Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 0.67x is 75% below its 5-year average of 2.67x, near the low end of its 5-year range (-0.01x–11.57x).
As of the fiscal period ended Tuesday, June 30, 2026. 9.22% above its 12-month average of 0.62x.
Reported quarterly interest coverage; no daily interpolation.
INTEREST COVERAGE RATIO
0.67x
INTEREST COVERAGE RATIO AVG TTM
0.62x
INTEREST COVERAGE RATIO AVG 3Y
0.61x
INTEREST COVERAGE RATIO AVG 5Y
0.87x
INTEREST COVERAGE RATIO AVG 10Y
1.86x
INTEREST COVERAGE RATIO AVG 15Y
3.26x
INTEREST COVERAGE RATIO AVG 20Y
2.16x
CURRENT VS TTM AVG
+9.22%
CURRENT VS 3Y AVG
+10.41%
CURRENT VS 5Y AVG
-22.62%
CURRENT VS 10Y AVG
-63.78%
CURRENT VS 15Y AVG
-79.32%
CURRENT VS 20Y AVG
-68.86%
SECTOR MEDIAN · FINANCIAL SERVICES
5.21x
median of 92 covered companies
CURRENT VS SECTOR MEDIAN
-87.07%
vs the sector median at left
Huntington Bancshares Incorporated
Market Cap
$35.07B
Interest Coverage Ratio
0.67x
TTM Avg
0.62x
3Y Avg
0.61x
5Y Avg
0.87x
Market Cap
$34.69B
Interest Coverage Ratio
33.64x
TTM Avg
32.69x
3Y Avg
24.80x
5Y Avg
20.26x
Market Cap
$34.45B
Interest Coverage Ratio
2.47x
TTM Avg
1.87x
3Y Avg
3.00x
5Y Avg
4.98x
Market Cap
$36.25B
Interest Coverage Ratio
1.04x
TTM Avg
0.92x
3Y Avg
2.29x
5Y Avg
6.02x
Market Cap
$33.69B
Interest Coverage Ratio
0.38x
TTM Avg
0.36x
3Y Avg
0.69x
5Y Avg
15.89x
Market Cap
$38.36B
Interest Coverage Ratio
16.81x
TTM Avg
22.71x
3Y Avg
22.71x
5Y Avg
50.31x
Market Cap
$31.58B
Interest Coverage Ratio
8.59x
TTM Avg
5.48x
3Y Avg
5.61x
5Y Avg
6.07x
Market Cap
$30.63B
Interest Coverage Ratio
0.61x
TTM Avg
0.51x
3Y Avg
1.02x
5Y Avg
2.42x
Market Cap
$39.61B
Interest Coverage Ratio
23.92x
TTM Avg
21.63x
3Y Avg
17.35x
5Y Avg
15.13x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Huntington Bancshares Incorporated (HBAN) | $35.07B | 0.67x | 0.62x | 0.61x | 0.87x |
| Arch Capital Group Ltd. (ACGL)vs › | $34.69B | 33.64x | 32.69x | 24.80x | 20.26x |
| Raymond James Financial, Inc. (RJF)vs › | $34.45B | 2.47x | 1.87x | 3.00x | 4.98x |
| M&T Bank Corporation (MTB)vs › | $36.25B | 1.04x | 0.92x | 2.29x | 6.02x |
| Northern Trust Corporation (NTRS)vs › | $33.69B | 0.38x | 0.36x | 0.69x | 15.89x |
| Coinbase Global, Inc. (COIN)vs › | $38.36B | 16.81x | 22.71x | 22.71x | 50.31x |
| Willis Towers Watson Public Limited Company (WTW)vs › | $31.58B | 8.59x | 5.48x | 5.61x | 6.07x |
| Citizens Financial Group, Inc. (CFG)vs › | $30.63B | 0.61x | 0.51x | 1.02x | 2.42x |
