Which has the lower trailing P/E, AFL or TFC?

TFC has the lower trailing P/E: AFL trades at 12.42 and TFC at 11.94. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, AFL or TFC?

Over the past five years, TFC grew revenue faster — AFL at a -4.64% CAGR versus TFC at 5.61%.

Does AFL or TFC pay a bigger dividend?

AFL yields 2.11% and TFC yields 4.15% based on trailing dividends and the latest price.

Is AFL or TFC more profitable?

AFL runs the higher net margin — AFL at 26.88% versus TFC at 19.13%.

How have AFL and TFC total returns compared?

Over the past 10 years, AFL delivered 14.83% and TFC delivered 7.04% annualized total return. Past performance doesn't predict future results.

Aflac Incorporated (AFL) vs Truist Financial Corporation (TFC)

A side-by-side comparison of Aflac Incorporated and Truist Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 10, 2026. Differences are shown without an overall score or investment verdict.

AFL

Aflac Incorporated

$58.68B

$115.28Financial ServicesDelayed quote: Sep 11, 2026, 4:00 PM EDT

TFC

Truist Financial Corporation

$62.79B

$50.40Financial ServicesDelayed quote: Sep 11, 2026, 4:00 PM EDT

Total return — AFL vs TFC

growth of $100 · dividends reinvested · last 10y

AFL +301.9% (+14.9%/yr)TFC +99.2% (+7.1%/yr)AFL compounded faster over this window

AFL TFC

AFL vs TFC: by the numbers

•TFC is the larger company ($62.79B vs $58.68B market cap).
•TFC trades at the lower trailing earnings multiple (11.94 vs 12.42 P/E), one valuation lens rather than an overall verdict.
•AFL converts more revenue to profit (26.88% vs 19.13% net margin).
•TFC grew revenue faster over the past five years (5.61% vs -4.64% CAGR).
•TFC pays the higher dividend yield (4.15% vs 2.11%).

Metrics side by side

Valuation

Metric	AFL	TFC
P/E ratio	12.42	11.94
Forward P/E	16.44	10.88
P/S ratio	3.24	2.06
P/B ratio	1.94	0.98

Profitability

Metric	AFL	TFC
Gross margin	38.93%	64.02%
Operating margin	32.16%	22.30%
Net margin	26.88%	19.13%
ROE	16.04%	9.11%

Dividends

Metric	AFL	TFC
Dividend yield	2.11%	4.15%
Payout ratio	25.97%	49.29%

Growth (annualized)

Metric	AFL	TFC
Revenue CAGR (5Y)	-4.64%	5.61%
EPS CAGR (5Y)	0.50%	4.42%
Total return CAGR (5Y)	18.59%	2.75%

Frequently asked

Which has the lower trailing P/E, AFL or TFC?: TFC has the lower trailing P/E: AFL trades at 12.42 and TFC at 11.94. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, AFL or TFC?: Over the past five years, TFC grew revenue faster — AFL at a -4.64% CAGR versus TFC at 5.61%.
Does AFL or TFC pay a bigger dividend?: AFL yields 2.11% and TFC yields 4.15% based on trailing dividends and the latest price.
Is AFL or TFC more profitable?: AFL runs the higher net margin — AFL at 26.88% versus TFC at 19.13%.
How have AFL and TFC total returns compared?: Over the past 10 years, AFL delivered 14.83% and TFC delivered 7.04% annualized total return. Past performance doesn't predict future results.

Go deeper

Full AFL analysis Full TFC analysis Interactive comparison tool

Dig into the metrics

Aflac P/E ratio Truist Financial P/E ratio Aflac dividend yield Truist Financial dividend yield Aflac ROE Truist Financial ROE Aflac operating margin Truist Financial operating margin Aflac revenue growth Truist Financial revenue growth

Aflac & Truist Financial appear in these rankings

Highest Dividend Yield Stocks 25+ Year Dividend Growers Highest Operating Margin Stocks Highest FCF Yield Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 10, 2026.