Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 12.58x is 26% below its 5-year average of 16.95x, near the low end of its 5-year range (8.64x–28.84x).
As of the fiscal period ended Tuesday, June 30, 2026. 44.75% below its 12-month average of 22.77x.
Reported quarterly interest coverage; no daily interpolation.
INTEREST COVERAGE RATIO
12.58x
INTEREST COVERAGE RATIO AVG TTM
22.77x
INTEREST COVERAGE RATIO AVG 3Y
19.69x
INTEREST COVERAGE RATIO AVG 5Y
16.95x
INTEREST COVERAGE RATIO AVG 10Y
11.48x
INTEREST COVERAGE RATIO AVG 15Y
8.39x
INTEREST COVERAGE RATIO AVG 20Y
7.76x
CURRENT VS TTM AVG
-44.75%
CURRENT VS 3Y AVG
-36.11%
CURRENT VS 5Y AVG
-25.77%
CURRENT VS 10Y AVG
+9.58%
CURRENT VS 15Y AVG
+50.00%
CURRENT VS 20Y AVG
+62.07%
SECTOR MEDIAN · FINANCIAL SERVICES
5.21x
median of 90 covered companies
CURRENT VS SECTOR MEDIAN
+141.46%
vs the sector median at left
The Hartford Insurance Group, Inc.
Market Cap
$38.90B
Interest Coverage Ratio
12.58x
TTM Avg
22.77x
3Y Avg
19.69x
5Y Avg
16.95x
Market Cap
$38.53B
Interest Coverage Ratio
16.81x
TTM Avg
22.71x
3Y Avg
22.71x
5Y Avg
50.31x
Market Cap
$41.66B
Interest Coverage Ratio
9.80x
TTM Avg
9.09x
3Y Avg
7.49x
5Y Avg
8.04x
Market Cap
$42.07B
Interest Coverage Ratio
2.30x
TTM Avg
1.63x
3Y Avg
1.22x
5Y Avg
1.43x
Market Cap
$35.70B
Interest Coverage Ratio
1.04x
TTM Avg
0.92x
3Y Avg
2.29x
5Y Avg
6.02x
Market Cap
$42.36B
Interest Coverage Ratio
2.27x
TTM Avg
2.27x
3Y Avg
2.27x
5Y Avg
2.27x
Market Cap
$35.12B
Interest Coverage Ratio
33.64x
TTM Avg
32.69x
3Y Avg
24.80x
5Y Avg
20.26x
Market Cap
$34.54B
Interest Coverage Ratio
0.62x
TTM Avg
0.57x
3Y Avg
1.45x
5Y Avg
4.33x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| The Hartford Insurance Group, Inc. (HIG) | $38.90B | 12.58x | 22.77x | 19.69x | 16.95x |
| Coinbase Global, Inc. (COIN)vs › | $38.53B | 16.81x | 22.71x | 22.71x | 50.31x |
| MSCI Inc. (MSCI)vs › | $41.60B | 8.16x | 8.20x | 7.72x | 7.21x |
| American International Group, Inc. (AIG)vs › | $41.66B | 9.80x | 9.09x | 7.49x | 8.04x |
| Ares Management Corporation (ARES)vs › | $42.07B | 2.30x | 1.63x | 1.22x | 1.43x |
| M&T Bank Corporation (MTB)vs › | $35.70B | 1.04x | 0.92x | 2.29x | 6.02x |
| Prudential Financial, Inc. (PRU)vs › | $42.36B | 2.27x | 2.27x | 2.27x | 2.27x |
| Arch Capital Group Ltd. (ACGL)vs › | $35.12B | 33.64x | 32.69x | 24.80x | 20.26x |
| Huntington Bancshares Incorporated (HBAN)vs › | $34.54B | 0.62x | 0.57x | 1.45x | 4.33x |