| The Hartford Insurance Group, Inc. (HIG)vs › | $39.61B | 23.92x | 21.63x | 17.35x | 15.13x |
| Cboe Global Markets, Inc. (CBOE)vs › | $30.26B | 28.95x | 25.14x | 18.85x | 18.21x |
Interest Coverage
0.7x
Debt/Equity
0.67
Current Ratio
12.39
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | 0.67x |
| 2026-03-31 | 0.54x |
| 2025-12-31 | 0.59x |
| 2025-09-30 | 0.70x |
| 2025-06-30 | 0.59x |
| 2025-03-31 | 0.61x |
| 2024-12-31 | 0.60x |
| 2024-09-30 | 0.53x |
| 2024-06-30 | 0.50x |
| 2024-03-31 | 0.47x |
| 2023-12-31 | 0.24x |
| 2023-09-30 | 0.73x |
| 2023-06-30 | 0.80x |
| 2023-03-31 | 1.21x |
| 2022-12-31 | 2.02x |
| 2022-09-30 | 4.02x |
| 2022-06-30 | 9.44x |
| 2022-03-31 | 11.57x |
| 2021-12-31 | 9.80x |
| 2021-09-30 | 10.40x |
| 2021-06-30 | -0.01x |
| 2021-03-31 | -6.16x |
| 2020-12-31 | 7.08x |
| 2020-09-30 | 4.77x |
| 2020-06-30 | 1.65x |
| 2020-03-31 | 0.31x |
| 2019-12-31 | 1.61x |
| 2019-09-30 | 1.74x |
| 2019-06-30 | 1.67x |
| 2019-03-31 | 1.70x |
| 2018-12-31 | 1.75x |
| 2018-09-30 | 2.15x |
| 2018-06-30 | 2.19x |
| 2018-03-31 | 2.67x |
| 2017-12-31 | 3.32x |
| 2017-09-30 | 3.17x |
| 2017-06-30 | 3.48x |
| 2017-03-31 | 2.97x |
| 2016-12-31 | 3.92x |
| 2016-09-30 | 2.20x |
| 2016-06-30 | 3.83x |
| 2016-03-31 | 4.18x |
| 2015-12-31 | 4.95x |
| 2015-09-30 | 4.64x |
| 2015-06-30 | 6.65x |
| 2015-03-31 | 6.39x |
| 2014-12-31 | 6.42x |
| 2014-09-30 | 6.02x |
| 2014-06-30 | 6.30x |
| 2014-03-31 | 5.76x |
| 2013-12-31 | 5.28x |
| 2013-09-30 | 6.41x |
| 2013-06-30 | 5.48x |
| 2013-03-31 | 5.06x |
| 2012-12-31 | 4.93x |
| 2012-09-30 | 3.67x |
| 2012-06-30 | 3.45x |
| 2012-03-31 | 3.28x |
| 2011-12-31 | 2.41x |
| 2011-09-30 | 2.16x |
| 2011-06-30 | 2.19x |
| 2011-03-31 | 1.65x |
| 2010-12-31 | 1.40x |
| 2010-09-30 | 1.05x |
| 2010-06-30 | 0.46x |
| 2010-03-31 | 0.01x |
| 2009-12-31 | -3.37x |
| 2009-09-30 | -1.35x |
| 2009-06-30 | -0.65x |
| 2009-03-31 | -11.55x |
| 2008-12-31 | -2.34x |
| 2008-09-30 | 0.31x |
| 2008-06-30 | 0.42x |
| 2008-03-31 | 0.41x |
| 2007-12-31 | -0.92x |
| 2007-09-30 | 0.42x |
| 2007-06-30 | 0.36x |
| 2007-03-31 | 0.46x |
| 2006-12-31 | 0.40x |
| 2006-09-30 | 0.34x |
| 2006-06-30 | 0.60x |
| 2006-03-31 | 0.66x |
| 2005-12-31 | 0.65x |
| 2005-09-30 | 0.85x |
| 2005-06-30 | 0.85x |
| 2005-03-31 | 0.89x |
| 2004-12-31 | 1.07x |
| 2004-09-30 | 1.19x |
| 2004-06-30 | 1.51x |
| 2004-03-31 | 1.35x |
| 2003-12-31 | 1.15x |
| 2003-09-30 | 1.25x |
| 2003-06-30 | 1.16x |
| 2003-03-31 | 1.03x |
| 2002-12-31 | 0.88x |
| 2002-09-30 | 0.87x |