The Hartford Insurance Group (HIG) Interest Coverage Ratio: History & Chart

The Hartford Insurance Group, Inc.(HIG)

Insurance - Diversified · Hartford, CT

$136.03-1.56 (-1.13%)

Delayed quote: Sep 15, 2026, 4:00 PM EDT

About The Hartford Insurance Group, Inc.

The Hartford Insurance Group, Inc., together with its subsidiaries, provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. It operates through Business Insurance, Personal Insurance, Property & Casualty Other Operations, Employee Benefits and Hartford Funds. The company offers insurance coverage, including workers’ compensation, property, automobile, general and professional liability, package business, umbrella, fidelity and surety, marine, livestock, accident, health, and reinsurance through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers, wholesale agents, and reinsurance brokers. The company also provides automobiles, homeowners, and personal umbrella coverages. The Property & Casualty Other Operations segment offers coverage for asbestos and environmental exposures. In addition, it provides group life, disability, and other group coverages to members of employer groups, associations, and affinity groups through direct insurance policies; reinsurance to other insurance companies; employer paid and voluntary product coverages; disability underwriting, administration, and claims processing to self-funded employer plans; leave management solution; distributes its group insurance products and services through brokers, consultants, third-party administrators, trade associations, and private exchanges. Further, the company offers managed mutual funds across various asset classes; and exchange-traded funds through broker-dealer organizations, independent financial advisers, defined contribution plans, financial consultants, bank trust, and registered investment advisers, as well as investment management, distribution, and administrative services, such as product design, implementation, and oversight. The company was founded in 1810 and is headquartered in Hartford, Connecticut.

Hartford, CT

19,200 employees

www.thehartford.com

Financial Services / Insurance - Diversified

Sector: Financial Services
Industry: Insurance - Diversified
CEO: Christopher J. Swift

View full financials

HIG Interest Coverage Ratio Metrics

INTEREST COVERAGE RATIO

23.92x

INTEREST COVERAGE RATIO AVG TTM

22.77x

INTEREST COVERAGE RATIO AVG 3Y

19.69x

INTEREST COVERAGE RATIO AVG 5Y

16.95x

INTEREST COVERAGE RATIO AVG 10Y

11.48x

INTEREST COVERAGE RATIO AVG 15Y

8.39x

INTEREST COVERAGE RATIO AVG 20Y

7.76x

CURRENT VS TTM AVG

+5.06%

CURRENT VS 3Y AVG

+21.49%

CURRENT VS 5Y AVG

+41.14%

CURRENT VS 10Y AVG

+108.37%

CURRENT VS 15Y AVG

+185.21%

CURRENT VS 20Y AVG

+208.16%

SECTOR MEDIAN · FINANCIAL SERVICES

5.23x

median of 98 covered companies

CURRENT VS SECTOR MEDIAN

+357.36%

vs the sector median at left

NAME	MARKET CAP	INTEREST COVERAGE RATIO	TTM	3Y	5Y
The Hartford Insurance Group, Inc. (HIG)	$37.29B	23.92x	22.77x	19.69x	16.95x
MSCI Inc. (MSCI)vs ›	$39.59B	8.16x	8.20x	7.72x	7.21x
American International Group, Inc. (AIG)vs ›	$40.29B	9.80x	9.09x	7.49x	8.04x
M&T Bank Corporation (MTB)vs ›	$34.11B	1.04x	0.92x	2.29x	6.02x
Arch Capital Group Ltd. (ACGL)vs ›	$33.90B	33.64x	32.69x	24.80x	20.26x
Huntington Bancshares Incorporated (HBAN)vs ›	$33.84B	0.62x	0.57x	1.45x	4.33x
Prudential Financial, Inc. (PRU)vs ›	$41.40B	2.21x	2.21x	2.21x	2.21x
Northern Trust Corporation (NTRS)vs ›	$32.70B	0.38x	0.36x	0.69x	15.89x
Raymond James Financial, Inc. (RJF)vs ›	$32.42B	2.47x	1.87x	3.00x	4.98x
Ares Management Corporation (ARES)vs ›	$42.40B	2.30x	1.63x	1.22x	1.43x

NAME

MARKET CAP

INTEREST COVERAGE RATIO

TTM

The Hartford Insurance Group, Inc. (HIG)