| Raymond James Financial, Inc. (RJF)vs › | $33.81B | 2.47x | 1.87x | 3.00x | 4.98x |
Interest Coverage
12.6x
Debt/Equity
0.23
Current Ratio
17.65
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | 12.58x |
| 2026-03-31 | 21.14x |
| 2025-12-31 | 28.84x |
| 2025-09-30 | 26.36x |
| 2025-06-30 | 24.92x |
| 2025-03-31 | 15.66x |
| 2024-12-31 | 21.48x |
| 2024-09-30 | 19.43x |
| 2024-06-30 | 18.24x |
| 2024-03-31 | 18.22x |
| 2023-12-31 | 19.39x |
| 2023-09-30 | 16.26x |
| 2023-06-30 | 13.44x |
| 2023-03-31 | 13.06x |
| 2022-12-31 | 14.64x |
| 2022-09-30 | 8.64x |
| 2022-06-30 | 10.86x |
| 2022-03-31 | 8.71x |
| 2021-12-31 | 14.52x |
| 2021-09-30 | 10.05x |
| 2021-06-30 | 19.47x |
| 2021-03-31 | 5.32x |
| 2020-12-31 | 11.44x |
| 2020-09-30 | 9.17x |
| 2020-06-30 | 10.39x |
| 2020-03-31 | 5.38x |
| 2019-12-31 | 10.40x |
| 2019-09-30 | 9.75x |
| 2019-06-30 | 7.24x |
| 2019-03-31 | 12.11x |
| 2018-12-31 | 2.39x |
| 2018-09-30 | 7.68x |
| 2018-06-30 | 6.80x |
| 2018-03-31 | 6.49x |
| 2017-12-31 | 1.70x |
| 2017-09-30 | 2.29x |
| 2017-06-30 | -3.56x |
| 2017-03-31 | 5.01x |
| 2016-12-31 | -3.35x |
| 2016-09-30 | 6.14x |
| 2016-06-30 | 2.00x |
| 2016-03-31 | 4.43x |
| 2015-12-31 | 5.86x |
| 2015-09-30 | 4.31x |
| 2015-06-30 | 5.28x |
| 2015-03-31 | 6.65x |
| 2014-12-31 | 4.72x |
| 2014-09-30 | 5.33x |
| 2014-06-30 | 1.60x |
| 2014-03-31 | 6.41x |
| 2013-12-31 | 3.93x |
| 2013-09-30 | 4.74x |
| 2013-06-30 | 2.37x |
| 2013-03-31 | -4.08x |
| 2012-12-31 | -7.26x |
| 2012-09-30 | -0.44x |
| 2012-06-30 | -2.38x |
| 2012-03-31 | 0.02x |
| 2011-12-31 | 0.74x |
| 2011-09-30 | -0.13x |
| 2011-06-30 | -1.17x |
| 2011-03-31 | 3.02x |
| 2010-12-31 | 6.36x |
| 2010-09-30 | 7.16x |
| 2010-06-30 | 1.09x |
| 2010-03-31 | 4.46x |
| 2009-12-31 | 6.12x |
| 2009-09-30 | -3.87x |
| 2009-06-30 | 0.15x |
| 2009-03-31 | -16.81x |
| 2008-12-31 | -10.01x |
| 2008-09-30 | -49.80x |
| 2008-06-30 | 8.47x |
| 2008-03-31 | 1.36x |
| 2007-12-31 | 11.66x |
| 2007-09-30 | 17.54x |
| 2007-06-30 | 12.68x |
| 2007-03-31 | 19.24x |
| 2006-12-31 | 14.31x |
| 2006-09-30 | 14.44x |
| 2006-06-30 | 8.52x |
| 2006-03-31 | 14.91x |
| 2005-12-31 | 8.70x |
| 2005-09-30 | 11.23x |
| 2005-06-30 | 12.92x |
| 2005-03-31 | 14.51x |
| 2004-12-31 | 13.24x |
| 2004-09-30 | 5.03x |
| 2004-06-30 | 9.31x |
| 2004-03-31 | 12.39x |
| 2003-12-31 | 9.24x |
| 2003-09-30 | 6.23x |
| 2003-06-30 | 9.12x |
| 2003-03-31 | -33.71x |
