Is AFL or TFC cheaper?

On trailing earnings, TFC is cheaper: AFL trades at a 13.45 P/E and TFC at 13.28.

Which has grown faster, AFL or TFC?

Over the past five years, TFC grew revenue faster — AFL at a -4.37% CAGR versus TFC at 5.16%.

Does AFL or TFC pay a bigger dividend?

AFL yields 2.02% and TFC yields 4.03% based on trailing dividends and the latest price.

Is AFL or TFC more profitable?

AFL runs the higher net margin — AFL at 25.44% versus TFC at 18.14%.

Which has been the better investment, AFL or TFC?

Over the past 10-year, AFL delivered the higher annualized total return — AFL at 15.72% versus TFC at 7.99%. Past performance doesn't predict future results.

Aflac Incorporated (AFL) vs Truist Financial Corporation (TFC)

TFC leads on 11 of 16 compared metrics.

A side-by-side comparison of Aflac Incorporated and Truist Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

AFL

Aflac Incorporated

$59.96B

$117.80Financial Services

TFC

Truist Financial Corporation

$64.36B

$51.66Financial Services

Total return — AFL vs TFC

growth of $100 · last 30y

AFL +3083.8%TFC +248.8%AFL compounded faster

Log scale — wide-divergence pair

AFL TFC

AFL vs TFC: by the numbers

•TFC is the larger company ($64.36B vs $59.96B market cap).
•TFC trades at the lower earnings multiple (13.28 vs 13.45 P/E).
•AFL converts more revenue to profit (25.44% vs 18.14% net margin).
•TFC grew revenue faster over the past five years (5.16% vs -4.37% CAGR).
•TFC pays the higher dividend yield (4.03% vs 2.02%).

Which is better, AFL or TFC?

Metric tally: AFL 5 · TFC 11

It depends on what you're optimizing for:

GrowthTFC(faster 5Y revenue CAGR)

IncomeTFC(higher dividend yield)

QualityTFC(higher ROIC)

Valuation

Metric	AFL	TFC
P/E ratio	13.45	13.28
Forward P/E	16.68	11.37●
P/S ratio	3.33	2.15●
P/B ratio	2.70	1.02●
PEG ratio	26.89	0.79●
EV / EBITDA	9.48●	18.63
FCF yield	4.84%	8.67%●

Profitability

Metric	AFL	TFC
Gross margin	47.76%	62.92%●
Operating margin	30.97%●	21.35%
Net margin	25.44%●	18.14%
ROE	20.66%●	8.61%
ROIC	3.21%	3.61%●

Dividends

Metric	AFL	TFC
Dividend yield	2.02%	4.03%●
Payout ratio	34.69%	53.89%

Growth (annualized)

Metric	AFL	TFC
Revenue CAGR (5Y)	-4.37%	5.16%●
EPS CAGR (5Y)	0.50%	4.42%●
FCF CAGR (5Y)	-13.07%	19.52%●
Total return CAGR (5Y)	18.59%●	2.51%

Frequently asked

Which is better, AFL or TFC?: It depends on your goal. growth: TFC (faster 5Y revenue CAGR); income: TFC (higher dividend yield); quality: TFC (higher ROIC). Across all compared metrics, TFC leads 11 to 5.
Is AFL or TFC cheaper?: On trailing earnings, TFC is cheaper: AFL trades at a 13.45 P/E and TFC at 13.28.
Which has grown faster, AFL or TFC?: Over the past five years, TFC grew revenue faster — AFL at a -4.37% CAGR versus TFC at 5.16%.
Does AFL or TFC pay a bigger dividend?: AFL yields 2.02% and TFC yields 4.03% based on trailing dividends and the latest price.
Is AFL or TFC more profitable?: AFL runs the higher net margin — AFL at 25.44% versus TFC at 18.14%.
Which has been the better investment, AFL or TFC?: Over the past 10-year, AFL delivered the higher annualized total return — AFL at 15.72% versus TFC at 7.99%. Past performance doesn't predict future results.

Go deeper

Full AFL analysis Full TFC analysis Interactive comparison tool

Dig into the metrics

Aflac P/E ratio Truist Financial P/E ratio Aflac dividend yield Truist Financial dividend yield Aflac ROE Truist Financial ROE Aflac operating margin Truist Financial operating margin Aflac revenue growth Truist Financial revenue growth Aflac free cash flow Truist Financial free cash flow

Aflac & Truist Financial appear in these rankings

Highest Dividend Yield Stocks Dividend Aristocrats Highest Operating Margin Stocks Highest FCF Yield Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.