Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 9.80x is 17% above its 5-year average of 8.39x, around the middle of its 5-year range (-4.97x–21.73x).
6.59% below its 12-month average of 10.49x.
Reported quarterly interest coverage; no daily interpolation. Q2 FY2026 (2026-06-30): 13.64x.
INTEREST COVERAGE RATIO
9.80x
INTEREST COVERAGE RATIO AVG TTM
10.49x
INTEREST COVERAGE RATIO AVG 3Y
8.89x
INTEREST COVERAGE RATIO AVG 5Y
8.39x
INTEREST COVERAGE RATIO AVG 10Y
5.48x
INTEREST COVERAGE RATIO AVG 15Y
5.32x
INTEREST COVERAGE RATIO AVG 20Y
3.70x
CURRENT VS TTM AVG
-6.59%
CURRENT VS 3Y AVG
+10.24%
CURRENT VS 5Y AVG
+16.77%
CURRENT VS 10Y AVG
+78.92%
CURRENT VS 15Y AVG
+84.19%
CURRENT VS 20Y AVG
+164.53%
SECTOR MEDIAN · FINANCIAL SERVICES
5.23x
median of 98 covered companies
CURRENT VS SECTOR MEDIAN
+87.38%
vs the sector median at left
American International Group, Inc.
Market Cap
$40.06B
Interest Coverage Ratio
9.80x
TTM Avg
10.49x
3Y Avg
8.89x
5Y Avg
8.39x
Market Cap
$41.42B
Interest Coverage Ratio
2.21x
TTM Avg
2.21x
3Y Avg
2.21x
5Y Avg
2.21x
Market Cap
$42.39B
Interest Coverage Ratio
2.30x
TTM Avg
1.63x
3Y Avg
1.22x
5Y Avg
1.43x
Market Cap
$37.28B
Interest Coverage Ratio
23.92x
TTM Avg
21.63x
3Y Avg
17.35x
5Y Avg
15.13x
Market Cap
$43.75B
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$34.12B
Interest Coverage Ratio
1.04x
TTM Avg
0.92x
3Y Avg
2.29x
5Y Avg
6.02x
Market Cap
$46.06B
Interest Coverage Ratio
13.75x
TTM Avg
13.84x
3Y Avg
13.70x
5Y Avg
14.82x
Market Cap
$33.90B
Interest Coverage Ratio
0.62x
TTM Avg
0.57x
3Y Avg
1.45x
5Y Avg
4.33x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| American International Group, Inc. (AIG) | $40.06B | 9.80x | 10.49x | 8.89x | 8.39x |
| MSCI Inc. (MSCI)vs › | $39.96B | 8.16x | 8.20x | 7.72x | 7.21x |
| Prudential Financial, Inc. (PRU)vs › | $41.42B | 2.21x | 2.21x | 2.21x | 2.21x |
| Ares Management Corporation (ARES)vs › | $42.39B | 2.30x | 1.63x | 1.22x | 1.43x |
| The Hartford Insurance Group, Inc. (HIG)vs › | $37.28B | 23.92x | 21.63x | 17.35x | 15.13x |
| State Street SPDR Dow Jones Industrial Average ETF Trust (DIA)vs › | $43.75B | N/A | N/A | N/A | N/A |
| M&T Bank Corporation (MTB)vs › | $34.12B | 1.04x | 0.92x | 2.29x | 6.02x |
| PayPal Holdings, Inc. (PYPL)vs › | $46.06B | 13.75x | 13.84x | 13.70x | 14.82x |
| Huntington Bancshares Incorporated (HBAN)vs › | $33.90B | 0.62x | 0.57x | 1.45x | 4.33x |
| Arch Capital Group Ltd. (ACGL)vs › | $33.81B | 33.64x | 32.69x | 24.80x | 20.26x |
Interest Coverage
9.8x
Debt/Equity
0.22
Current Ratio
1.36
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | 13.64x |
| 2026-03-31 | 9.87x |
| 2025-12-31 | 6.30x |
| 2025-09-30 | 7.21x |
| 2025-06-30 | 15.44x |
| 2025-03-31 | 10.43x |
| 2024-12-31 | 14.15x |
| 2024-09-30 | 5.79x |
| 2024-06-30 | 4.94x |
| 2024-03-31 | 4.07x |
| 2023-12-31 | -4.97x |
| 2023-09-30 | 7.97x |
| 2023-06-30 | 6.87x |
| 2023-03-31 | -0.75x |
| 2022-12-31 | 0.89x |
| 2022-09-30 | 13.84x |
| 2022-06-30 | 14.76x |
| 2022-03-31 | 21.73x |
| 2021-12-31 | 17.00x |
| 2021-09-30 | 6.63x |
| 2021-06-30 | 0.43x |
| 2021-03-31 | 13.82x |
| 2020-12-31 | -1.56x |
| 2020-09-30 | 0.97x |
| 2020-06-30 | -26.47x |
| 2020-03-31 | 7.21x |
| 2019-12-31 | 2.88x |
| 2019-09-30 | 3.62x |
| 2019-06-30 | 5.10x |
| 2019-03-31 | 3.31x |
| 2018-12-31 | -1.71x |
| 2018-09-30 | -4.68x |
| 2018-06-30 | 4.19x |
| 2018-03-31 | 4.43x |
| 2017-12-31 | 3.04x |
| 2017-09-30 | -9.67x |
| 2017-06-30 | 5.71x |
| 2017-03-31 | 5.80x |
| 2016-12-31 | -11.33x |
| 2016-09-30 | 2.24x |
| 2016-06-30 | 8.93x |
| 2016-03-31 | -0.70x |
| 2015-12-31 | -9.64x |
| 2015-09-30 | -0.36x |
| 2015-06-30 | 8.08x |
| 2015-03-31 | 11.11x |
| 2014-12-31 | 2.11x |
| 2014-09-30 | 7.02x |
| 2014-06-30 | 9.68x |
| 2014-03-31 | 4.75x |
| 2013-12-31 | 4.30x |
| 2013-09-30 | 2.28x |
| 2013-06-30 | 5.92x |
| 2013-03-31 | 4.98x |
| 2012-09-30 | 4.25x |
| 2012-06-30 | 2.94x |
| 2012-03-31 | 7.90x |
| 2011-12-31 | 3.20x |
| 2011-09-30 | -4.40x |
| 2011-06-30 | 1.79x |
| 2011-03-31 | -1.23x |
| 2010-12-31 | 5.60x |
| 2010-09-30 | 0.13x |
| 2010-06-30 | 0.87x |
| 2010-03-31 | 0.94x |
| 2009-12-31 | -1.13x |
| 2009-09-30 | -0.25x |
| 2009-06-30 | 0.07x |
| 2009-03-31 | -2.52x |
| 2008-12-31 | -5.00x |
| 2008-09-30 | -12.27x |
| 2008-06-30 | -6.57x |
| 2008-03-31 | -8.86x |
| 2007-09-30 | 3.96x |