25.14x

18.85x

18.21x

Willis Towers Watson Public Limited Company (WTW)vs ›

$30.80B

8.59x

5.48x

5.61x

6.07x

Arch Capital Group Ltd. (ACGL)vs ›

$34.49B

33.64x

32.69x

24.80x

20.26x

Raymond James Financial, Inc. (RJF)vs ›

$34.73B

2.47x

1.87x

3.00x

4.98x

Northern Trust Corporation (NTRS)vs ›

$35.02B

0.38x

0.36x

0.69x

15.89x

Regions Financial Corporation (RF)vs ›

$27.22B

1.32x

1.18x

3.27x

5.99x

Huntington Bancshares Incorporated (HBAN)vs ›

$36.19B

0.62x

0.57x

1.45x

4.33x

Cincinnati Financial Corporation (CINF)vs ›

$26.58B

56.23x

55.08x

50.77x

49.97x

M&T Bank Corporation (MTB)vs ›

$36.83B

1.04x

0.92x

2.29x

6.02x

Interest Coverage Ratio FAQ

What is the interest coverage ratio for Citizens Financial Group, Inc. (CFG)?

The interest coverage ratio for CFG stock is 0.83x.

Is Citizens Financial Group, Inc.'s interest coverage ratio high or low?

The interest coverage ratio of 0.83x is 12% below its 5-year average of 0.94x, near the low end of its 5-year range (0.17x–9.55x).

What is the TTM average interest coverage ratio for Citizens Financial Group, Inc. (CFG)?

The TTM average interest coverage ratio for CFG stock is 0.71x.

What is the 3Y average interest coverage ratio for Citizens Financial Group, Inc. (CFG)?

The 3Y average interest coverage ratio for CFG stock is 0.54x.

What is the 5Y average interest coverage ratio for Citizens Financial Group, Inc. (CFG)?

The 5Y average interest coverage ratio for CFG stock is 0.94x.

What is the 10Y average interest coverage ratio for Citizens Financial Group, Inc. (CFG)?

The 10Y average interest coverage ratio for CFG stock is 1.60x.

DATE	INTEREST COVERAGE RATIO
2026-06-30	0.83x
2026-03-31	0.76x
2025-12-31	0.74x
2025-09-30	0.65x
2025-06-30	0.57x
2025-03-31	0.49x
2024-12-31	0.48x
2024-09-30	0.40x
2024-06-30	0.41x
2024-03-31	0.37x
2023-12-31	0.17x
2023-09-30	0.51x
2023-06-30	0.65x
2023-03-31	0.87x
2022-12-31	1.49x
2022-09-30	2.67x
2022-06-30	3.95x
2022-03-31	8.12x
2021-12-31	9.00x
2021-09-30	8.84x
2021-06-30	9.55x
2021-03-31	7.89x
2020-12-31	4.76x
2020-09-30	2.62x
2020-06-30	1.62x
2020-03-31	0.14x
2019-12-31	1.51x
2019-09-30	1.44x
2019-06-30	1.40x
2019-03-31	1.38x
2018-12-31	1.51x
2018-09-30	1.75x
2018-06-30	1.89x
2018-03-31	2.11x
2017-12-31	2.38x
2017-09-30	2.54x
2017-06-30	2.58x
2017-03-31	2.80x
2016-12-31	3.04x
2016-09-30	3.19x
2016-06-30	2.93x
2016-03-31	2.89x
2015-12-31	2.85x
2015-09-30	2.84x
2015-06-30	2.52x
2015-03-31	2.97x
2014-12-31	2.80x
2014-09-30	2.95x
2014-06-30	5.67x
2014-03-31	2.76x
2013-12-31	2.14x
2013-09-30	2.14x
2013-06-30	-35.71x
2013-03-31	2.24x

DATE

INTEREST COVERAGE RATIO

2026-06-30

0.83x

2026-03-31

0.76x

2025-12-31

0.74x

2025-09-30

0.65x

2025-06-30

0.57x

2025-03-31

0.49x

2024-12-31

0.48x

2024-09-30

0.40x

2024-06-30

0.41x

2024-03-31

0.37x

2023-12-31

0.17x

2023-09-30

0.51x

2023-06-30

0.65x

2023-03-31

0.87x

2022-12-31

1.49x

2022-09-30

2.67x

2022-06-30

3.95x

2022-03-31

8.12x

2021-12-31

9.00x

2021-09-30

8.84x

2021-06-30

9.55x

2021-03-31

7.89x

2020-12-31

4.76x

2020-09-30

2.62x

2020-06-30

1.62x

2020-03-31

0.14x

2019-12-31

1.51x

2019-09-30

1.44x

2019-06-30

1.40x

2019-03-31

1.38x

2018-12-31

1.51x

2018-09-30

1.75x

2018-06-30

1.89x

2018-03-31

2.11x

2017-12-31

2.38x

2017-09-30

2.54x

2017-06-30

2.58x

2017-03-31

2.80x

2016-12-31

3.04x

2016-09-30

3.19x

2016-06-30

2.93x

2016-03-31

2.89x

2015-12-31

2.85x

2015-09-30

2.84x

2015-06-30

2.52x

2015-03-31

2.97x

2014-12-31

2.80x

2014-09-30

2.95x

2014-06-30

5.67x

2014-03-31

2.76x

2013-12-31

2.14x

2013-09-30

2.14x

2013-06-30

-35.71x

2013-03-31

2.24x

Interest Coverage Ratio: 0.83x

CFG Interest Coverage Ratio

CFG Average Interest Coverage Ratio Chart

CFG Current vs Average Interest Coverage Ratio Chart

CFG Interest Coverage Ratio Metrics

CFG Competitors' Interest Coverage Ratio

Financial Health Indicators

Interest Coverage Ratio Formula & Definition

Interest Coverage Ratio FAQ

CFG Interest Coverage Ratio History

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