Which has the lower trailing P/E, AFL or TFC?

TFC has the lower trailing P/E: AFL trades at 14.45 and TFC at 12.35. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, AFL or TFC?

Over the past five years, TFC grew revenue faster — AFL at a -4.37% CAGR versus TFC at 5.61%.

Does AFL or TFC pay a bigger dividend?

AFL yields 1.88% and TFC yields 3.99% based on trailing dividends and the latest price.

Is AFL or TFC more profitable?

AFL runs the higher net margin — AFL at 25.44% versus TFC at 19.13%.

How have AFL and TFC total returns compared?

Over the past 10 years, AFL delivered 16.05% and TFC delivered 7.79% annualized total return. Past performance doesn't predict future results.

Aflac Incorporated (AFL) vs Truist Financial Corporation (TFC)

A side-by-side comparison of Aflac Incorporated and Truist Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.

AFL

Aflac Incorporated

$65.94B

$129.55Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT

TFC

Truist Financial Corporation

$66.02B

$52.99Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT

Total return — AFL vs TFC

growth of $100 · dividends reinvested · last 30y

AFL +5400.9%TFC +941.3%AFL compounded faster

Log scale — wide-divergence pair

AFL TFC

AFL vs TFC: by the numbers

•TFC is the larger company ($66.02B vs $65.94B market cap).
•TFC trades at the lower trailing earnings multiple (12.35 vs 14.45 P/E), one valuation lens rather than an overall verdict.
•AFL converts more revenue to profit (25.44% vs 19.13% net margin).
•TFC grew revenue faster over the past five years (5.61% vs -4.37% CAGR).
•TFC pays the higher dividend yield (3.99% vs 1.88%).

Metrics side by side

Valuation

Metric	AFL	TFC
P/E ratio	14.45	12.35
Forward P/E	18.03	11.25
P/S ratio	3.58	2.12
P/B ratio	2.17	1.01
PEG ratio	28.89	0.86

Profitability

Metric	AFL	TFC
Gross margin	38.93%	64.02%
Operating margin	30.97%	22.30%
Net margin	25.44%	19.13%
ROE	15.47%	9.11%
ROIC	3.37%	3.61%

Dividends

Metric	AFL	TFC
Dividend yield	1.88%	3.99%
Payout ratio	34.69%	53.89%

Growth (annualized)

Metric	AFL	TFC
Revenue CAGR (5Y)	-4.37%	5.61%
EPS CAGR (5Y)	0.50%	4.42%
Total return CAGR (5Y)	21.80%	3.81%

Frequently asked

Which has the lower trailing P/E, AFL or TFC?: TFC has the lower trailing P/E: AFL trades at 14.45 and TFC at 12.35. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, AFL or TFC?: Over the past five years, TFC grew revenue faster — AFL at a -4.37% CAGR versus TFC at 5.61%.
Does AFL or TFC pay a bigger dividend?: AFL yields 1.88% and TFC yields 3.99% based on trailing dividends and the latest price.
Is AFL or TFC more profitable?: AFL runs the higher net margin — AFL at 25.44% versus TFC at 19.13%.
How have AFL and TFC total returns compared?: Over the past 10 years, AFL delivered 16.05% and TFC delivered 7.79% annualized total return. Past performance doesn't predict future results.

Go deeper

Full AFL analysis Full TFC analysis Interactive comparison tool

Dig into the metrics

Aflac P/E ratio Truist Financial P/E ratio Aflac dividend yield Truist Financial dividend yield Aflac ROE Truist Financial ROE Aflac operating margin Truist Financial operating margin Aflac revenue growth Truist Financial revenue growth Aflac free cash flow Truist Financial free cash flow

Aflac & Truist Financial appear in these rankings

Highest Dividend Yield Stocks 25+ Year Dividend Growers Highest Operating Margin Stocks Highest FCF Yield Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.