Aflac Incorporated (AFL) vs Ameriprise Financial, Inc. (AMP)

A side-by-side comparison of Aflac Incorporated and Ameriprise Financial, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 23, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnAFL vs AMP

growth of $100 · dividends reinvested · last 10y
AFL +303.9% (+15.0%/yr)AMP +593.6% (+21.4%/yr)AMP compounded faster over this window
200400600Start $10020182020202220242026$404$694
AFL AMP

AFL vs AMP: by the numbers

  • AFL is the larger company ($59.08B vs $49.95B market cap).
  • AFL trades at the lower trailing earnings multiple (12.51 vs 13.40 P/E), one valuation lens rather than an overall verdict.
  • AFL converts more revenue to profit (26.88% vs 19.92% net margin).
  • AMP grew revenue faster over the past five years (8.70% vs -4.64% CAGR).
  • AFL pays the higher dividend yield (2.08% vs 1.19%).

Metrics side by side

Valuation

MetricAFLAMP
P/E ratio12.5113.40
Forward P/E16.5411.95
P/S ratio3.242.60
P/B ratio1.948.11

Profitability

MetricAFLAMP
Gross margin38.93%50.24%
Operating margin32.16%27.14%
Net margin26.88%19.92%
ROE16.04%62.02%

Dividends

MetricAFLAMP
Dividend yield2.08%1.19%
Payout ratio35.13%17.89%

Growth (annualized)

MetricAFLAMP
Revenue CAGR (5Y)-4.64%8.70%
EPS CAGR (5Y)0.50%24.40%
Total return CAGR (5Y)18.18%17.95%

Frequently asked

Which has the lower trailing P/E, AFL or AMP?
AFL has the lower trailing P/E: AFL trades at 12.51 and AMP at 13.40. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, AFL or AMP?
Over the past five years, AMP grew revenue faster — AFL at a -4.64% CAGR versus AMP at 8.70%.
Does AFL or AMP pay a bigger dividend?
AFL yields 2.08% and AMP yields 1.19% based on trailing dividends and the latest price.
Is AFL or AMP more profitable?
AFL runs the higher net margin — AFL at 26.88% versus AMP at 19.92%.
How have AFL and AMP total returns compared?
Over the past 10 years, AFL delivered 14.97% and AMP delivered 21.42% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 23, 2026.