American International Group, Inc. (AIG) vs M&T Bank Corporation (MTB)

MTB leads on 10 of 14 compared metrics.

A side-by-side comparison of American International Group, Inc. and M&T Bank Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 24, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Compare

Total return — AIG vs MTB

growth of $100 · last 30y
AIG -81.0%MTB +852.1%MTB compounded faster
Log scale — wide-divergence pair
1101001kStart $100200120062011201620212026$19$952
AIG MTB

AIG vs MTB: by the numbers

  • AIG is the larger company ($40.37B vs $34.16B market cap).
  • MTB trades at the lower earnings multiple (12.98 vs 13.43 P/E).
  • MTB converts more revenue to profit (23.71% vs 11.86% net margin).
  • MTB grew revenue faster over the past five years (14.97% vs -9.45% CAGR).
  • MTB pays the higher dividend yield (2.57% vs 2.43%).

Which is better, AIG or MTB?

Metric tally: AIG 4 · MTB 10

It depends on what you're optimizing for:

ValueMTB(lower P/E)
GrowthMTB(faster 5Y revenue CAGR)
IncomeMTB(higher dividend yield)
QualityMTB(higher ROIC)

Metrics side by side

Valuation

MetricAIGMTB
P/E ratio13.4312.98
Forward P/E9.4412.48
P/S ratio1.552.95
P/B ratio1.021.31
PEG ratio0.250.73

Profitability

MetricAIGMTB
Gross margin38.50%75.31%
Operating margin14.66%30.69%
Net margin11.86%23.71%
ROE7.82%10.48%
ROIC5.29%6.75%

Dividends

MetricAIGMTB
Dividend yield2.43%2.57%
Payout ratio33.76%35.09%

Growth (annualized)

MetricAIGMTB
Revenue CAGR (5Y)-9.45%14.97%
EPS CAGR (5Y)6.34%11.46%
Total return CAGR (5Y)12.08%13.08%

Frequently asked

Which is better, AIG or MTB?
It depends on your goal. value: MTB (lower P/E); growth: MTB (faster 5Y revenue CAGR); income: MTB (higher dividend yield); quality: MTB (higher ROIC). Across all compared metrics, MTB leads 10 to 4.
Is AIG or MTB cheaper?
On trailing earnings, MTB is cheaper: AIG trades at a 13.43 P/E and MTB at 12.98.
Which has grown faster, AIG or MTB?
Over the past five years, MTB grew revenue faster — AIG at a -9.45% CAGR versus MTB at 14.97%.
Does AIG or MTB pay a bigger dividend?
AIG yields 2.43% and MTB yields 2.57% based on trailing dividends and the latest price.
Is AIG or MTB more profitable?
MTB runs the higher net margin — AIG at 11.86% versus MTB at 23.71%.
Which has been the better investment, AIG or MTB?
Over the past 10-year, MTB delivered the higher annualized total return — AIG at 6.77% versus MTB at 10.67%. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 24, 2026.