$37.29B

23.92x

22.77x

19.69x

16.95x

MSCI Inc. (MSCI)vs ›

$39.59B

8.16x

8.20x

7.72x

7.21x

American International Group, Inc. (AIG)vs ›

$40.29B

9.80x

9.09x

7.49x

8.04x

M&T Bank Corporation (MTB)vs ›

$34.11B

1.04x

0.92x

2.29x

6.02x

Arch Capital Group Ltd. (ACGL)vs ›

$33.90B

33.64x

32.69x

24.80x

20.26x

Huntington Bancshares Incorporated (HBAN)vs ›

$33.84B

0.62x

0.57x

1.45x

4.33x

Prudential Financial, Inc. (PRU)vs ›

$41.40B

2.21x

Northern Trust Corporation (NTRS)vs ›

$32.70B

0.38x

0.36x

0.69x

15.89x

Raymond James Financial, Inc. (RJF)vs ›

$32.42B

2.47x

1.87x

3.00x

4.98x

Ares Management Corporation (ARES)vs ›

$42.40B

2.30x

1.63x

1.22x

1.43x

Interest Coverage Ratio FAQ

What is the interest coverage ratio for The Hartford Insurance Group, Inc. (HIG)?

The interest coverage ratio for HIG stock is 23.92x.

Is The Hartford Insurance Group, Inc.'s interest coverage ratio high or low?

The interest coverage ratio of 23.92x is 41% above its 5-year average of 16.95x, near the high end of its 5-year range (8.64x–28.84x).

What is the TTM average interest coverage ratio for The Hartford Insurance Group, Inc. (HIG)?

The TTM average interest coverage ratio for HIG stock is 22.77x.

What is the 3Y average interest coverage ratio for The Hartford Insurance Group, Inc. (HIG)?

The 3Y average interest coverage ratio for HIG stock is 19.69x.

What is the 5Y average interest coverage ratio for The Hartford Insurance Group, Inc. (HIG)?

The 5Y average interest coverage ratio for HIG stock is 16.95x.

What is the 10Y average interest coverage ratio for The Hartford Insurance Group, Inc. (HIG)?

The 10Y average interest coverage ratio for HIG stock is 11.48x.

What is the 15Y average interest coverage ratio for The Hartford Insurance Group, Inc. (HIG)?

The 15Y average interest coverage ratio for HIG stock is 8.39x.

What is the 20Y average interest coverage ratio for The Hartford Insurance Group, Inc. (HIG)?

The 20Y average interest coverage ratio for HIG stock is 7.76x.

DATE	INTEREST COVERAGE RATIO
2026-06-30	12.58x
2026-03-31	21.14x
2025-12-31	28.84x
2025-09-30	26.36x
2025-06-30	24.92x
2025-03-31	15.66x
2024-12-31	21.48x
2024-09-30	19.43x
2024-06-30	18.24x
2024-03-31	18.22x
2023-12-31	19.39x
2023-09-30	16.26x
2023-06-30	13.44x
2023-03-31	13.06x
2022-12-31	14.64x
2022-09-30	8.64x
2022-06-30	10.86x
2022-03-31	8.71x
2021-12-31	14.52x
2021-09-30	10.05x
2021-06-30	19.47x
2021-03-31	5.32x
2020-12-31	11.44x
2020-09-30	9.17x
2020-06-30	10.39x
2020-03-31	5.38x
2019-12-31	10.40x
2019-09-30	9.75x
2019-06-30	7.24x
2019-03-31	12.11x
2018-12-31	2.39x
2018-09-30	7.68x
2018-06-30	6.80x
2018-03-31	6.49x
2017-12-31	1.70x
2017-09-30	2.29x
2017-06-30	-3.56x
2017-03-31	5.01x
2016-12-31	-3.35x
2016-09-30	6.14x
2016-06-30	2.00x
2016-03-31	4.43x
2015-12-31	5.86x
2015-09-30	4.31x
2015-06-30	5.28x
2015-03-31	6.65x
2014-12-31	4.72x
2014-09-30	5.33x
2014-06-30	1.60x
2014-03-31	6.41x
2013-12-31	3.93x
2013-09-30	4.74x
2013-06-30	2.37x
2013-03-31	-4.08x
2012-12-31	-7.26x
2012-09-30	-0.44x
2012-06-30	-2.38x
2012-03-31	0.02x
2011-12-31	0.74x
2011-09-30	-0.13x
2011-06-30	-1.17x
2011-03-31	3.02x
2010-12-31	6.36x
2010-09-30	7.16x
2010-06-30	1.09x
2010-03-31	4.46x
2009-12-31	6.12x
2009-09-30	-3.87x
2009-06-30	0.15x
2009-03-31	-16.81x
2008-12-31	-10.01x
2008-09-30	-49.80x
2008-06-30	8.47x
2008-03-31	1.36x
2007-12-31	11.66x
2007-09-30	17.54x
2007-06-30	12.68x
2007-03-31	19.24x
2006-12-31	14.31x
2006-09-30	14.44x
2006-06-30	8.52x
2006-03-31	14.91x
2005-12-31	8.70x
2005-09-30	11.23x
2005-06-30	12.92x
2005-03-31	14.51x
2004-12-31	13.24x
2004-09-30	5.03x
2004-06-30	9.31x
2004-03-31	12.39x
2003-12-31	9.24x
2003-09-30	6.23x
2003-06-30	9.12x
2003-03-31	-33.71x

DATE

INTEREST COVERAGE RATIO

2026-06-30

12.58x

2026-03-31

21.14x

2025-12-31

28.84x

2025-09-30

26.36x

2025-06-30

24.92x

2025-03-31

15.66x

2024-12-31

21.48x

2024-09-30

19.43x

2024-06-30

18.24x

2024-03-31

18.22x

2023-12-31

19.39x

2023-09-30

16.26x

2023-06-30

13.44x

2023-03-31

13.06x

2022-12-31

14.64x

2022-09-30

8.64x

2022-06-30

10.86x

2022-03-31

8.71x

2021-12-31

14.52x

2021-09-30

10.05x

2021-06-30

19.47x

2021-03-31

5.32x

2020-12-31

11.44x

2020-09-30

9.17x

2020-06-30

10.39x

2020-03-31

5.38x

2019-12-31

10.40x

2019-09-30

9.75x

2019-06-30

7.24x

2019-03-31

12.11x

2018-12-31

2.39x

2018-09-30

7.68x

2018-06-30

6.80x

2018-03-31

6.49x

2017-12-31

1.70x

2017-09-30

2.29x

2017-06-30

-3.56x

2017-03-31

5.01x

2016-12-31

-3.35x

2016-09-30

6.14x

2016-06-30

2.00x

2016-03-31

4.43x

2015-12-31

5.86x

2015-09-30

4.31x

2015-06-30

5.28x

2015-03-31

6.65x

2014-12-31

4.72x

2014-09-30

5.33x

2014-06-30

1.60x

2014-03-31

6.41x

2013-12-31

3.93x

2013-09-30

4.74x

2013-06-30

2.37x

2013-03-31

-4.08x

2012-12-31

-7.26x

2012-09-30

-0.44x

2012-06-30

-2.38x

2012-03-31

0.02x

2011-12-31

0.74x

2011-09-30

-0.13x

2011-06-30

-1.17x

2011-03-31

3.02x

2010-12-31

6.36x

2010-09-30

7.16x

2010-06-30

1.09x

2010-03-31

4.46x

2009-12-31

6.12x

2009-09-30

-3.87x

2009-06-30

0.15x

2009-03-31

-16.81x

2008-12-31

-10.01x

2008-09-30

-49.80x

2008-06-30

8.47x

2008-03-31

1.36x

2007-12-31

11.66x

2007-09-30

17.54x

2007-06-30

12.68x

2007-03-31

19.24x

2006-12-31

14.31x

2006-09-30

14.44x

2006-06-30

8.52x

2006-03-31

14.91x

2005-12-31

8.70x

2005-09-30

11.23x

2005-06-30

12.92x

2005-03-31

14.51x

2004-12-31

13.24x

2004-09-30

5.03x

2004-06-30

9.31x

2004-03-31

12.39x

2003-12-31

9.24x

2003-09-30

6.23x

2003-06-30

9.12x

2003-03-31

-33.71x

Interest Coverage Ratio: 23.92x

HIG Interest Coverage Ratio

HIG Average Interest Coverage Ratio Chart

HIG Current vs Average Interest Coverage Ratio Chart

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Financial Health Indicators

Interest Coverage Ratio Formula & Definition

Interest Coverage Ratio FAQ

HIG Interest Coverage Ratio History

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